Adani One ICICI Platinum Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Hotel voucher worth Rs 1,000 on card activation. Holiday voucher worth Rs 2,000 on card activation. Earn a Rs 2,000 flight voucher on spends of Rs 10,000 within 60 days of card activation.
Milestone Benefits
Milestone Benefit:Annual fee waiver on spends of Rs 3,00,000 and above in a calendar year.
Cashback Rate
3% reward points on Adani One ecosystem Adani managed Airports, Trainman, Gas, Electricity, and more.
Earn 1% as Adani Reward points on all other domestic spending categories (excluding fuel and rent payments). Earn 1.5% as Adani Reward points on the international spends category.
Earn 0.5% as Adani Reward points on utility and insurance spend.
Movie Benefits
Dining Benefits
Other Benefits
Lounge Access
Travel Benefits:8 domestic lounge access and premium upgrades at Adani-managed airports.
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Hotel voucher worth Rs 1,000 on card activation. Holiday voucher worth Rs 2,000 on card activation. Earn a Rs 2,000 flight voucher on spends of Rs 10,000 within 60 days of card activation.
Milestone Benefits
Milestone Benefit:Annual fee waiver on spends of Rs 3,00,000 and above in a calendar year.
Cashback Rate
3% reward points on Adani One ecosystem Adani managed Airports, Trainman, Gas, Electricity, and more.
Earn 1% as Adani Reward points on all other domestic spending categories (excluding fuel and rent payments). Earn 1.5% as Adani Reward points on the international spends category.
Earn 0.5% as Adani Reward points on utility and insurance spend.
Movie Benefits
Dining Benefits
Other Benefits
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Lounge Access
Travel Benefits:8 domestic lounge access and premium upgrades at Adani-managed airports.
Fees & Charges
Joining Fee
s: INR 750 + taxes
Annual Fee
s (2nd year onwards): INR 750 + taxes.
Cash Advance Fee
2.50%
Interest rate
Interest Rates: 3.40%p.m. 40.80%p.a.
Late Payment Fee
Late Payment Charges: Ranges from INR 0 to INR 1200.
Foreign Currency Transactions Fee
Foreign Currency Mark-up Fees: 3.50%.
Other Fees
Cash Advance Charges: 2.5% on advanced amount, subject to minimum of ₹300.
Fees & Charges
Joining Fee
s: INR 750 + taxes
Annual Fee
s (2nd year onwards): INR 750 + taxes.
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rates: 3.40%p.m. 40.80%p.a.
Late Payment Fee
Late Payment Charges: Ranges from INR 0 to INR 1200.
Foreign Currency Transactions Fee
Foreign Currency Mark-up Fees: 3.50%.
Other Fees
Cash Advance Charges: 2.5% on advanced amount, subject to minimum of ₹300.
Special Features
Avail 4 porter services every year ( 2 porter services on every 1 lakh spent, maximum of 4 porter services every year).
Eligibility Criteria
Minimum Age: You'll likely need to be at least 18 years old.
Income: There will likely be a minimum annual income requirement. This could vary depending on the specific variant of the Platinum card (e.g., Regular Platinum vs. Super Platinum).
Credit Score: A good credit score (generally above 750) is usually required for premium credit cards like the Platinum card.
Employment Status: Salaried individuals, self-employed professionals, and businessmen are likely eligible.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Visit the ICICI Bank website (https://www.icicibank.com/) and navigate to the credit card section.
Look for the Adani One ICICI Credit Cards section or a "New Credit Card" application option.
While filling out the application, you might have the option to choose the Adani One Platinum Credit Card if it's available online.
Contact Details
18001080
Account Opening and Procedure
The Adani One ICICI Platinum Credit Card is suitable for those who regularly use Adani services and occasionally travel through Adani airports. The welcome vouchers and movie benefits offer some additional value. However, if you don't utilize the Adani ecosystem frequently, or prioritize rewards on everyday spending categories, a more general-purpose credit card with wider applicability might be a better choice.
The Adani One ICICI Platinum Credit Card is suitable for those who regularly use Adani services and occasionally travel through Adani airports. The welcome vouchers and movie benefits offer some additional value. However, if you don't utilize the Adani ecosystem frequently, or prioritize rewards on everyday spending categories, a more general-purpose credit card with wider applicability might be a better choice.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai