Air India SBI Platinum Card
Rewards & Benefits
Welcome Benefits
Users will get 5,000 reward points as a welcome gift on the payment of joining fee. Also, free membership to the Air India Frequent Flyer Program - Flying Returns.
Milestone Benefits
Milestone Benefits: Users will get 5,000 bonus reward points annually on spending Rs Rs 2 Lakhs and 10,000 bonus reward points annually on spending Rs Rs 3 Lakhs.
Cashback Rate
Users can earn upto 15 reward points for every INR 100 spent on Air India tickets booked through airindia.com, airindia mobile app. (15 reward points when booked for self and 5 reward points when booked for others).
Value of 1 reward point = INR 0.25.
1 point can also be converted into air miles. 1 point = 1 air mile.
Air India travel cashback rate: 3.75%. 2 reward points for every Rs 100 spent on all other spends. General cashback rate: Rs 0.5%.
Movie Benefits
Dining Benefits
Other Benefits
Lounge Access
Fees & Charges
Joining Fee
(one time): INR 1499 + Taxes.
Annual Fee
INR 1499 + Taxes.
Cash Advance Fee
Cash Advance fees: 2.5% or Rs. 500
Interest rate
3.50% per month (42% per annum) from the transaction date.
Late Payment Fee
Late Payment charges: 0 to 1300.
Foreign Currency Transactions Fee
3.5
Other Fees
Renewal Fee (per annum): INR 1499 + Taxes. | Reward Redemption Fees: INR 99/- per redemption.
Cons
No free movie tickets.
No free airport lounge visits.
Limited number of value add benefits.
Welcome Benefit: Users will get 5,000 reward points as a welcome gift on the payment of joining fee. Also, free membership to the Air India Frequent Flyer Program - Flying Returns.
Reward System: Users can earn upto 15 reward points for every INR 100 spent on Air India tickets booked through airindia.com, airindia mobile app. (15 reward points when booked for self and 5 reward points when booked for others). Value of 1 reward point = INR 0.25. 1 point can also be converted into air miles. 1 point = 1 air mile. Air miles can be redeemed for air tickets. Air India travel cashback rate: 3.75%. 2 reward points for every INR100 spent on all other spends. General cashback rate: INR 0.5%.
Milestone Benefits: Users will get 5,000 bonus reward points annually on spending INR 2 lakhs and 10,000 bonus reward points annually on spending INR 3 lakhs.
Rewards & Benifits
Welcome Benefits
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Rewards System
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International Forex Markup
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Welcome Benefits and Reward System
Special Features
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Eligibility Criteria
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
1. Online: This is the faster and more convenient method:
Visit the SBI Card website: Head to the official SBI Card website.
Navigate to the Air India SBI Platinum Card page: Find the "Travel" category and choose "Shopping" as the sub-category.
Click "Apply Now": Look for the prominent "Apply Now" button on the card page.
Fill out the application form: Provide your personal details, income information, and KYC documents like PAN, etc.
Review and submit: Carefully review the application details.
Await decision: You'll receive an instant preliminary decision based on the information provided.
2. Offline: This method involves visiting a SBI branch and completing the application process:
Visit an SBI branch: Find a nearby SBI branch and express your interest in applying for the Air India SBI Platinum Credit Card.
Fill out the application form: A bank representative will assist you with the form and guide you through the process.
Submit the form and documents: Provide all requisite documents such as PAN, Aadhaar, and income proof along with the completed application.
Await decision: The bank will process your application and inform you about the final decision through your preferred communication channel.
Contact Details
l 1860 500 1290, 1860 180 1290, 39 02 02 02(Prefix local the STD code) or 1800 180 1290 (Toll Free)
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Welcome Benefit: Users will get 5,000 reward points as a welcome gift on the payment of joining fee. Also, free membership to the Air India Frequent Flyer Program - Flying Returns.
Reward System: Users can earn upto 15 reward points for every INR 100 spent on Air India tickets booked through airindia.com, airindia mobile app. (15 reward points when booked for self and 5 reward points when booked for others). Value of 1 reward point = INR 0.25. 1 point can also be converted into air miles. 1 point = 1 air mile. Air miles can be redeemed for air tickets. Air India travel cashback rate: 3.75%. 2 reward points for every INR100 spent on all other spends. General cashback rate: INR 0.5%.
Milestone Benefits: Users will get 5,000 bonus reward points annually on spending INR 2 lakhs and 10,000 bonus reward points annually on spending INR 3 lakhs.
No free movie tickets.
No free airport lounge visits.
Limited number of value add benefits.
Card is a good travel card if you convert the points you earn into air miles. The card has a low general cashback rate (if points are converted into cash). Card also does NOT come with free airport lounge visits. The card overall is a below average travel credit card.
Card is a good travel card if you convert the points you earn into air miles. The card has a low general cashback rate (if points are converted into cash). Card also does NOT come with free airport lounge visits. The card overall is a below average travel credit card.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
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Fuel Surcharge
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Billing Cycle
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