6E Rewards XL IndiGo HDFC Bank Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefit: 1 complimentary flight ticket worth Rs.3000.
1 Complimentary 6E Prime Add-On worth INR 1,099 - Priority check in, choice of seat, a complimentary meal.
Milestone Benefits
None.
Cashback Rate
1 6E Rewards = 1 Rs.
Users can earn 1 reward point for every INR 100 spent.
Customers get 5% 6E rewards on IndiGo.
3% 6E rewards on grocery, dining & entertainment, annd 2% 6E rewards on all other spends.
Movie Benefits
None.
Dining Benefits
Reward System: 1 6E Rewards = 1 Rs Users can earn, 3% 6E rewards on grocery, dining & entertainment.
Other Benefits
Low foreign currency markup of 2.5%.
Lounge Access
Cardholders also get 8 complimentary domestic airport lounge accesses per year,
Rewards & Benefits
Welcome Benefits
Welcome Benefit: 1 complimentary flight ticket worth Rs.3000.
1 Complimentary 6E Prime Add-On worth INR 1,099 - Priority check in, choice of seat, a complimentary meal.
Milestone Benefits
None.
Cashback Rate
1 6E Rewards = 1 Rs.
Users can earn 1 reward point for every INR 100 spent.
Customers get 5% 6E rewards on IndiGo.
3% 6E rewards on grocery, dining & entertainment, annd 2% 6E rewards on all other spends.
Movie Benefits
None.
Dining Benefits
Reward System: 1 6E Rewards = 1 Rs Users can earn, 3% 6E rewards on grocery, dining & entertainment.
Other Benefits
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Lounge Access
Cardholders also get 8 complimentary domestic airport lounge accesses per year,
Fees & Charges
Joining Fee
Annual Fee
Cash Advance Fee
Cash advance fee: 2.5% or ₹ 500 whichever is higher.
Interest rate
Interest Rates: 3.60% p.m. 43.20% p.a.
Late Payment Fee
Late Payment Charges: Less than ₹100 = Nil ₹100 to ₹500 = ₹100/- ₹501 to ₹5,000 = ₹500/- ₹5,001 to ₹10,000 = ₹600/- ₹10,001 to ₹25,000 = ₹800/- ₹25,001 to ₹50,000 = ₹1100/- More than ₹50,000 = ₹1300/-
Foreign Currency Transactions Fee
Foreign Currency Transactions Fees: 2.5%.
Other Fees
Joining/ Renewal Membership Fee – Rs.1, 500/- + Applicable Taxes | Reward Redemption Fees: Rs. 99/-
Fees & Charges
Joining Fee
Annual Fee
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rates: 3.60% p.m. 43.20% p.a.
Late Payment Fee
Late Payment Charges: Less than ₹100 = Nil ₹100 to ₹500 = ₹100/- ₹501 to ₹5,000 = ₹500/- ₹5,001 to ₹10,000 = ₹600/- ₹10,001 to ₹25,000 = ₹800/- ₹25,001 to ₹50,000 = ₹1100/- More than ₹50,000 = ₹1300/-
Foreign Currency Transactions Fee
Foreign Currency Transactions Fees: 2.5%.
Other Fees
Joining/ Renewal Membership Fee – Rs.1, 500/- + Applicable Taxes | Reward Redemption Fees: Rs. 99/-
Special Features
12 golf lessons and 4 rounds of green fees at select golf courses.
Eligibility Criteria
For Salaried Indian national
Age: Min 21 years & Max 60 Years
Gross Monthly Income> Rs 1,20,000
For Self Employed Indian national
Age: Min 21 years & Max 65 Years
Income: ITR > Rs 14.4 Lakhs per annum
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Go to the HDFC Bank website and click on the "Credit Cards" tab.
Select the "6E Rewards XL - IndiGo HDFC Bank Credit Card" from the list of cards.
Click on the "Apply Now" button.
You will be redirected to a new page where you will need to provide your personal information, such as your name, address, and contact details. You will also need to provide your income and employment details.
You will need to upload a scanned copy of your PAN card and a recent passport-size photograph.
Once you have submitted your application, an HDFC Bank representative will contact you to verify your details and complete the application process.
Here are the steps on how to apply through a phone call:
Call the HDFC Bank customer care number 1800 267 7777.
Select the option to apply for a credit card.
Provide your personal information to the customer care representative.
The customer care representative will guide you through the application process.
Contact Details
1800 202 6161 or 1860 267 6161,
send an SMS to 730 8080 808, or
even use WhatsApp to send a message to 707 0022 222.
Account Opening and Procedure
Considering the benefits this card offers to IndiGo flyers, it can be considered one of the top travel credit cards presently available. The eight complimentary domestic lounge access this card offers every year makes the benefits taste even sweeter. All these benefits make this card the ideal credit card for frequent domestic fliers. Although you have to pay an annual membership fee of Rs. 1,500, this card is still worth the amount for frequent fliers.
Considering the benefits this card offers to IndiGo flyers, it can be considered one of the top travel credit cards presently available. The eight complimentary domestic lounge access this card offers every year makes the benefits taste even sweeter. All these benefits make this card the ideal credit card for frequent domestic fliers. Although you have to pay an annual membership fee of Rs. 1,500, this card is still worth the amount for frequent fliers.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai