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Loan Details
Bank Name
LIC
Maximum Loan Tenure
up to 30 years or until the borrower attains 60 years of age, whichever is earlier
Maximum Loan Amount
Upto INR 2 Crore
Interest Rate
For salaried professional for loan upto INR 50 Lakh. Cibil Score 750+ :8.75% Cibil Score 150: 9.65 %. For salaried professional for loan above INR 50 Lakh. Cibil Score 750+ :8.95% Cibil Score 150: 9.75 %. For non-salaried non-professional for loan upto INR 50 Lakh. Cibil Score 750+ :8.85% Cibil Score 150: 9.65 %. For non-salaried non- professional for loan above INR 50 Lakh. Cibil Score 750+ :9.05% Cibil Score 150: 9.85 %.
Type
Floating
Down Payment
85 % of the house value
Fees and Charges
Upto INR 1 Crore 0.25% of loan amount subject to maximum of ₹15,000 + GST Above INR 1 Crore and upto INR 2 Crore: INR 20,000 + GST Above INR 2 Crore and upto INR 5 Crore: ₹25,000 +GST Above INR 5 crs and upto INR 15 Crore: INR 50,000 + GST Prepayment Penalty: NIL Penal Interest: 2% Late Payment Charges: Not specified. Legal Charges: At actual.
Minimum CIBIL Score
150
Down Payment and Fees
Griha Suvidha Home Loan
Special Features
Eligibility Criteria
Special Concession
Home Saver Option
Features, Eligibility and Concession
Pros
Cons
Pros & Cons
Product Review
About this content
Public source: Original MyRupaya page
Captured 2026-11-10T05:16:24.515163+00:00. Public page text has been preserved and restyled. Historical financial/product information may be outdated. Embedded widgets and forms are not copied or connected to live services.
