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Product Details
Bank Name

Ujjivan Small Finance Bank

Eligibility

You must be a resident individual customer with an existing savings account or current account at Ujjivan Small Finance Bank.
There is no minimum age requirement to open a Ujjivan Small Finance Bank RD account.

Interest Rate

6.5% to 7%

Tenure

6 months to 10 years

Fixed Deposit Type

Reccuring Deposit

Regular Recurring Deposits

Regular Recurring Deposits

Tax Benefits

No 

Credit Ratings

CRISIL A1+

Interest Payment Frequency

At maturity only

Cummulative/Non-Cummulative

No information provided

Features
  • Senior Citizens can avail of highest FD interest rates, i.e. an additional. 0.50% p.a.Senior Citizens can avail of highest FD interest rates, i.e. an additional. 0.50% p.a.

  • Minimum Fixed Deposit amount ranges from ₹ 100 and in multiples of ₹ 100 thereof

  • Premature closure facility allowed

Minimum Investment Amount

Rs.100

Fees and Charges
Pros
  • Senior Citizens can avail of highest FD interest rates, i.e. an additional. 0.50% p.a.Senior Citizens can avail of highest FD interest rates, i.e. an additional. 0.50% p.a.

  • Minimum Fixed Deposit amount ranges from ₹ 100 and in multiples of ₹ 100 thereof

  • Premature closure facility allowed

Cons
  • Limited liquidity 

  • Tax on interest 

Pros & Cons
Account Opening and Procedure
Application Procedure

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