Welcome benefit: Users will get 20,000 reward points as a welcome gift on the payment of your joining fee. Also a free membership to the Air India Frequent Flyer Program - Flying Returns.
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Air India SBI Signature Card
Rewards & Benefits
Welcome Benefits
Welcome benefit: Users will get 20,000 reward points as a welcome gift on the payment of your joining fee. Also a free membership to the Air India Frequent Flyer Program - Flying Returns.
Milestone Benefits
Milestone benefits: Users will get 20,000 bonus reward points annually on spending Rs Rs 5 Lakhs and 30,000 bonus reward points annually on spending Rs Rs 10 Lakhs and 50,000 bonus reward points annually on spending Rs Rs 20 Lakhs.
Cashback Rate
Users will earn upto 30 reward points for every INR 100 spent on Air India tickets booked through airindia.com, airindia mobile app.
(30 reward points when booked for self and 10 reward points when booked for others).
Value of 1 reward point = INR 0.25.
Points can also be converted into air miles. 1 point = 1 air mile.
Air miles can be redeemed for air tickets.
Air India travel cashback rate: 7.5%.
4 reward points for every INR 100 spent on all other spends.
General cashback rate:1%.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
None.
Lounge Access
8 free domestic lounge visits every year.
Rewards & Benefits
Welcome Benefits
Welcome benefit: Users will get 20,000 reward points as a welcome gift on the payment of your joining fee. Also a free membership to the Air India Frequent Flyer Program - Flying Returns.
Milestone Benefits
Milestone benefits: Users will get 20,000 bonus reward points annually on spending Rs Rs 5 Lakhs and 30,000 bonus reward points annually on spending Rs Rs 10 Lakhs and 50,000 bonus reward points annually on spending Rs Rs 20 Lakhs.
Cashback Rate
Users will earn upto 30 reward points for every INR 100 spent on Air India tickets booked through airindia.com, airindia mobile app.
(30 reward points when booked for self and 10 reward points when booked for others).
Value of 1 reward point = INR 0.25.
Points can also be converted into air miles. 1 point = 1 air mile.
Air miles can be redeemed for air tickets.
Air India travel cashback rate: 7.5%.
4 reward points for every INR 100 spent on all other spends.
General cashback rate:1%.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
None.
Lounge Access
8 free domestic lounge visits every year.
Fees & Charges of
Air India SBI Signature Card
Joining Fee
INR 4,999 + Taxes.
Annual Fee
INR 4,999 + Taxes.
Cash Advance Fee
Cash Advance fees: 2.5% or Rs. 500
Interest rate
Interest Rate: Up to 3.50% per month (42% per annum).
Late Payment Fee
Late Payment charges: 0 to 1300.
Foreign Currency Transactions Fee
N.A.(Not Applicable)
Other Fees
Renewal Fee (per annum): INR 4,999 + Taxes. | Reward Redemption Fees: INR 99/- per redemption.
Joining Fee
INR 4,999 + Taxes.
Annual Fee
INR 4,999 + Taxes.
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: Up to 3.50% per month (42% per annum).
Late Payment Fee
Late Payment charges: 0 to 1300.
Foreign Currency Transactions Fee
N.A.(Not Applicable)
Other Fees
Renewal Fee (per annum): INR 4,999 + Taxes. | Reward Redemption Fees: INR 99/- per redemption.
Fee and Charges of
Air India SBI Signature Card
Special Features
Earn upto 30 reward points for every INR 100 spent on Air India tickets booked through airindia.com, airindia mobile app. (30 reward points when booked for self and 10 reward points when booked for others). Value of 1 reward point = INR 0.25. Point can also be converted into air miles. 1 point = 1 air mile. Air miles can be redeemed for air tickets
Eligibility Criteria
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
Speical Feature, Eligibility and Benefits of
Air India SBI Signature Card
How to apply for Credit Card?
1. Online: This is the faster and more convenient method:
Visit the SBI Card website: Head to the official SBI Card website.
Navigate to the Air India SBI Signature Card page: Find the "Travel" category and choose "Shopping" as the sub-category.
Click "Apply Now": Look for the prominent "Apply Now" button on the card page.
Fill out the application form: Provide your personal details, income information, and KYC documents like PAN, etc.
Review and submit: Carefully review the application details.
Await decision: You'll receive an instant preliminary decision based on the information provided.
2. Offline: This method involves visiting a SBI branch and completing the application process:
Visit an SBI branch: Find a nearby SBI branch and express your interest in applying for the Air India SBI Signature Credit Card.
Fill out the application form: A bank representative will assist you with the form and guide you through the process.
Submit the form and documents: Provide all requisite documents such as PAN, Aadhaar, and income proof along with the completed application.
Await decision: The bank will process your application and inform you about the final decision through your preferred communication channel.
Contact Details
l 1860 500 1290, 1860 180 1290, 39 02 02 02(Prefix local the STD code) or 1800 180 1290 (Toll Free)
Account Opening and Procedure of
Air India SBI Signature Card
Find Offers on Your Credit Card
Find Offers on Your Credit Card
Card is a great travel card if you convert the points you earn into air miles. The card has a low general cashback rate (if points are converted into cash). Card also comes with free lounge visit and free access to priority pass membership. Overall the card is a good travel credit card.
Card is a great travel card if you convert the points you earn into air miles. The card has a low general cashback rate (if points are converted into cash). Card also comes with free lounge visit and free access to priority pass membership. Overall the card is a good travel credit card.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai