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Product Details
Bank Name

Ujjivan Small Finance Bank

Eligibility

Status - Individuals having an existing Savings or Current Account with Ujjivan SFB
Nationality - Resident Indians
Minimum deposit - ₹25,000 and in multiples of ₹1000 thereof
Minimum tenure - 12 months to 60 months and in multiples of 12 months thereof
Age - No minimum age requirement

Interest Rate

Up to 8.25%

Tenure

12 months to 60 months.

Fixed Deposit Type

Regular

Sampoorna Nidhi

Sampoorna Nidhi

Tax Benefits

None

Credit Ratings

CRISIL A1+

Interest Payment Frequency

Monthly. Typically for fixed deposits having interest payment at maturity, compound interest is applicable and for fixed deposits having monthly interest payment, simple interest is applicable. Typically fixed deposits having a tenure of one year or less, simple interest is applicable. It is best to consult the bank officials before you book a fixed deposit.

Cummulative/Non-Cummulative

Non Cumulative

Features
  • Monthly interest payout.

  • Minimum deposit requirement of 25,000.

  • Pre-mature closure facility without any penalty.

Minimum Investment Amount

25,000

Fees and Charges
Pros
  • Regular interest payment.

  • Competitive interest rates.

Cons
  • Tenure of up to 5 years only.

  • Minimum deposit requirement of 25,000

Pros & Cons
Account Opening and Procedure
How to Open?

Can be opened at Centre meetings (upto ₹ 15,000) branch, or through mobile and internet banking

Application Procedure

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