Best Swiggy Credit Card Offers of November 2025: Dine, Save More & Earn Cashback on Every Order

As of the year 2025, there is more love for food delivery in India than ever before, as well as the competition to receive the best Swiggy credit card offers. Biryani, a quick coffee, or a weekend dinner, the partnered credit cards at Swiggy will allow you to get rewards, cashbacks, and discounts on every bite.

We will discuss the best Swiggy credit card offers in India 2025, why you can make the most savings, and why these cards are a necessity for every foodie and smart saver.

List of Best Swiggy Credit Card Offers in 2025 

 

Credit Card Name	Details of the Swiggy Credit Card Offers	Coupon Code to be Used
All Axis Bank Rewards Credit Card	Save ₹150 on this order using Axis Bank Rewards Credit Cards. Flat ₹150 discount on orders above ₹500. Terms: Applicable twice per user per month; Valid only on Axis Bank Rewards Credit Cards (including recently migrated ones); Other T&Cs may apply.	AXISREWARDS
Axis Bank Select Credit Card	Save ₹200 on this order using Axis Bank Select Credit Cards. Flat ₹200 discount on orders above ₹1000. Terms: Applicable twice per user per month; Valid only on Axis Bank Select Credit Cards; Other T&Cs may apply.	AXIS200
Axis Bank MY Zone Credit Card	Save ₹120 on this order using Axis Bank MY ZONE Credit Cards. Flat ₹120 discount on orders above ₹500. Terms: Applicable twice per user per month; Valid only on Axis Bank MY ZONE Credit Cards; Other T&Cs may apply;	AXIS120
Axis Bank Delight Debit Card	Save ₹150 on this order using Axis Bank Delight Debit Cards. Maximum discount up to ₹150 on orders above ₹400. Terms: Applicable thrice per user per month; Valid only on Axis Bank Delight Debit Cards; Other T&Cs may apply.	AXIS150
All UCO Bank Debit Cards	Save ₹75 on this order using UCO Bank Debit Cards. Flat ₹75 discount on orders above ₹299. Terms: Valid twice per user during the offer period; Applicable on all UCO Bank Debit Card variants; Other T&Cs may apply.	UCOBANK75
All Visa credit cards of Canara Bank	Save ₹100 on this order using Canara Bank Visa Credit Cards. Maximum discount up to ₹100 on orders above ₹399. Terms: Applicable once per user per month; Valid only on Canara Bank Visa Credit Cards; Other T&Cs may apply.	VISACANARACC100
Amazon Pay ICICI Bank Credit Card	Pay using Amazon Pay ICICI Bank Credit Cards & get an additional ₹50 discount on transactions above ₹599. Terms: Limited period offer; Applicable once per user per card per week; Applicable only on Amazon Pay ICICI Bank Credit Card; Not valid on ICICI Bank Corporate Cards, ICICI Bank Credit/Debit Cards, UPI & NetBanking; Other T&Cs may apply.
All Yes Bank credit cards	Pay using YES Bank Credit Cards & get an additional 7.5% up to ₹100 discount on transactions above ₹399. Terms: Applicable once per user per month; Valid only on YES Bank Credit Cards; Other T&Cs may apply.	No code required
HDFC Swiggy Credit Card	Pay using Swiggy HDFC Bank Credit Card & get an additional 10% cashback on all orders (₹1500 monthly limit). Terms: Valid only on Swiggy HDFC Bank Credit Card; Monthly cashback limit of ₹1500 on Swiggy spends; Applicable on a minimum net transaction value of ₹100; Cashback will be processed in the next statement cycle; Other T&Cs may apply.	No code required
Airtel Axis Bank Credit Card	Pay using Airtel Axis Bank Credit Card & get an additional 10% cashback. Terms: Applicable only on Airtel Axis Bank Credit Cards; Maximum cashback of ₹500 can be earned per month across all preferred partners; Cashback will be processed in the next statement cycle by Axis Bank; Other T&Cs may apply.	No code required
Flipkart Axis Bank Credit Card	Pay using Flipkart Axis Bank Credit Card & get an additional 4% cashback. Terms: Valid on a minimum net transaction value of ₹100; Applicable only on Flipkart Axis Bank Credit Cards; Cashback will be processed in the next statement cycle; Other T&Cs may apply.	No code required
Axis Bank Ace Credit Card	Pay using Axis Bank ACE Credit Card & get an additional 4% cashback. Terms: Valid only on Axis Bank ACE Credit Cards; Not applicable on any other Axis Bank Cards; Cashback will be processed in the next statement cycle; Other T&Cs may apply.	No code required
All IDFC Debit Cards	Applicable once per user per month; Valid only on IDFC FIRST Bank Debit Cards; Other T&Cs may apply;	IDFCDC125
All American Express Credit Cards	Offer valid only on Saturdays; Applicable once per user per month; Valid only on American Express Network Cards issued by ICICI Bank, IndusInd Bank, Axis Bank & SBI Cards; Not valid on American Express Proprietary Consumer & Corporate Cards; Other T&Cs may apply;	AMEX150
All HSBC Credit Cards except the HSBC Live+ Credit Card	Applicable from Friday to Sunday; Valid once per user during the offer period; Offer valid only on select HSBC Credit Cards; Not valid on HSBC Live+/ Cashback Credit Card variant starting with 431104; Other T&Cs may apply;	HSBC100
All Bank of Baroda Debit Cards	Applicable twice per user per month; Valid on all Bank of Baroda Debit Cards; Offer valid only on Friday, Saturday & Sunday; Other T&Cs may apply.	BOBDC100
All RBL Bank Credit Cards	Applicable once per user per month; Valid only on RBL Bank Credit Cards; Other T&Cs may apply.	RBLCC100
All Bank of Baroda Credit Cards	Applicable once per user per calendar month; Valid on payments made using BOBCARD; Offer valid on Friday, Saturday & Sunday; Other T&Cs may apply;	BOBCARD120
All Federal Bank Debit Cards	Valid once per user per month; Applicable from Friday to Sunday; Valid only on Federal Bank Debit Cards; Not valid on Jupiter Card, OneCard, Fi Cards & Scapia Cards; Other T&Cs may apply;	FEDSAVVIDYADC
Federal Bank Mastercard Signet, Federal Bank Rupay Signet Credit Card, Federal Bank Rupay Wave Credit Card, Federal Bank Visa Celesta, Federal Bank Visa Imperio	Valid once per user per month; Applicable from Friday to Sunday; Valid only on Federal Bank Credit Cards; Not valid on Jupiter Card, OneCard, Fi Cards & Scapia Cards; Other T&Cs may apply;	FEDSAVVIDYACC
All AU Bank Credit Cards	Applicable once per user per month; Valid only on AU Credit Cards; Other T&C may apply.	AUCC50
All Punjab and Sindh Debit Cards	Applicable twice per user per calendar month; The campaign duration is till 1st January 2026; Valid on all Punjab & Sind Bank Debit Cards; Other T&Cs may apply;	PSBDC75
All Canara Bank Debit Cards on Visa Platinum	Applicable once per user per month; Valid only on Canara Bank Visa Platinum Debit Cards; Other T&Cs may apply.	VISACANARADC100

To see the offers of food delivery apps on your card, click here to find the discount finder

 

A Detailed Overview of the Top 3 Swiggy Credit Card Offers  

1. HDFC Bank Swiggy Credit Card

Best For: Frequent Swiggy users and weekend diners

HDFC Bank and Swiggy joined hands to create one of India’s most rewarding dining cards.

Key Highlights:

• Users will receive a flat 10% cashback on Swiggy orders (including food delivery, groceries, Dineout, and Genie), capped at INR 1,500 per month. 

• 5% cashback on online shopping across various categories, including Amazon, Flipkart, Myntra, BookMyShow, and more, capped at INR 1,500 per month. 

• 1% cashback on all other eligible spends, capped at INR 500 per month

• Welcome Benefit: Users will get a free Swiggy One membership for 3 months, with exclusive discounts and benefits like free deliveries and priority customer service.

• Reward redemption directly on the Swiggy app

Annual Fee: ₹500 (waived on ₹2 lakh annual spend)

Read the detailed review here

2. Axis Bank My Zone Credit Card

 Best for: Users who order on Swiggy occasionally but still want a card with decent overall benefits without a high fee.

Features:

• Offers a flat ₹120 off on Swiggy food-delivery orders (minimum spend of ₹500) up to 2 times a month.

• Users will also get a 15% discount on restaurants with the Dining Delight offer.

• Users can get 100% off on a second movie ticket at Paytm Movies up to Rs 200, applicable once per month.

Annual Fee: 2nd Year onwards: Rs. 500

Read the detailed review here

3. ICICI Bank Amazon Pay Swiggy Offer

Best For: Amazon Prime and Swiggy combo users

Even though this isn’t a Swiggy-exclusive card, ICICI’s tie-up with Amazon Pay gives excellent rewards on Swiggy orders.

Highlights:

• 5% cashback (Amazon Prime users) and 3% cashback (non-Prime users) on Swiggy through Amazon Pay

• No annual fee

• Reward points are automatically added to the Amazon Pay balance

Read the detailed review here

How to Maximize Swiggy Credit Card Rewards

• Use Swiggy Dineout: Book tables via Swiggy Dineout using your card and get up to 40% discount on restaurant bills.

• Look for Festival Campaigns: Swiggy will do special offers on IPL, Cricket World Cup, and festive sales - these will be added to your card rewards.

• Get Coupon Codes: You can use promo codes and get double benefits with your card offers.

• Pay via the Swiggy App: Payments made via the Swiggy app will always have an optimal cashback.

• Track Reward Expiry: The Swiggy Money has its time limit before it runs out, so use your money to its full potential.

  
  

Bonus Perks Beyond Food

Swiggy credit cards are not just about food delivery. You also enjoy:

• Airport lounge access (for HDFC Swiggy Credit Card users)

• Cashback on travel and hotel bookings through partner portals

• Discounts on groceries ordered via Instamart

• Reward multipliers during big events like Black Friday Sale and Women’s Cricket World Cup 2025

Why Swiggy Credit Cards Are Perfect in 2025

As the digital economy of India continues to grow, and the food tech industry undergoes rapid development, Swiggy credit cards provide a combination of lifestyle and convenience. Through savings on pizza to credit cashback on cricket season, these cards offer a smooth experience to both foodies and those who are into sports.

You may be cheering Team India in the Women's Cricket World Cup or have ordered a midnight snack after work - whatever amount of money you use on your Swiggy card will be rewarded with extra rupees.

Conclusion

Swiggy credit cards are companions of perfect dinners - a combination of taste, reward, and convenience. You can spend up to 10% on any purchase, whether you are ordering online or going out to eat.

Thus, with the Women's Cricket World Cup 2025 set to be an exciting event in India, it is time to make sure that your dining out meals are sustainably sourced using savings. Dine, Save, and Cheer -Your Swiggy Credit Card!

Frequently Asked Questions (FAQs)

Which is the best Swiggy Credit card in 2025?

The best Swiggy credit card is the HDFC Bank Swiggy credit card, with the highest rate of cashback, rewards, and a Swiggy One membership is complimentary.

 Can I use the Swiggy credit card benefits offline?

Yes, you can use your credit card at thousands of partnering restaurants in Swiggy Dineout to receive discounts up to 40.

 Is there Swiggy credit card Lounge access?

Yes, the HDFC Swiggy Credit Card has lounge access on a complimentary basis to the cardholders.

What about additional rewards in the sporting conditions, such as the Women's Cricket World Cup?

Watch out for Swiggy's special time offers. They usually have additional cashback or free shipping to cardholders.

Are Swiggy credit cards good for online shopping too?

Absolutely! Most Swiggy-partnered cards give cashback on Amazon, Flipkart, and Myntra, making them ideal for digital shoppers.