Home Loans
Explore India's largest collection of unbiased home loan reviews. All home loan reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with home loans.
Top Up Home Loan
Interest Rate
9.25-10.05% per annum for floating, 9.10-11.45% per annum for fixed.
Maximum Loan Tenure
Up to 20 years.
Maximum Loan Amount
Not specified by the bank.
Fixed / Floating
Fixed and Floating
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Land Purchase and Construction Loan
Interest Rate
Not specified on website.
Maximum Loan Tenure
20 years
Maximum Loan Amount
Not specified by the bank.
Fixed / Floating
Floating
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Home Loan Balance Transfer
Interest Rate
8-22% per annum..
Maximum Loan Tenure
30 years for bank salaried.
20 years for cash salaried/Self Employed Professional/Self Employed Non-Professional.
Maximum Loan Amount
Not specified by the bank.
Fixed / Floating
Floating
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Home Purchase Loan
Interest Rate
8-22% per annum.
Maximum Loan Tenure
30 years for bank salaried.
20 years for cash salaried/self-employed professional/self-employed non-professional.
Maximum Loan Amount
INR 2,00,000
Fixed / Floating
Floating
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Affordable Home Loan Scheme
Interest Rate
Interest rate ranges from 8.50% to 9.75% per annum for this loan scheme.
Maximum Loan Tenure
20 years
Maximum Loan Amount
No upper limit
Fixed / Floating
Floating
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Plot Plus Construction Loan Scheme
Interest Rate
Ranges from 8.50% to 10.5% per annum, depending on the loan amount, tenure, and credit profile of the borrower.
Maximum Loan Tenure
30 years or borrower attains 70 years whichever is earlier
Maximum Loan Amount
Uncapped
Fixed / Floating
Floating
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Approved Project Home Loan
Interest Rate
Ranges from 8.50% to 10.5% per annum, depending on the loan amount, tenure, and credit profile of the borrower.
Maximum Loan Tenure
30 years.
Maximum Loan Amount
No upper limit.
Fixed / Floating
Floating
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Home Extenstion Loan
Interest Rate
For loans upto INR 35 Lakh. For salaried professionals: Interest rate ranges from 8.8% (Cibil 825 +) to 10.65% (Cibil less than 170). For self-employed: Interest rate ranges from 8.8% (Cibil 825 +) to 11.05% (Cibil less than 170). For loans above INR 35 Lakh. For salaried professionals: Interest rate ranges from 8.5% (Cibil 825 +) to 10.85% (Cibil less than 170). For self-employed: Interest rate ranges from 8.8% (Cibil 825 +) to 11.25% (Cibil less than 170).
Maximum Loan Tenure
30 years
Maximum Loan Amount
Uncapped.
Fixed / Floating
Floating
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Home Construction Loan
Interest Rate
For loans upto INR 35 Lakh. For salaried professionals: Interest rate ranges from 8.8% (Cibil 825 +) to 10.65% (Cibil less than 170). For self-employed: Interest rate ranges from 8.8% (Cibil 825 +) to 11.05% (Cibil less than 170). For loans above INR 35 Lakh. For salaried professionals: Interest rate ranges from 8.5% (Cibil 825 +) to 10.85% (Cibil less than 170). For self-employed: Interest rate ranges from 8.8% (Cibil 825 +) to 11.25% (Cibil less than 170).
Maximum Loan Tenure
30 years
Maximum Loan Amount
Uncapped.
Fixed / Floating
Floating
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Roshni Home Loans
Interest Rate
The rate of interest
For salaried: 10.5% to 14.25%.
For self-employed: home loan 11.50% to 14.50%.
Loan against property 11.5% to 15%.
Maximum Loan Tenure
30 years
Maximum Loan Amount
Upto INR 50 Lakhs
Fixed / Floating
Floating
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Plot Loan
Interest Rate
For loans upto INR 35 Lakh. For salaried professionals: Interest rate ranges from 9.5% (Cibil 825 +) to 11.65% (Cibil less than 170). For self-employed: Interest rate ranges from 9.8% (Cibil 825 +) to 12.05% (Cibil less than 170). For loans above INR 35 Lakh. For salaried professionals: Interest rate ranges from 9.5% (Cibil 825 +) to 11.85% (Cibil less than 170). For self-employed: Interest rate ranges from 9.8% (Cibil 825 +) to 12.25% (Cibil less than 170).
Maximum Loan Tenure
30 years.
Maximum Loan Amount
No upper limit.
Fixed / Floating
Floating
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Land Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Up to 20 years.
Up to 1,00,00,000
Cashback Rate
9%-11.45% per annum.
Step Up Home Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Up to 20 years.
Up to 3,00,00,000
Cashback Rate
9.25-10.05% per annum.
Money Saver Home Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Up to 30 years.
Not specified by the bank.
Cashback Rate
9.25-10.05% per annum.
Top Up Home Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Up to 20 years.
Not specified by the bank.
Cashback Rate
9.25-10.05% per annum for floating, 9.10-11.45% per annum for fixed.
Home Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Up to 20 years.
Up to 3,00,00,000
Cashback Rate
11-14% per annum.
Standard Home Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
Up to 30 years
No cap
Cashback Rate
9.25-10.05% per annum.
Land Purchase and Construction Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
20 years
Not specified by the bank.
Cashback Rate
Not specified on website.
Home Top-Up Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
15 years
Not specified by the bank.
Cashback Rate
8-22% per annum.
Home Loan Balance Transfer
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
30 years for bank salaried.
20 years for cash salaried/Self Employed Professional/Self Employed Non-Professional.
Not specified by the bank.
Cashback Rate
8-22% per annum..
Home Improvement Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
20 years
Not specified by the bank.
Cashback Rate
8-22% per annum.
Home Construction Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
20 years
Not specified by the bank.
Cashback Rate
8-22% per annum.
Home Purchase Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
30 years for bank salaried.
20 years for cash salaried/self-employed professional/self-employed non-professional.
INR 2,00,000
Cashback Rate
8-22% per annum.
Smart Loan Against Property
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
15 years.
INR 40,00,00,000
Cashback Rate
9.85% per annum
Affordable Home Loan Scheme
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
20 years
No upper limit
Cashback Rate
Interest rate ranges from 8.50% to 9.75% per annum for this loan scheme.
Plot Plus Construction Loan Scheme
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
30 years or borrower attains 70 years whichever is earlier
Uncapped
Cashback Rate
Ranges from 8.50% to 10.5% per annum, depending on the loan amount, tenure, and credit profile of the borrower.
Approved Project Home Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
30 years.
No upper limit.
Cashback Rate
Ranges from 8.50% to 10.5% per annum, depending on the loan amount, tenure, and credit profile of the borrower.
Home Extenstion Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
30 years
Uncapped.
Cashback Rate
For loans upto INR 35 Lakh. For salaried professionals: Interest rate ranges from 8.8% (Cibil 825 +) to 10.65% (Cibil less than 170). For self-employed: Interest rate ranges from 8.8% (Cibil 825 +) to 11.05% (Cibil less than 170). For loans above INR 35 Lakh. For salaried professionals: Interest rate ranges from 8.5% (Cibil 825 +) to 10.85% (Cibil less than 170). For self-employed: Interest rate ranges from 8.8% (Cibil 825 +) to 11.25% (Cibil less than 170).
Home Construction Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
30 years
Uncapped.
Cashback Rate
For loans upto INR 35 Lakh. For salaried professionals: Interest rate ranges from 8.8% (Cibil 825 +) to 10.65% (Cibil less than 170). For self-employed: Interest rate ranges from 8.8% (Cibil 825 +) to 11.05% (Cibil less than 170). For loans above INR 35 Lakh. For salaried professionals: Interest rate ranges from 8.5% (Cibil 825 +) to 10.85% (Cibil less than 170). For self-employed: Interest rate ranges from 8.8% (Cibil 825 +) to 11.25% (Cibil less than 170).
Roshni Home Loans
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
30 years
Upto INR 50 Lakhs
Cashback Rate
The rate of interest
For salaried: 10.5% to 14.25%.
For self-employed: home loan 11.50% to 14.50%.
Loan against property 11.5% to 15%.
Plot Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Tenure
Maximum Loan Limit
Interest Rate
Forex Rate
30 years.
No upper limit.
Cashback Rate
For loans upto INR 35 Lakh. For salaried professionals: Interest rate ranges from 9.5% (Cibil 825 +) to 11.65% (Cibil less than 170). For self-employed: Interest rate ranges from 9.8% (Cibil 825 +) to 12.05% (Cibil less than 170). For loans above INR 35 Lakh. For salaried professionals: Interest rate ranges from 9.5% (Cibil 825 +) to 11.85% (Cibil less than 170). For self-employed: Interest rate ranges from 9.8% (Cibil 825 +) to 12.25% (Cibil less than 170).
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