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Product Details
Bank Name

ICICI Home Finance

Maximum Loan Tenure

25 years

Maximum Loan Amount

75 lakh

Interest Rate

9.20% onwards

Type

both

ICICI Home Finance
Down Payment

Fees and Charges

Login Fee (for KYC checks and other documents): ₹ 5,000
Processing/ Administrative Fees (Charged at the time of sanction): 0.50% + AT or ₹11,000 + AT (whichever is higher).
Prepayment charges
Floating rate loan where purpose of loan is not for business and one of the borrower is an individual: Charges applicable NIL
Floating rate loan where purpose of loan is for business(non- Home loan) and borrowers are individuals and/or non-individual/s: 4% of the outstanding loan amount
+applicable taxes.
Fixed rate housing loan or limited period fixed rate housing loan: 2% +applicable taxes.
Fixed rate non housing loans: 4% + applicable taxes

Minimum CIBIL Score

750

Down Payment and Fees
Apply Now

ICICI Home Finance

Special Features
Eligibility Criteria
Salaried Individuals Nationality: Indian, residing in India and Non-Resident Indian Age (Primary applicant): 23 to 60 years, for resident Indians and 25 to 60 years, for NRIs Eligible job profiles: People working with proprietorship, Partnerships, LLP or private or public sector companies, MNCs Co-owned Property: ICICI HFC provides better interest rates to women to encourage them to apply as co-applicants. If you add your wife or mother to your home loan, you may be able to get a lower interest rate, even if they are not earning. Co-applicant Minimum Age: Salaried – 18 to 65 years
Special Concession
Yes, lower interest is offered for women.
Home Saver Option
Features, Eligibility and Concession
Pros
1. they offer afforable housing benefits 2. offer loan for all the aspiring homeowners 3. easy eligibility 4. quick and easy loan disbursal
Cons
They have certain hidden charges as well.
Pros & Cons
Application Procedure

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