Rewards credit card · YES Bank
Yes EMI Credit Card
Yes EMI Credit Card is a rewards credit card from YES Bank. You can earn cashback of up to ₹500 i.e.
- Forex markup
- 3.5% markup on foreign currency
- Interest
- 3.80% per month (45.6% annually)
Rewards & cashback
- You can earn cashback of up to ₹500 i.e
- 1% per month on transactions not converted into EMIs
Dining
- Dining discount, and Insurance coverage
More benefits & features
- Insurance benefits
Fees & charges
- Foreign currency markup
- 3.5% markup on foreign currency
- Interest rate
- 3.80% per month (45.6% annually)
- Late payment
- Ranges from ₹0 to ₹1000
- Cash advance
- 2.5% of the withdrawn amount or a minimum of ₹500
- Fuel surcharge
- 1% fuel surcharge waiver capped at ₹250 per month
- Billing cycle
- 30 Days
- Other fees
- First Year Membership Fee of ₹499+ applicable taxes | Cash Advance Charges: 2.5% of the withdrawn amount or a minimum of ₹500
Pros and cons
What works well
- You can earn cashback of up to ₹500 i.e
- 1% per month on transactions not converted into EMIs
- Dining discount, and Insurance coverage
Worth knowing
- Basic EMI card
- No lifestyle benefits
- No travel benefits
Who can apply
- Between 21 and 60 years of age
- Salaried or self-employed
- Minimum Net Salary of ₹25,000 per month or Income Tax Return of ₹7.5 lakhs and above
How to apply
- Visit the Yes Bank website and browse for the EMI Credit and apply for the same
More YES credit cards
Details come from information published by YES Bank and may change. Confirm current fees, benefits and eligibility with the bank before applying. Some links are partner links; MyRupaya may earn a commission at no extra cost to you.
