Rewards credit card · YES Bank
Yes Reserv Credit Card
Yes Reserv Credit Card is a rewards credit card from YES Bank. 1 RP = 0.25 Paisa.
- Joining fee
- First Year Membership Fee of…
- Annual fee
- First Year Membership Fee of…
- Forex markup
- 1.75% (plus applicable taxes)
- Interest
- 2.99% per month (35.88% annually)
Rewards & cashback
- 1 RP = 0.25 Paisa
- Users will get 24 YES Reward Points for every ₹200 for online shopping, Online cashback rate: 3%
- 12 YES Reward Points for every ₹200 for offline shopping. offline cashback rate: 1.5%
- 6 YES Reward Points for every ₹200 on selected categories, cashback rate on other spends: 0.75%
Airport lounge access
- 3 complimentary domestic lounge visits per quarter within India. 6 complimentary International (Outside India) Airport lounge visits per calendar year, for Primary Cardmember
Dining
- Users will get a minimum 15% discount at select restaurants
More benefits & features
- Complimentary Golf program, Insurance coverage up to 15 Lac, and Lost Card liability 15 Lac to 30 Lac
Fees & charges
- Joining fee
- First Year Membership Fee of ₹1,999 + taxes
- Annual fee
- First Year Membership Fee of ₹1,999 + taxes
- Foreign currency markup
- 1.75% (plus applicable taxes)
- Interest rate
- 2.99% per month (35.88% annually)
- Late payment
- Ranges from ₹0 to ₹1000
- Cash advance
- 2.5% of the withdrawn amount or a minimum of ₹300
- Fuel surcharge
- 1% fuel surcharge is waived on all fuel purchases at all fuel stations across India for transactions between ₹400 and…
- Billing cycle
- 30 Days
- Other fees
- First Year Membership Fee of ₹1,999+ applicable taxes, waived off on total retail spends of ₹40,000/- done within 30 days of card set up…
Pros and cons
What works well
- Get a FREE Amazon voucher worth ₹500 on spending ₹1000 within first 30 days
- Users will get 24 YES Reward Points for every ₹200 for online shopping, 12 YES Reward Points for every ₹200 for offline shopping, and 6 YES Reward Points for every ₹200 on selected categories. 1 RP = 0.25 Paisa
- Online cashback rate: 3%, offline cashback rate: 1.5%, and cashback rate on other spends: 0.75%
- 3 complimentary domestic lounge visits per quarter within India. 6 complimentary International (Outside India) Airport lounge visits per calendar year, for Primary Cardmember.Dining Benefits:
- Users will get a minimum 15% discount at select restaurants
- Complimentary Golf program, Insurance coverage up to 15 Lac, and Lost Card liability 15 Lac to 30 Lac
Worth knowing
- High annual fees
- There are no rewards on groceries and convenience store spending
Who can apply
- Between 21-60 years of age
- Salaried or self employed
- Minimum Net Salary of ₹2 lakh per month or Income Tax Return of ₹18 lakh and above
More YES credit cards
Details come from information published by YES Bank and may change. Confirm current fees, benefits and eligibility with the bank before applying. Some links are partner links; MyRupaya may earn a commission at no extra cost to you.
