Yes Bank Anq Pi Credit Card

Yes Bank Anq Pi Credit Card is a rewards credit card from YES Bank. On every ₹200 spent on UPI transactions above ₹2000 you can earn 4 YES Reward Points,.

Joining fee: Nil
Annual fee: Nil
Forex markup: 3.40%
Interest: 3.80% per month (45.60% annually)

More YES cards

Rewards & cashback

On every ₹200 spent on UPI transactions above ₹2000 you can earn 4 YES Reward Points,
On every ₹200 spent on all online spent you can earn 2 YES Reward Points
1 RP = 0.25 paisa
UPI Cashback Rate: 0.5%
Online cashback rate: 0.25%

More benefits & features

UPI enabled credit card
Lifetime free credit card

Fees & charges

Joining fee: Nil
Annual fee: Nil
Foreign currency markup: 3.40%
Interest rate: 3.80% per month (45.60% annually)
Late payment: Ranges from ₹100 to ₹1200
Fuel surcharge: 1% waiver, valid for transaction between ₹400 to ₹5,000
Billing cycle: 30 Days
Other fees: Lifetime free card | Cash Advance Charges: 2.5% or ₹500 whichever is higher will be levied. | Reward Redemption Charges: NIL

Pros and cons

What works well

On every ₹200 spent on UPI transactions above ₹2000 you can earn 4 YES Reward Points, and On every ₹200 spent on all online spent you can earn 2 YES Reward Points. 1 RP = 0.25 paisa
UPI Cashback Rate: 0.5%
Online cashback rate: 0.25%
Lifetime free credit card

Worth knowing

Very low reward rates
Lack some basic features

Who can apply

All YES BANK Anq Phi Credit Card holders of YES BANK

How to apply

Download and Install the Anq App: If you haven't already, download and install the Anq mobile app on your smartphone from the Google Play Store or Apple App Store
Complete your KYC (Know Your Customer): Within the Anq app, go through the KYC process
This typically involves providing basic details, Aadhaar card verification, and a selfie for identification purposes
Eligibility Check: Once your KYC is complete, the Anq app will check your eligibility for the YES BANK Anq Pi Credit Card
Review Details and Provide Additional Information: The app will display the card's features, benefits, and eligibility criteria
You might need to provide some additional information during this step
Submit your Application: After reviewing the details and filling in any required information, submit your application electronically within the app
Approval and Issuance: YES Bank will review your application
If approved, your Anq Pi Credit Card details, including the credit card number, will be visible within the Anq mobile app in 48 hours (subject to bank verification and approval time)

Details come from information published by YES Bank and may change. Confirm current fees, benefits and eligibility with the bank before applying. Some links are partner links; MyRupaya may earn a commission at no extra cost to you.