Welcome Benefits: Get a FREE Amazon voucher worth INR 500 on spending INR 1000 within first 30 days.
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Yes Reserv Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefits: Get a FREE Amazon voucher worth INR 500 on spending INR 1000 within first 30 days.
Milestone Benefits
None.
Cashback Rate
1 RP = 0.25 Paisa.
Users will get 24 YES Reward Points for every INR 200 for online shopping, Online cashback rate: 3%.
12 YES Reward Points for every INR 200 for offline shopping. offline cashback rate: 1.5%.
6 YES Reward Points for every INR 200 on selected categories, cashback rate on other spends: 0.75%.
Movie Benefits
None.
Dining Benefits
Dining Benefits: Users will get a minimum 15% discount at select restaurants.
Other Benefits
Other Benefits: Complimentary Golf program, Insurance coverage up to 15 Lac, and Lost Card liability 15 Lac to 30 Lac.
Lounge Access
3 complimentary domestic lounge visits per quarter within India. 6 complimentary International (Outside India) Airport lounge visits per calendar year, for Primary Cardmember.
Rewards & Benefits
Welcome Benefits
Welcome Benefits: Get a FREE Amazon voucher worth INR 500 on spending INR 1000 within first 30 days.
Milestone Benefits
None.
Cashback Rate
1 RP = 0.25 Paisa.
Users will get 24 YES Reward Points for every INR 200 for online shopping, Online cashback rate: 3%.
12 YES Reward Points for every INR 200 for offline shopping. offline cashback rate: 1.5%.
6 YES Reward Points for every INR 200 on selected categories, cashback rate on other spends: 0.75%.
Movie Benefits
None.
Dining Benefits
Dining Benefits: Users will get a minimum 15% discount at select restaurants.
Other Benefits
Other Benefits: Complimentary Golf program, Insurance coverage up to 15 Lac, and Lost Card liability 15 Lac to 30 Lac.
Lounge Access
3 complimentary domestic lounge visits per quarter within India. 6 complimentary International (Outside India) Airport lounge visits per calendar year, for Primary Cardmember.
Fees & Charges of
Yes Reserv Credit Card
Joining Fee
First Year Membership Fee of INR 1,999+ applicable taxes
Annual Fee
First Year Membership Fee of INR 1,999+ applicable taxes
Cash Advance Fee
2.5% of the withdrawn amount or a minimum of Rs. 300
Interest rate
Interest Rate: 2.99% per month (35.88% annually)
Late Payment Fee
Late Payment Charges: Ranges from INR 0 to INR 1000.
Foreign Currency Transactions Fee
Foreign Currency Mark-up Fees: 1.75% (plus applicable taxes).
Other Fees
First Year Membership Fee of INR 1,999+ applicable taxes, waived off on total retail spends of INR 40,000/- done within 30 days of card set up date. | Cash Advance Charges: 2.5% (subject to a minimum of Rs. 300)
Joining Fee
First Year Membership Fee of INR 1,999+ applicable taxes
Annual Fee
First Year Membership Fee of INR 1,999+ applicable taxes
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: 2.99% per month (35.88% annually)
Late Payment Fee
Late Payment Charges: Ranges from INR 0 to INR 1000.
Foreign Currency Transactions Fee
Foreign Currency Mark-up Fees: 1.75% (plus applicable taxes).
Other Fees
First Year Membership Fee of INR 1,999+ applicable taxes, waived off on total retail spends of INR 40,000/- done within 30 days of card set up date. | Cash Advance Charges: 2.5% (subject to a minimum of Rs. 300)
Fee and Charges of
Yes Reserv Credit Card
Special Features
Between 21-60 years of age.
Salaried or self employed.
Minimum Net Salary of INR 2 lakh per month or Income Tax Return of INR 18 lakh and above.
Eligibility Criteria
Dining Benefits: Get a minimum 15% discount at select restaurants.
Speical Feature, Eligibility and Benefits of
Yes Reserv Credit Card
How to apply for Credit Card?
Contact Details
1800 1200
Account Opening and Procedure of
Yes Reserv Credit Card
Find Offers on Your Credit Card
Find Offers on Your Credit Card
The Yes Bank Reserv Credit Card is a good option for frequent online shoppers who also travel occasionally. The high rewards rate for online purchases and the inclusion of airport lounge access make it attractive. However, if you spend a significant amount offline on groceries, utilities, etc., the lower rewards rate might be a drawback.
The Yes Bank Reserv Credit Card is a good option for frequent online shoppers who also travel occasionally. The high rewards rate for online purchases and the inclusion of airport lounge access make it attractive. However, if you spend a significant amount offline on groceries, utilities, etc., the lower rewards rate might be a drawback.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai