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Product Details
Bank Name
IDFC First Bank
Minimum Loan Amount
Up to ₹1 crore
Interest Rate
starting at 10.75%
Minimum CIBIL Score
Minimum Loan Tenure
Up to 5 years
IDFC First Personal Loan for Emergency
Fees and Charges
Processing fees of up to 3.5% will be deducted from the loan amount at the time of disbursal.
• EMI bounce charges: ₹400
• Repayment instrument swap charges: ₹500
• Statement of Account (Ad hoc/Duplicate): ₹500
• Duplicate No Objection certificate/No Dues Certificate: ₹500
Eligibility
For salaried individuals:
Minimum age: 23 years
Maximum age: at the time of loan maturity - 60 years or retirement, whichever comes first
For Self-employed Individuals:
The business must have been in existence for a minimum period of 3 years
Minimum age: 25 years
Maximum age: 65 years at the time of loan maturity
Special Concession
Fees, Eligibility and Concession
Pros
IDFC FIRST Bank offers emergency loans with high loan amounts up to ₹1 crore, flexible tenure up to 84 months, and fast approval and disbursal within minutes. You can get an emergency loan online without any collateral or guarantor.
Cons
Pros and Cons
Purpose
Consumers can avail Personal Loans for Emergency to meet the unexpected financial requirements during emergencies
Special Features
Purpose and Features
How to Apply?
Documents Required
Account Opening and Procedures
Application Procedure
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