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Loan Details
Bank Name
ICICI Home Finance
Maximum Loan Tenure
25 years
Maximum Loan Amount
75 lakh
Interest Rate
9.20% onwards
Type
both
Down Payment
Up to 90% for loans up to Rs. 30 lakh 80% for loans between Rs. 30 lakh and Rs. 75 lakh 75% for loans above Rs. 75 lakh
Fees and Charges
Login Fee (for KYC checks and other documents): ₹ 5,000 Processing/ Administrative Fees (Charged at the time of sanction): 0.50% + AT or ₹11,000 + AT (whichever is higher). Prepayment charges Floating rate loan where purpose of loan is not for business and one of the borrower is an individual: Charges applicable NIL Floating rate loan where purpose of loan is for business(non- Home loan) and borrowers are individuals and/or non-individual/s: 4% of the outstanding loan amount +applicable taxes. Fixed rate housing loan or limited period fixed rate housing loan: 2% +applicable taxes. Fixed rate non housing loans: 4% + applicable taxes
Minimum CIBIL Score
750
Down Payment and Fees
ICICI Home Finance
Special Features
Easy home loan eligibility criteria
Eligibility Criteria
Special Concession
Home Saver Option
Features, Eligibility and Concession
Pros
Cons
Pros & Cons
Product Review
About this content
Public source: Original MyRupaya page
Captured 2026-11-10T05:16:14.850497+00:00. Public page text has been preserved and restyled. Historical financial/product information may be outdated. Embedded widgets and forms are not copied or connected to live services.
