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Loan Details
Bank Name
Indiabulls Housing Finance
Maximum Loan Tenure
30 years
Maximum Loan Amount
5 crore
Interest Rate
8.75% onwards
Type
Floating
Down Payment
up to 90% of the property’s value
Fees and Charges
Processing fees: Home loan 0.50% onwards Technical /Valuation and Legal opinion charges, SRO search charges, ROC search charges, non-encumbrance certificate from SRO charges: Rs 2,500 Transaction handling charges in balance transfer / resale home loans Rs 1,500 Cheque / NACH dishonor charges: Rs 500 (home loans) Nil on representation of ECS / PDC Late payment charges: 24% per annum of outstanding EMI PDC/ECS swapping charges: NIL Retrieval charges for copies of loan /property document in IB custody Emailing of scanned copies: NIL Physical copies with IB attestation: Rs 500 All applicable fees & charges are subject to levy of GST, which if payable, is to be paid in addition to the fees/charges.
Minimum CIBIL Score
750
Down Payment and Fees
Indiabulls Home loans
Special Features
Application to disbursal online
Eligibility Criteria
Special Concession
Home Saver Option
Features, Eligibility and Concession
Pros
Cons
- Prepayment charges applicable
- Focus on NBFC Model
Pros & Cons
Product Review
About this content
Public source: Original MyRupaya page
Captured 2026-11-10T05:16:17.307100+00:00. Public page text has been preserved and restyled. Historical financial/product information may be outdated. Embedded widgets and forms are not copied or connected to live services.
