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Loan Details
Bank Name
LIC Housing Finance
Maximum Loan Tenure
For Salaried: upto 30 years For self-employement: 25 years
Maximum Loan Amount
15 crore
Interest Rate
8.9% LIC Housing Prime Lending Rate: 15.95%
Type
both
Down Payment
90% of Property value for loan upto Rs.30 lakh 80% of Property value for loan more than Rs. 30 lakh and upto Rs.75 lakh 75%of Property value for loan above Rs.75 lakh
Fees and Charges
Processing Fee Range: Up to 0.25%(Max ₹25,000) One time fee Statutory Charges Rs.250 – Rs.1,000 Rewriting Charges Rs.2,500 Cheque Bounce Charges Rs.350 ECS Dishonour Charges Rs.200 Document Retrieval Charges Rs.2,500 Providing List of Documents Rs.500 Photocopies of Title Documents Rs.1,000 Late EMI Payment Charges 1.5% - 2% p.m.
Minimum CIBIL Score
>600
Down Payment and Fees
LIC Home Loan
Special Features
Amongst the lowest rate of interest
Eligibility Criteria
Special Concession
Home Saver Option
Features, Eligibility and Concession
Pros
Cons
Pros & Cons
Product Review
About this content
Public source: Original MyRupaya page
Captured 2026-11-10T05:16:25.102706+00:00. Public page text has been preserved and restyled. Historical financial/product information may be outdated. Embedded widgets and forms are not copied or connected to live services.
