Best Swiggy Credit Card Offers of November 2025: Dine, Save More & Earn Cashback on Every Order
- Anusha Madda
- Nov 3
- 7 min read
As of the year 2025, there is more love for food delivery in India than ever before, as well as the competition to receive the best Swiggy credit card offers. Biryani, a quick coffee, or a weekend dinner, the partnered credit cards at Swiggy will allow you to get rewards, cashbacks, and discounts on every bite.
We will discuss the best Swiggy credit card offers in India 2025, why you can make the most savings, and why these cards are a necessity for every foodie and smart saver.
List of Best Swiggy Credit Card Offers in 2025
Credit Card Name | Details of the Swiggy Credit Card Offers | Coupon Code to be Used |
All Axis Bank Rewards Credit Card | Save ₹150 on this order using Axis Bank Rewards Credit Cards. Flat ₹150 discount on orders above ₹500. Terms: Applicable twice per user per month; Valid only on Axis Bank Rewards Credit Cards (including recently migrated ones); Other T&Cs may apply. | AXISREWARDS |
Axis Bank Select Credit Card | Save ₹200 on this order using Axis Bank Select Credit Cards. Flat ₹200 discount on orders above ₹1000. Terms: Applicable twice per user per month; Valid only on Axis Bank Select Credit Cards; Other T&Cs may apply. | AXIS200 |
Axis Bank MY Zone Credit Card | Save ₹120 on this order using Axis Bank MY ZONE Credit Cards. Flat ₹120 discount on orders above ₹500. Terms: Applicable twice per user per month; Valid only on Axis Bank MY ZONE Credit Cards; Other T&Cs may apply; | AXIS120 |
Axis Bank Delight Debit Card | Save ₹150 on this order using Axis Bank Delight Debit Cards. Maximum discount up to ₹150 on orders above ₹400. Terms: Applicable thrice per user per month; Valid only on Axis Bank Delight Debit Cards; Other T&Cs may apply. | AXIS150 |
All UCO Bank Debit Cards | Save ₹75 on this order using UCO Bank Debit Cards. Flat ₹75 discount on orders above ₹299. Terms: Valid twice per user during the offer period; Applicable on all UCO Bank Debit Card variants; Other T&Cs may apply. | UCOBANK75 |
All Visa credit cards of Canara Bank | Save ₹100 on this order using Canara Bank Visa Credit Cards. Maximum discount up to ₹100 on orders above ₹399. Terms: Applicable once per user per month; Valid only on Canara Bank Visa Credit Cards; Other T&Cs may apply. | VISACANARACC100 |
Amazon Pay ICICI Bank Credit Card | Pay using Amazon Pay ICICI Bank Credit Cards & get an additional ₹50 discount on transactions above ₹599. Terms: Limited period offer; Applicable once per user per card per week; Applicable only on Amazon Pay ICICI Bank Credit Card; Not valid on ICICI Bank Corporate Cards, ICICI Bank Credit/Debit Cards, UPI & NetBanking; Other T&Cs may apply. | |
All Yes Bank credit cards | Pay using YES Bank Credit Cards & get an additional 7.5% up to ₹100 discount on transactions above ₹399. Terms: Applicable once per user per month; Valid only on YES Bank Credit Cards; Other T&Cs may apply. | No code required |
HDFC Swiggy Credit Card | Pay using Swiggy HDFC Bank Credit Card & get an additional 10% cashback on all orders (₹1500 monthly limit). Terms: Valid only on Swiggy HDFC Bank Credit Card; Monthly cashback limit of ₹1500 on Swiggy spends; Applicable on a minimum net transaction value of ₹100; Cashback will be processed in the next statement cycle; Other T&Cs may apply. | No code required |
Airtel Axis Bank Credit Card | Pay using Airtel Axis Bank Credit Card & get an additional 10% cashback. Terms: Applicable only on Airtel Axis Bank Credit Cards; Maximum cashback of ₹500 can be earned per month across all preferred partners; Cashback will be processed in the next statement cycle by Axis Bank; Other T&Cs may apply. | No code required |
Flipkart Axis Bank Credit Card | Pay using Flipkart Axis Bank Credit Card & get an additional 4% cashback. Terms: Valid on a minimum net transaction value of ₹100; Applicable only on Flipkart Axis Bank Credit Cards; Cashback will be processed in the next statement cycle; Other T&Cs may apply. | No code required |
Axis Bank Ace Credit Card | Pay using Axis Bank ACE Credit Card & get an additional 4% cashback. Terms: Valid only on Axis Bank ACE Credit Cards; Not applicable on any other Axis Bank Cards; Cashback will be processed in the next statement cycle; Other T&Cs may apply. | No code required |
All IDFC Debit Cards | Applicable once per user per month; Valid only on IDFC FIRST Bank Debit Cards; Other T&Cs may apply; | IDFCDC125 |
All American Express Credit Cards | Offer valid only on Saturdays; Applicable once per user per month; Valid only on American Express Network Cards issued by ICICI Bank, IndusInd Bank, Axis Bank & SBI Cards; Not valid on American Express Proprietary Consumer & Corporate Cards; Other T&Cs may apply; | AMEX150 |
All HSBC Credit Cards except the HSBC Live+ Credit Card | Applicable from Friday to Sunday; Valid once per user during the offer period; Offer valid only on select HSBC Credit Cards; Not valid on HSBC Live+/ Cashback Credit Card variant starting with 431104; Other T&Cs may apply; | HSBC100 |
All Bank of Baroda Debit Cards | Applicable twice per user per month; Valid on all Bank of Baroda Debit Cards; Offer valid only on Friday, Saturday & Sunday; Other T&Cs may apply. | BOBDC100 |
All RBL Bank Credit Cards | Applicable once per user per month; Valid only on RBL Bank Credit Cards; Other T&Cs may apply. | RBLCC100 |
All Bank of Baroda Credit Cards | Applicable once per user per calendar month; Valid on payments made using BOBCARD; Offer valid on Friday, Saturday & Sunday; Other T&Cs may apply; | BOBCARD120 |
All Federal Bank Debit Cards | Valid once per user per month; Applicable from Friday to Sunday; Valid only on Federal Bank Debit Cards; Not valid on Jupiter Card, OneCard, Fi Cards & Scapia Cards; Other T&Cs may apply; | FEDSAVVIDYADC |
Federal Bank Mastercard Signet, Federal Bank Rupay Signet Credit Card, Federal Bank Rupay Wave Credit Card, Federal Bank Visa Celesta, Federal Bank Visa Imperio | Valid once per user per month; Applicable from Friday to Sunday; Valid only on Federal Bank Credit Cards; Not valid on Jupiter Card, OneCard, Fi Cards & Scapia Cards; Other T&Cs may apply; | FEDSAVVIDYACC |
All AU Bank Credit Cards | Applicable once per user per month; Valid only on AU Credit Cards; Other T&C may apply. | AUCC50 |
All Punjab and Sindh Debit Cards | Applicable twice per user per calendar month; The campaign duration is till 1st January 2026; Valid on all Punjab & Sind Bank Debit Cards; Other T&Cs may apply; | PSBDC75 |
All Canara Bank Debit Cards on Visa Platinum | Applicable once per user per month; Valid only on Canara Bank Visa Platinum Debit Cards; Other T&Cs may apply. | VISACANARADC100 |
To see the offers of food delivery apps on your card, click here to find the discount finder
A Detailed Overview of the Top 3 Swiggy Credit Card Offers
1. HDFC Bank Swiggy Credit Card
Best For: Frequent Swiggy users and weekend diners
HDFC Bank and Swiggy joined hands to create one of India’s most rewarding dining cards.
Key Highlights:
Users will receive a flat 10% cashback on Swiggy orders (including food delivery, groceries, Dineout, and Genie), capped at INR 1,500 per month.
5% cashback on online shopping across various categories, including Amazon, Flipkart, Myntra, BookMyShow, and more, capped at INR 1,500 per month.
1% cashback on all other eligible spends, capped at INR 500 per month
Welcome Benefit: Users will get a free Swiggy One membership for 3 months, with exclusive discounts and benefits like free deliveries and priority customer service.
Reward redemption directly on the Swiggy app
Annual Fee: ₹500 (waived on ₹2 lakh annual spend)
Axis Bank My Zone Credit Card
Best for: Users who order on Swiggy occasionally but still want a card with decent overall benefits without a high fee.
Features:
Offers a flat ₹120 off on Swiggy food-delivery orders (minimum spend of ₹500) up to 2 times a month.
Users will also get a 15% discount on restaurants with the Dining Delight offer.
Users can get 100% off on a second movie ticket at Paytm Movies up to Rs 200, applicable once per month.
Annual Fee: 2nd Year onwards: Rs. 500
3. ICICI Bank Amazon Pay Swiggy Offer
Best For: Amazon Prime and Swiggy combo users
Even though this isn’t a Swiggy-exclusive card, ICICI’s tie-up with Amazon Pay gives excellent rewards on Swiggy orders.
Highlights:
5% cashback (Amazon Prime users) and 3% cashback (non-Prime users) on Swiggy through Amazon Pay
No annual fee
Reward points are automatically added to the Amazon Pay balance
How to Maximize Swiggy Credit Card Rewards
Use Swiggy Dineout: Book tables via Swiggy Dineout using your card and get up to 40% discount on restaurant bills.
Look for Festival Campaigns: Swiggy will do special offers on IPL, Cricket World Cup, and festive sales - these will be added to your card rewards.
Get Coupon Codes: You can use promo codes and get double benefits with your card offers.
Pay via the Swiggy App: Payments made via the Swiggy app will always have an optimal cashback.
Track Reward Expiry: The Swiggy Money has its time limit before it runs out, so use your money to its full potential.
Bonus Perks Beyond Food
Swiggy credit cards are not just about food delivery. You also enjoy:
Airport lounge access (for HDFC Swiggy Credit Card users)
Cashback on travel and hotel bookings through partner portals
Discounts on groceries ordered via Instamart
Reward multipliers during big events like Black Friday Sale and Women’s Cricket World Cup 2025
Why Swiggy Credit Cards Are Perfect in 2025
As the digital economy of India continues to grow, and the food tech industry undergoes rapid development, Swiggy credit cards provide a combination of lifestyle and convenience. Through savings on pizza to credit cashback on cricket season, these cards offer a smooth experience to both foodies and those who are into sports.
You may be cheering Team India in the Women's Cricket World Cup or have ordered a midnight snack after work - whatever amount of money you use on your Swiggy card will be rewarded with extra rupees.
Conclusion
Swiggy credit cards are companions of perfect dinners - a combination of taste, reward, and convenience. You can spend up to 10% on any purchase, whether you are ordering online or going out to eat.
Thus, with the Women's Cricket World Cup 2025 set to be an exciting event in India, it is time to make sure that your dining out meals are sustainably sourced using savings. Dine, Save, and Cheer -Your Swiggy Credit Card!
Frequently Asked Questions (FAQs)
Which is the best Swiggy Credit card in 2025?
The best Swiggy credit card is the HDFC Bank Swiggy credit card, with the highest rate of cashback, rewards, and a Swiggy One membership is complimentary.
Can I use the Swiggy credit card benefits offline?
Yes, you can use your credit card at thousands of partnering restaurants in Swiggy Dineout to receive discounts up to 40.
Is there Swiggy credit card Lounge access?
Yes, the HDFC Swiggy Credit Card has lounge access on a complimentary basis to the cardholders.
What about additional rewards in the sporting conditions, such as the Women's Cricket World Cup?
Watch out for Swiggy's special time offers. They usually have additional cashback or free shipping to cardholders.
Are Swiggy credit cards good for online shopping too?
Absolutely! Most Swiggy-partnered cards give cashback on Amazon, Flipkart, and Myntra, making them ideal for digital shoppers.
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