Amazon Pay ICICI Bank Credit Card
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Amazon Pay ICICI Bank Credit Card

Product Details
Credit Card Name : 

Amazon Pay ICICI Bank Credit Card

Bank Name :

ICICI Bank

Type :

Shopping Credit Card

Interest Rate : 

3.5% - 3.8%p.m. or 42% - 45.6%p.a.

Eligibility :

You must be at least 21 years old to apply for the credit card.
You must have a good credit score of 750 or above.
You must be a citizen of India.
Your minimum monthly income should be Rs. 15,000 per month

Amazon Pay ICICI Bank Credit Card
Pros

  • The card offers no joining fee and no annual fee .

  • Cardholders can avail of 5% cashback on Amazon.in and Amazon Pay.

  • The card provides 1% fuel surcharge waiver.

  • Customers can avail of 15% savings on dining bills at over 2,500 partner restaurants.

  • The card offers round-the-clock customer service.

  • No limit or expiry date on the rewards earned using this card

  • Reward earnings can be used to purchase from over 10 crore products at www.amazon.in and at more than 100 Amazon Pay partner merchants.

  • No cost EMI – 3&6 month on Amazon.in

Cons

  • The reward rate of the card is average compared to other premium credit cards.

  • The interest rate on the card is relatively high.

  • The card does not offer any complimentary airport lounge access/travel benefits/entertainment benefits. 

Pros & Cons
Welcome Benefits

Rs 600 Amazon Gift Card for non-Prime application

Rs 750 Amazon Gift Card for Prime members


Rewards System

The reward rate is between 1% to 5% based on Prime membership status and purchase category. So if you shop for Rs 20000 every month from Amazon India as a Prime member, you get Rs 1000 as Amazon Pay Rewards! Each reward point is equal to Rs 1 for this card.

There is no maximum cap for the rewards earned on Amazon Pay ICICI Bank credit card.

International Forex Markup

IFM: Up to 3.5% 

Welcome Benefits and Reward System
Special Features

There is no maximum cap for the rewards earned on Amazon Pay ICICI Bank credit card.

Eligibility Criteria

You must be at least 21 years old to apply for the credit card.
You must have a good credit score of 750 or above.
You must be a citizen of India.
Your minimum monthly income should be Rs. 15,000 per month

Benefits

High Cashback on Amazon:

  • 5% cashback: Prime members earn 5% cashback on all Amazon purchases except specific categories like flights, ebooks, gift cards, etc.

  • 3% cashback: Non-Prime members still get 3% cashback on all Amazon purchases except the same excluded categories.

  • 2% cashback: Earn 2% cashback on payments at over 100 Amazon Pay partner merchants like Swiggy, Zomato, Cleartrip, etc.

Other benefits:

  • No joining fee or annual fee: This makes the card accessible and encourages spending without worrying about upfront charges.

  • 1% cashback on all other expenses: Even for non-Amazon spending, you get 1% cashback, making it a decent everyday card.

  • No limit on rewards: There's no cap on the cashback you can earn, unlike some cards that have limits on monthly or annual rewards.

  • Reward redemption: Use your cashback for purchases on Amazon or at 100+ partner merchants.

  • Fuel surcharge waiver: Get 1% surcharge waiver on all fuel transactions between Rs. 400 and Rs. 4,000 at HPCL pumps with ICICI Merchant Services swipe machine.

  • Free accident insurance: Enjoy complimentary insurance coverage for accidental death or disability.

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?

Online Application:

  1. Eligibility: Ensure you meet the minimum eligibility criteria of being 18 years old, having a regular source of income, and fulfilling the bank's credit score requirements.

  2. Head to the website: Visit the official Amazon Pay ICICI Bank Credit Card application page: https://www.icicibank.com/personal-banking/cards/credit-card/amazon-pay-credit-card

  3. Fill in the details: Provide your personal information, contact details, employment details, and income information accurately.

  4. Select your variant: Choose your preferred variant – Platinum or Signature. They differ in annual fees, reward rates, and benefits.

  5. Review and submit: Carefully review your application before submitting it. Once submitted, you'll receive a confirmation message.

Contact Details

1800 1080

Account Opening and Procedure
Application Procedure

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Product Review
Fees & Charges

  • Joining Fees, Annual Fees and Supplementary Card Fees: There is no joining fee for the Amazon Pay ICICI Bank Credit Card.

  • Interest Rate: 3.5% - 3.8%p.m. or 42% - 45.6%p.a.

  • Cash Advance Charges: 2.50% on advanced amount, subject to minimum of Rs 300.

  • Late payment charges: Ranges from INR 100 to INR 1200. 

  • Foreign currency transactions: Mark-up of 3.50%. 

  • Reward Redemption Fees: Rs. 99/- 

Fuel Surcharge

1% of transaction value or Rs 10 whichever is higher. This surcharge levied will be completely waived for the fuel transactions made on Amazon Pay Card. On fuel purchase at Offus terminals, the surcharge reversal will not include Goods and Services Tax.

Billing Cycle

30 Days

Fees & Charges
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