Personal Loan
Explore India's largest collection of unbiased personal loan reviews. All personal loan reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with personal loans.
RBL Bank Personal Loan
Interest Rate
14% to 23% p.a
Maximum Loan Tenure
5 years
Maximum Loan Amount
Rs. 20 lakhs
Grace Period
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Personal Loan to Salaried Individuals/Pensioners
Interest Rate
9.50% - 11.75% p.a. (floating)
Maximum Loan Tenure
60 months
Maximum Loan Amount
Rs. 3,00,000/- (Pensioner) / Rs. 5,00,000/- (Salaried)
Grace Period
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Personal Loan to Self Employed Professionals
Interest Rate
12.25% - 13.75% p.a. (fixed)
Maximum Loan Tenure
60 months
Maximum Loan Amount
Rs. 5 lakh
Grace Period
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Personal Loan to Self Employed Non Professionals
Interest Rate
12.50% - 14.00% p.a. (fixed)
Maximum Loan Tenure
60 months
Maximum Loan Amount
Rs. 5 lakh
Grace Period
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Salary Account with In-built Overdraft Facility
Interest Rate
10.90% p.a. (floating)
Maximum Loan Tenure
The overdraft facility would be valid for 2 years; renewable every two years
Maximum Loan Amount
Up to 5 times of net monthly salary
Grace Period
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Pension Account with In-Built Overdraft Facility to Pensioners of IDBI Bank Ltd
Interest Rate
10.50% - 13.25%
Maximum Loan Tenure
OD valid for 1 year and thereafter renewable every year
Maximum Loan Amount
Up to 5 times of net monthly pension
Grace Period
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IB Clean Loan (to Salaried Class)
Interest Rate
10.90% to 11.40%
Maximum Loan Tenure
Max 84 months
Maximum Loan Amount
20 times of gross monthly salary or Rs. 5 lakh, whichever is lower
Grace Period
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IB Pension Loan
Interest Rate
11.15% to 11.40%
Maximum Loan Tenure
60 months
Maximum Loan Amount
15 times of monthly pension or Rs. 5 lakh, whichever is lower
Grace Period
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Xpress Cash Loan
Interest Rate
12-17%.
Maximum Loan Tenure
60 months
Maximum Loan Amount
Maximum 5 lakhs
Grace Period
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KBL INSTA CASH - Quick Cash Loan
Interest Rate
10.91 %
Maximum Loan Tenure
60 months for fixed loans and 24 months for the Over Draft facility
Maximum Loan Amount
₹50.00 Lakh.
Grace Period
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Personal Loan - Apply for Instant Personal Loan Online
Interest Rate
12.75% - 44% p.a.
Maximum Loan Tenure
Up to 42 months
Maximum Loan Amount
Up to Rs.5 lakh
Grace Period
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Union Women Professional Personal Loan Scheme
Interest Rate
11.35%-15.45% p.a.
Maximum Loan Tenure
7 years (84 months)
Maximum Loan Amount
Rs.50.00 lakh
Grace Period
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Union Personal- For Salaried and Non-salaried (other than Government employees)
Interest Rate
11.75% to 13.00%
Maximum Loan Tenure
60 months
Maximum Loan Amount
Maximum-Rs 15 lakh
Grace Period
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PERSONAL LOAN - SPECIAL RETAIL LENDING SCHEME FOR GOVERNMENT EMPLOYEES
Interest Rate
11.35% to 12.55%
Maximum Loan Tenure
60 months
Maximum Loan Amount
Rs.15 lakh subject to repayment capacity
Grace Period
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UNION PROFESSIONAL PERSONAL LOAN SCHEME
Interest Rate
11.75% to 13.00%
Maximum Loan Tenure
60 months
Maximum Loan Amount
Rs. 20.00 Lakh
Grace Period
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UNION ASHIYANA PERSONAL LOAN SCHEME
Interest Rate
11.75% to 12.50%
Maximum Loan Tenure
7 years
Maximum Loan Amount
Up to Rs 15 lakh
Grace Period
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UNION ASHIYANA OVERDRAFT SCHEME
Interest Rate
10.95% to 11.35%
Maximum Loan Tenure
The maximum repayment age is the retirement age of the salaried borrower and 65 years for non-salaried borrower
Maximum Loan Amount
Up to Rs 20 lakh
Grace Period
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SBI Quick Personal Loan
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Interest Rate
11.25%-13.50% for government employees. 12.25% 14.25% for private sector employees.
Maximum Loan Tenure
Upto 2 years.
Maximum Loan Amount
INR 20 Lakhs
Grace Period
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Bajaj Finance Flexi Personal Loan
Interest Rate
11% for credit score of 850+. Interesr rate goes upto 35% for individuals with extremely low credit scrore.
Maximum Loan Tenure
84 Months
Maximum Loan Amount
INR 35,00,000
Grace Period
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Interest Rate
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Maximum Loan Tenure
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Maximum Loan Amount
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Minimum CIBIL Score
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Interest Rate
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Maximum Loan Tenure
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Maximum Loan Amount
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Minimum CIBIL Score
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Add a Title
Interest Rate
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Maximum Loan Tenure
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Maximum Loan Amount
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Minimum CIBIL Score
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Add a Title
Interest Rate
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Maximum Loan Tenure
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Maximum Loan Amount
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Minimum CIBIL Score
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RBL Bank Personal Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Amount
Maximum Loan Tenure
Interest Rate
Forex Rate
Rs. 20 lakhs
5 years
Cashback Rate
14% to 23% p.a
Personal Loan to Salaried Individuals/Pensioners
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Amount
Maximum Loan Tenure
Interest Rate
Forex Rate
Rs. 3,00,000/- (Pensioner) / Rs. 5,00,000/- (Salaried)
60 months
Cashback Rate
9.50% - 11.75% p.a. (floating)
Personal Loan to Self Employed Professionals
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Amount
Maximum Loan Tenure
Interest Rate
Forex Rate
Rs. 5 lakh
60 months
Cashback Rate
12.25% - 13.75% p.a. (fixed)
Personal Loan to Self Employed Non Professionals
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Amount
Maximum Loan Tenure
Interest Rate
Forex Rate
Rs. 5 lakh
60 months
Cashback Rate
12.50% - 14.00% p.a. (fixed)
Salary Account with In-built Overdraft Facility
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Amount
Maximum Loan Tenure
Interest Rate
Forex Rate
Up to 5 times of net monthly salary
The overdraft facility would be valid for 2 years; renewable every two years
Cashback Rate
10.90% p.a. (floating)
Pension Account with In-Built Overdraft Facility to Pensioners of IDBI Bank Ltd
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Amount
Maximum Loan Tenure
Interest Rate
Forex Rate
Up to 5 times of net monthly pension
OD valid for 1 year and thereafter renewable every year
Cashback Rate
10.50% - 13.25%
IB Clean Loan (to Salaried Class)
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Amount
Maximum Loan Tenure
Interest Rate
Forex Rate
20 times of gross monthly salary or Rs. 5 lakh, whichever is lower
Max 84 months
Cashback Rate
10.90% to 11.40%
IB Pension Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Amount
Maximum Loan Tenure
Interest Rate
Forex Rate
15 times of monthly pension or Rs. 5 lakh, whichever is lower
60 months
Cashback Rate
11.15% to 11.40%
Xpress Cash Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Amount
Maximum Loan Tenure
Interest Rate
Forex Rate
Maximum 5 lakhs
60 months
Cashback Rate
12-17%.
KBL INSTA CASH - Quick Cash Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Amount
Maximum Loan Tenure
Interest Rate
Forex Rate
₹50.00 Lakh.
60 months for fixed loans and 24 months for the Over Draft facility
Cashback Rate
10.91 %
Personal Loan - Apply for Instant Personal Loan Online
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Amount
Maximum Loan Tenure
Interest Rate
Forex Rate
Up to Rs.5 lakh
Up to 42 months
Cashback Rate
12.75% - 44% p.a.
Union Women Professional Personal Loan Scheme
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Amount
Maximum Loan Tenure
Interest Rate
Forex Rate
Rs.50.00 lakh
7 years (84 months)
Cashback Rate
11.35%-15.45% p.a.
Union Personal- For Salaried and Non-salaried (other than Government employees)
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Amount
Maximum Loan Tenure
Interest Rate
Forex Rate
Maximum-Rs 15 lakh
60 months
Cashback Rate
11.75% to 13.00%
PERSONAL LOAN - SPECIAL RETAIL LENDING SCHEME FOR GOVERNMENT EMPLOYEES
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Amount
Maximum Loan Tenure
Interest Rate
Forex Rate
Rs.15 lakh subject to repayment capacity
60 months
Cashback Rate
11.35% to 12.55%
UNION PROFESSIONAL PERSONAL LOAN SCHEME
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Amount
Maximum Loan Tenure
Interest Rate
Forex Rate
Rs. 20.00 Lakh
60 months
Cashback Rate
11.75% to 13.00%
UNION ASHIYANA PERSONAL LOAN SCHEME
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Amount
Maximum Loan Tenure
Interest Rate
Forex Rate
Up to Rs 15 lakh
7 years
Cashback Rate
11.75% to 12.50%
UNION ASHIYANA OVERDRAFT SCHEME
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Amount
Maximum Loan Tenure
Interest Rate
Forex Rate
Up to Rs 20 lakh
The maximum repayment age is the retirement age of the salaried borrower and 65 years for non-salaried borrower
Cashback Rate
10.95% to 11.35%
SBI Quick Personal Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Amount
Maximum Loan Tenure
Interest Rate
Forex Rate
INR 20 Lakhs
Upto 2 years.
Cashback Rate
11.25%-13.50% for government employees. 12.25% 14.25% for private sector employees.
Bajaj Finance Flexi Personal Loan
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Cashback Rate
Name Stock Brockrage (Delievery) Account opening fees Annual fee
Stock Brockrage (Delievery)
Stock Brockrage (Delievery)
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Maximum Loan Amount
Maximum Loan Tenure
Interest Rate
Forex Rate
INR 35,00,000
84 Months
Cashback Rate
11% for credit score of 850+. Interesr rate goes upto 35% for individuals with extremely low credit scrore.
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