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Loan Details
Bank Name
UCO Bank
Maximum Loan Tenure
Up to 30 years.
Maximum Loan Amount
No limit.
Interest Rate
8.35% to 10% per annum.
Type
Floating
Down Payment
90% on loan up to Rs 30 lacs, 80% on loan above Rs 30 lacs to Rs 75 lacs, 75% on loan above Rs 75 lacs.
Fees and Charges
Processing fees- 0.25% of the pre-approved home loan amount, minimum Rs. 1,000, maximum Rs. 10,000. Pre-payment charges: NIL for floating interest rate. Late payment charges: Not mentioned by the bank. Legal charges: At actuals. Stamp Duty and registration charges: At actuals.
Minimum CIBIL Score
Not specified by the bank.
Down Payment and Fees
Pre-approved Home Loan
Special Features
None
Eligibility Criteria
Individuals including NRI: Minimum 21 years of age and a maximum 75 years of age.
Special Concession
Home Saver Option
Features, Eligibility and Concession
Pros
- No cap on the loan amount.
- Loan tenure of up to 30 years.
- Concession for women.
Cons
- Low LTV ratio.
- No Home Saver option.
Pros & Cons
Product Review
About this content
Public source: Original MyRupaya page
Captured 2026-11-10T05:16:29.501042+00:00. Public page text has been preserved and restyled. Historical financial/product information may be outdated. Embedded widgets and forms are not copied or connected to live services.
