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Gold Loan

Explore India's largest collection of unbiased gold loan reviews. All gold loans reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with gold loans.

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Interest Rate

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Maximum Loan Tenure

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Maximum Loan Amount

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Minimum CIBIL Score

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average rating is 3 out of 5
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Add a Title

Interest Rate

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Maximum Loan Tenure

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Maximum Loan Amount

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Minimum CIBIL Score

Add a Title

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average rating is 3 out of 5
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Add a Title

Interest Rate

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Maximum Loan Tenure

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Maximum Loan Amount

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Minimum CIBIL Score

Add a Title

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average rating is 3 out of 5
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Add a Title

Interest Rate

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Maximum Loan Tenure

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Maximum Loan Amount

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Minimum CIBIL Score

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average rating is 3 out of 5
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Gold loans by IDFC first Bank under three schemes

i. Bullet Scheme: The interest & the principal amount, both are, payable at the end of the loan tenure

ii. Monthly Interest Servicing Scheme: The interest amount is payable monthly & the principal amount is payable at the end of the loan tenure

iii. Equated Monthly Instalments (EMI) Scheme: An equated monthly instalment (EMI) is a set monthly payment on a set day, each month. EMI applies to both interest and principal each month, and the loan is paid off in full over some years.

Gold loans by IDFC first Bank under three schemes

i. Bullet Scheme: The interest & the principal amount, both are, payable at the end of the loan tenure

ii. Monthly Interest Servicing Scheme: The interest amount is payable monthly & the principal amount is payable at the end of the loan tenure

iii. Equated Monthly Instalments (EMI) Scheme: An equated monthly instalment (EMI) is a set monthly payment on a set day, each month. EMI applies to both interest and principal each month, and the loan is paid off in full over some years.

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average rating is 3 out of 5

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Cashback Rate

                    Name                          Stock Brockrage (Delievery)             Account opening fees               Annual fee               
Stock Brockrage (Delievery)  
Stock Brockrage (Delievery)  

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Maximum Loan amount

Maximum Loan Tenure

Interest Rate

Forex Rate

50 lakh

12 Months

Cashback Rate

0.80% per month

HDFC Bank Gold Loan

HDFC Bank Gold Loan

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average rating is 3 out of 5

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Cashback Rate

                    Name                          Stock Brockrage (Delievery)             Account opening fees               Annual fee               
Stock Brockrage (Delievery)  
Stock Brockrage (Delievery)  

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Maximum Loan amount

Maximum Loan Tenure

Interest Rate

Forex Rate

50 lakh

24 months

Cashback Rate

8.30% - 16.5%

ICICI Bank Gold Loan

ICICI Bank Gold Loan

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average rating is 3 out of 5

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Cashback Rate

                    Name                          Stock Brockrage (Delievery)             Account opening fees               Annual fee               
Stock Brockrage (Delievery)  
Stock Brockrage (Delievery)  

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Maximum Loan amount

Maximum Loan Tenure

Interest Rate

Forex Rate

INR 10,000,000

12 months (1 year)

Cashback Rate

11% - 16% per annum

Bank of India Gold Loan

Bank of India Gold Loan

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average rating is 3 out of 5

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Cashback Rate

                    Name                          Stock Brockrage (Delievery)             Account opening fees               Annual fee               
Stock Brockrage (Delievery)  
Stock Brockrage (Delievery)  

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Maximum Loan amount

Maximum Loan Tenure

Interest Rate

Forex Rate

INR 50,00,000

36 Months

Cashback Rate

9.85%

  • Page 2
Gold loans by IDFC first Bank under three schemes

i. Bullet Scheme: The interest & the principal amount, both are, payable at the end of the loan tenure

ii. Monthly Interest Servicing Scheme: The interest amount is payable monthly & the principal amount is payable at the end of the loan tenure

iii. Equated Monthly Instalments (EMI) Scheme: An equated monthly instalment (EMI) is a set monthly payment on a set day, each month. EMI applies to both interest and principal each month, and the loan is paid off in full over some years.
Gold loans by IDFC first Bank under three schemes

i. Bullet Scheme: The interest & the principal amount, both are, payable at the end of the loan tenure

ii. Monthly Interest Servicing Scheme: The interest amount is payable monthly & the principal amount is payable at the end of the loan tenure

iii. Equated Monthly Instalments (EMI) Scheme: An equated monthly instalment (EMI) is a set monthly payment on a set day, each month. EMI applies to both interest and principal each month, and the loan is paid off in full over some years.

0.80% per month

Interest Rate

Maximum Loan Tenure

12 Months

50 lakh

Maximum Loan Amount

Grace Period

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HDFC Bank Gold Loan
HDFC Bank Gold Loan

8.30% - 16.5%

Interest Rate

Maximum Loan Tenure

24 months

50 lakh

Maximum Loan Amount

Grace Period

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ICICI Bank Gold Loan
ICICI Bank Gold Loan

11% - 16% per annum

Interest Rate

Maximum Loan Tenure

12 months (1 year)

INR 10,000,000

Maximum Loan Amount

Grace Period

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Bank of India Gold Loan
Bank of India Gold Loan

9.85%

Interest Rate

Maximum Loan Tenure

36 Months

INR 50,00,000

Maximum Loan Amount

Grace Period

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  • Page 2
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