Welcome Benefit: Users will get 6000 reward points worth Rs 1500 on payment of annual fees.
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Aditya Birla SBI Card Select
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will get 6000 reward points worth Rs 1500 on payment of annual fees.
Milestone Benefits
Milestone Rewards: Users will get 3000 reward points on annual spending of Rs Rs 1.5 Lakhs and an additional 3000 reward points on annual spending of Rs Rs 3 Lakhs.
Cashback Rate
Users will be awarded 20 reward points per INR 100 spent on Aditya Birla stores (Aditya Birla Fashion Online and Retail Stores: Louis Philippe, Van Heusen, Allen Solly, Peter England, American Eagle, Forever 21, Pantaloons, The Collective, Simon Carter, Ralph Lauren, Hackett London, Ted Baker and Fred Perry, VI store).
Value of 1 point = INR 0.25. Effective Aditya Birla cashback rate: 5%.
10 Reward Points per INR 100 spent on dining, entertainment & hotels. Effective dining/entertainment/hotel cashback rate: 2.5%.
1 reward point per INR 100 spent on other purchases. Effective general cashback rate: 0.25%.
Movie Benefits
None.
Dining Benefits
10 Reward Points per INR 100 spent on dining, entertainment & hotels. Effective dining/entertainment/hotel cashback rate: 2.5
Other Benefits
None.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will get 6000 reward points worth Rs 1500 on payment of annual fees.
Milestone Benefits
Milestone Rewards: Users will get 3000 reward points on annual spending of Rs Rs 1.5 Lakhs and an additional 3000 reward points on annual spending of Rs Rs 3 Lakhs.
Cashback Rate
Users will be awarded 20 reward points per INR 100 spent on Aditya Birla stores (Aditya Birla Fashion Online and Retail Stores: Louis Philippe, Van Heusen, Allen Solly, Peter England, American Eagle, Forever 21, Pantaloons, The Collective, Simon Carter, Ralph Lauren, Hackett London, Ted Baker and Fred Perry, VI store).
Value of 1 point = INR 0.25. Effective Aditya Birla cashback rate: 5%.
10 Reward Points per INR 100 spent on dining, entertainment & hotels. Effective dining/entertainment/hotel cashback rate: 2.5%.
1 reward point per INR 100 spent on other purchases. Effective general cashback rate: 0.25%.
Movie Benefits
None.
Dining Benefits
10 Reward Points per INR 100 spent on dining, entertainment & hotels. Effective dining/entertainment/hotel cashback rate: 2.5
Other Benefits
None.
Lounge Access
None.
Fees & Charges of
Aditya Birla SBI Card Select
Joining Fee
Annual Fee
(one time): INR 1499 + Taxes
Cash Advance Fee
Cash Advance fees: 2.5% or Rs. 500 whichever is higher at domestic ATMs and 2.5% or Rs. 500, whichever is higher at international ATMs
Interest rate
Interest Rate: Up to 3.50% per month (42% per annum) from the transaction date.
Late Payment Fee
Late Payment charges will be applicable if Minimum Amount Due is not paid by the payment due date. NIL for Outstanding Amount on payment date from Rs.0-Rs.500, Rs. 400 for Outstanding Amount greater than Rs. 500 & up to Rs. 1000; Rs. 750 for Outstanding Amount greater than Rs. 1000 & up to Rs. 10,000; Rs. 950 for Outstanding Amount greater than Rs. 10,000 up to Rs. 25,000; Rs. 1100 for Outstanding Amount greater than Rs. 25,000 & up to Rs. 50,000; Rs. 1300 for Outstanding Amount greater than Rs. 50,000.
Foreign Currency Transactions Fee
Other Fees
Renewal Fee (per annum): INR 1499 + Taxes. | Reward Redemption Fees: INR 99/- per redemption.
Joining Fee
Annual Fee
(one time): INR 1499 + Taxes
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: Up to 3.50% per month (42% per annum) from the transaction date.
Late Payment Fee
Late Payment charges will be applicable if Minimum Amount Due is not paid by the payment due date. NIL for Outstanding Amount on payment date from Rs.0-Rs.500, Rs. 400 for Outstanding Amount greater than Rs. 500 & up to Rs. 1000; Rs. 750 for Outstanding Amount greater than Rs. 1000 & up to Rs. 10,000; Rs. 950 for Outstanding Amount greater than Rs. 10,000 up to Rs. 25,000; Rs. 1100 for Outstanding Amount greater than Rs. 25,000 & up to Rs. 50,000; Rs. 1300 for Outstanding Amount greater than Rs. 50,000.
Foreign Currency Transactions Fee
Other Fees
Renewal Fee (per annum): INR 1499 + Taxes. | Reward Redemption Fees: INR 99/- per redemption.
Fee and Charges of
Aditya Birla SBI Card Select
Special Features
Upto 5% off on Aditya Birla Stores (Louis Philippe, Van Heusen, Allen Solly, Peter England, American Eagle, Forever 21, Pantaloons, The Collective, Simon Carter, Ralph Lauren, Hackett London, Ted Baker and Fred Perry, VI store).
Eligibility Criteria
To be eligible for an Aditya Birla SBI Select Credit Card, you must meet three simple requirements:
Age: When you apply, you must be at least 21 years old and no more than 60 years old.
Income: You must have a steady source of income. This could be a pay, money from a business, or any other steady source of income.
Residence: You must be and Indian resident.
Speical Feature, Eligibility and Benefits of
Aditya Birla SBI Card Select
How to apply for Credit Card?
1. Online: Quick and easy way to apply for this credit card is online. Simply visit the SBI Card website and follow below mentioned steps:
Choose the Aditya Birla SBI Select Credit Card.
Click on the "Apply Now".
Fill out the application form with all of your personal details, income information, and employment details.
Upload scanned copies of the requisite documents (PAN card, Address proof, Income proof).
Submit the application form and wait for a decision from the bank.
2. Offline: You can also apply for an Aditya Birla SBI Select Credit card at any SBI branch or at any Aditya Birla store. Just visit the branch or store and ask for an application form. Fill out the form and submit it along with the required documents.
3. Through bank representatives: Some banks have representatives who can help you apply for a credit card. They can guide you through the process and answer any questions you may have.
Contact Details
l 1860 500 1290, 1860 180 1290, 39 02 02 02(Prefix local the STD code) or 1800 180 1290 (Toll Free)
Account Opening and Procedure of
Aditya Birla SBI Card Select
Find Offers on Your Credit Card
Find Offers on Your Credit Card
The USP of the card is 5% off on Aditya Birla Stores (Aditya Birla Fashion Online and Retail Stores: Louis Philippe, Van Heusen, Allen Solly, Peter England, American Eagle, Forever 21, Pantaloons, The Collective, Simon Carter, Ralph Lauren, Hackett London, Ted Baker and Fred Perry, VI store). Otherwise the card does not have much to offer.
The USP of the card is 5% off on Aditya Birla Stores (Aditya Birla Fashion Online and Retail Stores: Louis Philippe, Van Heusen, Allen Solly, Peter England, American Eagle, Forever 21, Pantaloons, The Collective, Simon Carter, Ralph Lauren, Hackett London, Ted Baker and Fred Perry, VI store). Otherwise the card does not have much to offer.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai