top of page

Air India SBI Signature Card

Product Details
Credit Card Name : 

Air India SBI Signature Card

Bank Name :

State Bank Of India

Type :

Travel Credit Card

Interest Rate : 

3.50% per month (42% per annum) from the transaction date. 

Eligibility :

Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.

Air India SBI Signature Card
Pros
  • Welcome Benefit: Get 20,000 reward points as a welcome gift on the payment of your joining fee. Also get free membership to the Air India Frequent Flyer Program - Flying Returns.

  • Reward System: Earn upto 30 Reward Points for every INR 100 spent on Air India tickets booked through airindia.com, airindia mobile app. (30 reward points when booked for self and 10 reward points when booked for others). Value of 1 reward point = INR 0.25. Point can also be converted into air miles. 1 point = 1 air mile. Air miles can be redeemed for air tickets. Air India travel cashback rate: 7.5%. Get 4 reward points for every INR 100 spent on all other spends. General cashback rate: INR 1%.

  • Milestone Benefits:Get 20,000 bonus reward points annually on spending INR 5 lakhs and 30,000 bonus reward points annually on spending INR 10 lakhs and 50,000 bonus reward points annually on spending INR 20 lakhs.

  • Enjoy international airport luxury lounge access to over 600 airport lounges with complimentary Priority Pass Program.

  • Enjoy the complimentary visa lounge access program in India at major domestic airports.
     

Cons
  • No free movie tickets. 

  • Low general cashback rate.

Pros & Cons
Welcome Benefits

Welcome Benefit: Get 20,000 reward points as a welcome gift on the payment of your joining fee. Also get free membership to the Air India Frequent Flyer Program - Flying Returns.

Rewards System

Reward System: Earn upto 30 Reward Points for every INR 100 spent on Air India tickets booked through airindia.com, airindia mobile app. (30 reward points when booked for self and 10 reward points when booked for others). Value of 1 reward point = INR 0.25. Point can also be converted into air miles. 1 point = 1 air mile. Air miles can be redeemed for air tickets. Air India travel cashback rate: 7.5%. Get 4 reward points for every INR 100 spent on all other spends. General cashback rate: INR 1%.

International Forex Markup

3.5%.

Welcome Benefits and Reward System
Special Features

 Earn upto 30 Reward Points for every INR 100 spent on Air India tickets booked through airindia.com, airindia mobile app. (30 reward points when booked for self and 10 reward points when booked for others). Value of 1 reward point = INR 0.25. Point can also be converted into air miles. 1 point = 1 air mile. Air miles can be redeemed for air tickets

Eligibility Criteria

Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.

Benefits
  • Great points to mile conversion ratio. 

  • Great cashback on booking Air India tickets.

  • Great travel benefits such as free domestic and international lounge access

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?

1. Online: This is the faster and more convenient method:

  • Visit the SBI Card website: Head to the official SBI Card website.

  • Navigate to the Air India SBI Signature Card page: Find the "Travel" category and choose "Shopping" as the sub-category. 

  • Click "Apply Now": Look for the prominent "Apply Now" button on the card page.

  • Fill out the application form: Provide your personal details, income information, and KYC documents like PAN, etc.

  • Review and submit: Carefully review the application details.

  • Await decision: You'll receive an instant preliminary decision based on the information provided.

2. Offline: This method involves visiting a SBI branch and completing the application process:

  • Visit an SBI branch: Find a nearby SBI branch and express your interest in applying for the Air India SBI Signature Credit Card.

  • Fill out the application form: A bank representative will assist you with the form and guide you through the process.

  • Submit the form and documents: Provide all requisite documents such as PAN, Aadhaar, and income proof along with the completed application.

  • Await decision: The bank will process your application and inform you about the final decision through your preferred communication channel.

Contact Details

l 1860 500 1290, 1860 180 1290, 39 02 02 02(Prefix local the STD code) or 1800 180 1290 (Toll Free)

Account Opening and Procedure
Air India SBI Signature Card

Card is a great travel card if you convert the points you earn into air miles. The card has a low general cashback rate (if points are converted into cash). Card also comes with free lounge visit and free access to priority pass membership. Overall the card is a good travel credit card.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Annual Fee (one time): INR 4,999 + Taxes.

  • Renewal Fee (per annum): INR 4,999 + Taxes.

  • Cash Advance fees: 2.5% or Rs. 500 whichever is higher at domestic ATMs and 2.5% or Rs. 500, whichever is higher at international ATMs.

  • Interest Rate: Up to 3.50% per month (42% per annum) from the transaction date. 

  • Late Payment charges will be applicable if Minimum Amount Due is not paid by the payment due date. NIL for Outstanding Amount on payment date from Rs.0-Rs.500, Rs. 400 for Outstanding Amount greater than Rs. 500 & up to Rs. 1000; Rs. 750 for Outstanding Amount greater than Rs. 1000 & up to Rs. 10,000; Rs. 950 for Outstanding Amount greater than Rs. 10,000  up to Rs. 25,000; Rs. 1100 for Outstanding Amount greater than Rs. 25,000 & up to Rs. 50,000; Rs. 1300 for Outstanding Amount greater than Rs. 50,000. 

  • Reward Redemption Fees: INR 99/- per redemption. 

Fuel Surcharge

1% Fuel Surcharge waiver for each transaction between INR 500 and INR 4,000. Maximum Surcharge waiver of INR 250 per statement cycle, per credit card account.

Billing Cycle

30 days.

Fees & Charges
bottom of page