Welcome Benefits: Get welcome voucher worth INR 5,000 from Indigo encashable against meals and perks. Get another welcome voucher worth INR 3,000 from Indigo on spending INR 1,00,000 within first 90 days of card issuance.
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IndiGo IDFC FIRST Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefits: Get welcome voucher worth INR 5,000 from Indigo encashable against meals and perks. Get another welcome voucher worth INR 3,000 from Indigo on spending INR 1,00,000 within first 90 days of card issuance.
Milestone Benefits
Milestone Benefits: Get Indigo vouchers worth INR 5,000 each on acheiving the following spending milestones: INR 2 Lakhs, INR 5 Lakhs, INR 8 Lakhs, INR 10 Lakhs, INR 12 Lakhs.
Cashback Rate
Cardholder will earn 22 BluChips on spending INR 100 on booking flights through Indigo app and website.
Value of 1 BluChip = INR 1 (when used for booking Indigo flights).
Indigo Cashback Rate: 22%.
User will earn 0.5 BluChip on UPI spends.
UPI Cashback Rate: 0.5%.
User will earn 0.5 BluChip on utilities, rent, wallet, fuel spends.
Utilities Plus Cashback Rate: 0.5%.
User will earn 3 BluChip on other spends.
General Cashback Rate: 3%
Movie Benefits
None
Dining Benefits
Dining offers from Mastercard from time to time.
Other Benefits
4 complimentary golf rounds and 12 complimentary golf lessons every year.
Low forex markup of 1.49%.
Free trip cancellation cover of INR 25,000.
On renewal of card user will get voucher worth INR 5,000 from Indigo encashable against meals and perks.
Cardholders will get 2 physical cards one on Mastercard and one on Rupay.
Cardholder will get shopping and dining offers from Mastercard.
Cardholder will get shopping and dining offers from Rupay.
Applicant can either apply for the card against a fixed deposit at zero fee or pay fee and get the card without fixed deposit.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
Welcome Benefits: Get welcome voucher worth INR 5,000 from Indigo encashable against meals and perks. Get another welcome voucher worth INR 3,000 from Indigo on spending INR 1,00,000 within first 90 days of card issuance.
Milestone Benefits
Milestone Benefits: Get Indigo vouchers worth INR 5,000 each on acheiving the following spending milestones: INR 2 Lakhs, INR 5 Lakhs, INR 8 Lakhs, INR 10 Lakhs, INR 12 Lakhs.
Cashback Rate
Cardholder will earn 22 BluChips on spending INR 100 on booking flights through Indigo app and website.
Value of 1 BluChip = INR 1 (when used for booking Indigo flights).
Indigo Cashback Rate: 22%.
User will earn 0.5 BluChip on UPI spends.
UPI Cashback Rate: 0.5%.
User will earn 0.5 BluChip on utilities, rent, wallet, fuel spends.
Utilities Plus Cashback Rate: 0.5%.
User will earn 3 BluChip on other spends.
General Cashback Rate: 3%
Movie Benefits
None
Dining Benefits
Dining offers from Mastercard from time to time.
Other Benefits
4 complimentary golf rounds and 12 complimentary golf lessons every year.
Low forex markup of 1.49%.
Free trip cancellation cover of INR 25,000.
On renewal of card user will get voucher worth INR 5,000 from Indigo encashable against meals and perks.
Cardholders will get 2 physical cards one on Mastercard and one on Rupay.
Cardholder will get shopping and dining offers from Mastercard.
Cardholder will get shopping and dining offers from Rupay.
Applicant can either apply for the card against a fixed deposit at zero fee or pay fee and get the card without fixed deposit.
Lounge Access
None.
Fees & Charges of
IndiGo IDFC FIRST Credit Card
Joining Fee
INR 4,999 plus taxes.
Annual Fee
INR 4,999 plus taxes.
Cash Advance Fee
Cash advance fee: Rs. 199
Interest rate
Interest rate: 0.71% - 3.85% monthly, 8.5% - 46.2% annually, depending on credit score.
Late Payment Fee
Late payment charges: INR 100 to INR 1300.
Foreign Currency Transactions Fee
Foreign currency markup fee: 1.49%
Other Fees
Fuel surcharge: 1%
Joining Fee
INR 4,999 plus taxes.
Annual Fee
INR 4,999 plus taxes.
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest rate: 0.71% - 3.85% monthly, 8.5% - 46.2% annually, depending on credit score.
Late Payment Fee
Late payment charges: INR 100 to INR 1300.
Foreign Currency Transactions Fee
Foreign currency markup fee: 1.49%
Other Fees
Fuel surcharge: 1%
Fee and Charges of
IndiGo IDFC FIRST Credit Card
Special Features
Cardholders will get 2 physical cards one on Mastercard and one on Rupay.
Eligibility Criteria
Minimum age of the applicant should be 18.
Card applicant should have a stable income.
Speical Feature, Eligibility and Benefits of
IndiGo IDFC FIRST Credit Card
How to apply for Credit Card?
Online Application:
Visit the IDFC First Bank Website: Go to the official website of IDFC First Bank.
Locate the Credit Card Section: Look for the section dedicated to credit cards or search for "Indigo IDFC Credit Card."
Click on "Apply Now": Find the "Apply Now" button for the Indigo IDFC Credit Card and click on it.
Fill in the Application Form: Provide the necessary personal and financial information as required.
Upload Required Documents: You may need to upload documents like your PAN card, Aadhaar card, income proof, and address proof.
Submit the Application: Review your application and submit it online.
Offline Application:
Visit an IDFC First Bank Branch: Locate the nearest branch to you.
Request an Application Form: Ask the bank representative for a Indigo IDFC Credit Card application form.
Fill in the Form: Complete the form with accurate information.
Submit the Form and Documents: Submit the filled form along with the required documents to the bank representative.
Contact Details
N/A
Account Opening and Procedure of
IndiGo IDFC FIRST Credit Card
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Application Procedure
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai