Accelero ICICI Bank Credit Card
MyRupaya Ratings
Product Details
Credit Card Name :
Accelero ICICI Bank Credit Card
Bank Name :
ICICI Bank
Type :
Travel Credit Card
Interest Rate :
3.40% per month, 40.8% per year.
Eligibility :
Age: You must be a minimum of 21 years old for primary cardholder (18 years old for supplementary cardholders).
Employment: You must be either self-employed or salaried.
Credit Score: You must have a good credit score. This means no recent defaults or delinquencies on loans or credit cards.
Pros
Welcome Benefits: Users will get 1,500 ICICI Bank reward points as an annual gift. Value of 1 reward point = INR 0.25.
Reward System: Users will earn 2 ICICI bank reward points on domestic and international spending per INR 100. Value of 1 reward point = INR 0.25, effective cashback rate = 0.5%. Users will get 2.5% cashback on fuel purchases on the HPCL petrol pump.
Fee Waiver: Spend INR 1,25,000 or more during a year and get annual fee waived.
Avail of 25% discount, up to INR 100 on the purchase of a minimum of two tickets per transaction 2 times every month on BookMyShow and Inox.
1 free domestic airport lounge visit.
24x7 toll-free roadside assistance.
Free on-site repair for minor issues. (Customer will have to pay for part replacement).
Free spare key delivery in case the car is locked. (your spare key must be within 50KM of the place where your car is situated.)
Free flat tyre repair (customer must have a spare tyre with him).
Free battery jumpstart.
Free fuel delivery (customer has to pay for the fuel).
Free car wash once per year.
50% off on car loan processing fees form.
Cons
Low cashback rate.
The card is best suited only for individuals who have multiple cars.
Pros & Cons
Welcome Benefits
Users will get 1,500 ICICI Bank reward points as an annual gift.
Rewards System
Users will earn 2 ICICI bank reward points on domestic and international spending per INR 100. Value of 1 reward point = INR 0.25, effective cashback rate = 0.5%.
International Forex Markup
3.5%
Welcome Benefits and Reward System
Special Features
Exclusive automobile privileges.
Eligibility Criteria
Age: You must be a minimum of 21 years old for primary cardholder (18 years old for supplementary cardholders).
Employment: You must be either self-employed or salaried.
Credit Score: You must have a good credit score. This means no recent defaults or delinquencies on loans or credit cards.
Benefits
Great auto related benefits.
Good value add benefits.
Cashback on domestic and international spends.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
1. Online:
Visit ICICI Bank website.
Fill out the online application form with the correct details.
Upload the required documents when prompted.
Submit the application and track its status online.
2. Bank Branch:
Visit the ICICI Bank branch nearest to you.
Meet a customer service representative and express your interest of availing the credit card.
Provide them with your KYC documents and fill out the application form.
Submit the application and inquire about further processing steps.
Contact Details
1800 1080
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Welcome Benefits: Users will get 1,500 ICICI Bank reward points as an annual gift. Value of 1 reward point = INR 0.25.
Reward System: Users will earn 2 ICICI bank reward points on domestic and international spending per INR 100. Value of 1 reward point = INR 0.25, effective cashback rate = 0.5%. Users will get 2.5% cashback on fuel purchases on the HPCL petrol pump.
Fee Waiver: Spend INR 1,25,000 or more during a year and get annual fee waived.
Avail of 25% discount, up to INR 100 on the purchase of a minimum of two tickets per transaction 2 times every month on BookMyShow and Inox.
1 free domestic airport lounge visit.
24x7 toll-free roadside assistance.
Free on-site repair for minor issues. (Customer will have to pay for part replacement).
Free spare key delivery in case the car is locked. (your spare key must be within 50KM of the place where your car is situated.)
Free flat tyre repair (customer must have a spare tyre with him).
Free battery jumpstart.
Free fuel delivery (customer has to pay for the fuel).
Free car wash once per year.
50% off on car loan processing fees form.
Low cashback rate.
The card is best suited only for individuals who have multiple cars.
Application Procedure
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Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining Fee: INR 499
Annual Fee (Second year onwards): INR 499
Interest Rate: 3.67% per month (annual interest rate - 44%).
Interest On Cash: 2.49% per month (annual interest rate - 29.88%).
Forex Marku: 3.5%
Cash Withdrawal Fee: 2.5% on advanced amount , subject to minimum of INR 300.
Rewards Redemption Fee: INR 99
Late Payment Charges: 0-1200 depending on the outstanding amount.
Fuel Surcharge
1% fuel surcharge waiver at HPCL petrol pumps on transactions between INR 400 and INR 4,000,
Billing Cycle
30 Days