Loan Details
Bank Name
Capital Small Finance Bank
Maximum Loan Tenure
Not specified by the bank.
Maximum Loan Amount
Not specified by the bank.
Interest Rate
11.50% to 12.10% per annum.
Type
Floating
Down Payment
LTV ratio of up to 75%
Fees and Charges
Processing fees- 0.50%
Pre-payment charges: NIL for floating interest rate.
Late payment charges: Rs 5 to 1500 per day.
Legal charges: At actuals.
Stamp Duty and registration charges: At actuals.
Minimum CIBIL Score
Not specified by the bank
Down Payment and Fees
Capital Small Finance Bank Housing Loan
Special Features
None
Eligibility Criteria
Applicant must be an Indian resident.
Individuals or groups of individuals who are 18 years of age or older.
Salaried individuals / Professionals / Self-employed with a permanent source of income.
Special Concession
No
Home Saver Option
No
Features, Eligibility and Concession
Pros
Minimal processing fee.
Cons
No Home Saver option.
Pros & Cons
Application Procedure
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