Fixed Deposit Details
Bank Name
AU Small Finance Bank
Eligibility
Smart Fixed Deposit can be opened either as a single holder or joint holder saving deposit or for entities
Interest Rate
3.75 to 8% per annum.
Tenure
7 days to 120 months.
Fixed Deposit Type
Regular
Smart Fixed Deposits
Tax Benefits
Credit Ratings
CRISIL: AA+/Stable
Interest Payment Frequency
monthly, quarterly, or cumulative. Typically for fixed deposits having interest payment at maturity, compound interest is applicable and for fixed deposits having monthly interest payment, simple interest is applicable. Typically fixed deposits having a tenure of one year or less, simple interest is applicable. It is best to consult the bank officials before you book a fixed deposit.
Cummulative/Non-Cummulative
Both
Features
- Flexible interest payout options.
- Flexible renewal and Pre-closure terms.
Minimum Investment Amount
1,000
Features & Benefits
Pros
- Flexible interest payout options.
- Good credit rating.
Cons
- No tax saving benefits.
Pros & Cons
How to Open?
Online:
- Visit the AU Small Finance Bank website: Go to https://www.aubank.in/ .
- Look for the "FD" section: This is usually located under "Deposits" or "Products."
- Choose the FD option: Select the type of FD you want to open (e.g., regular, cumulative, step-up).
- Enter details: Fill in the required information, such as deposit amount, tenure, interest payout frequency, and nominee details.
- Submit the application: Review your details and submit the application online.
In-Branch:
- Visit an AU Small Finance Bank branch: Find a branch near you using their branch locator.
- Gather necessary documents: Bring along your identification proof (Aadhaar card, PAN card), address proof, and income proof (if required).
- Fill out the application form: Complete the FD application form provided by the bank.
- Submit documents and deposit funds: Hand over the completed form, documents, and the desired deposit amount to the bank representative.
Product Review
About this content
Public source: Original MyRupaya page
Captured 2026-11-06T11:00:01Z. Public page text has been preserved and restyled. Historical financial/product information may be outdated. Embedded widgets and forms are not copied or connected to live services.
