Welcome Benefits: Users will get a welcome gift of 11,000 bonus Membership rewards points.
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American Express Platinum Reserve Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefits: Users will get a welcome gift of 11,000 bonus Membership rewards points.
Milestone Benefits
Users will get a Taj stay voucher worth Rs. 10,000 on spending Rs. 5,00,000 in a card membership year and pay the annual fees of Rs. 10,000 on their card.
Cashback Rate
Users will earn 1 Membership rewards point for every Rs. 50 spent except for spend on Fuel, Insurance, Utilities, Cash transactions and EMI conversion at Point of Sale(PoS).
Effective cashback rate: 1%.
Movie Benefits
User will get movie or online shopping vouchers worth INR 12,000per year on spending Rs. 50,000 every month.
Dining Benefits
Dining discounts upto 20% off on select restaurants.
Other Benefits
Users will get a complimentary Taj Epicure Accor Plus Traveller, and EazyDiner Prime membership.
Complimentary access twice a month to 32+ golf courses in India (on spending a minimum of INR 50,000 in a year).
Free concierge service for users coupled with 24x7 card-related assistance.
0 fuel surcharge at HPCL pumps.
Lounge Access
Users will get 12 complimentary access to domestic airport lounges across India. Also, a complimentary membership to Priority Pass, with the US$99 annual membership fee waived. Users will get 2 international lounge access free every year through Priority Pass.
Rewards & Benefits
Welcome Benefits
Welcome Benefits: Users will get a welcome gift of 11,000 bonus Membership rewards points.
Milestone Benefits
Users will get a Taj stay voucher worth Rs. 10,000 on spending Rs. 5,00,000 in a card membership year and pay the annual fees of Rs. 10,000 on their card.
Cashback Rate
Users will earn 1 Membership rewards point for every Rs. 50 spent except for spend on Fuel, Insurance, Utilities, Cash transactions and EMI conversion at Point of Sale(PoS).
Effective cashback rate: 1%.
Movie Benefits
User will get movie or online shopping vouchers worth INR 12,000per year on spending Rs. 50,000 every month.
Dining Benefits
Dining discounts upto 20% off on select restaurants.
Other Benefits
Users will get a complimentary Taj Epicure Accor Plus Traveller, and EazyDiner Prime membership.
Complimentary access twice a month to 32+ golf courses in India (on spending a minimum of INR 50,000 in a year).
Free concierge service for users coupled with 24x7 card-related assistance.
0 fuel surcharge at HPCL pumps.
Lounge Access
Users will get 12 complimentary access to domestic airport lounges across India. Also, a complimentary membership to Priority Pass, with the US$99 annual membership fee waived. Users will get 2 international lounge access free every year through Priority Pass.
Fees & Charges of
American Express Platinum Reserve Credit Card
Joining Fee
INR 5,000 plus taxes
Annual Fee
INR 10,000 plus taxes
Cash Advance Fee
Cash Advance Fee: 3.5% of the amount (minimum Rs. 250)
Interest rate
Late Payment Fee
Late Payment Fee: Rs. 500 (minimum)
Foreign Currency Transactions Fee
Foreign Currency Transaction Fee: 2.5% (capped at Rs. 100)
Other Fees
Returned Payment Fee: Rs. 500 | Excess Card Limit Fee: Rs. 500
Joining Fee
INR 5,000 plus taxes
Annual Fee
INR 10,000 plus taxes
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Late Payment Fee
Late Payment Fee: Rs. 500 (minimum)
Foreign Currency Transactions Fee
Foreign Currency Transaction Fee: 2.5% (capped at Rs. 100)
Other Fees
Returned Payment Fee: Rs. 500 | Excess Card Limit Fee: Rs. 500
Fee and Charges of
American Express Platinum Reserve Credit Card
Special Features
Complimentary access twice a month to 32+ lush green golf courses in India.
Eligibility Criteria
You must be at least 18 years old.
You must have an Indian or multinational bank’s savings or current account in India.
You must have a good credit history and no payment defaults.
You must have a personal annual income of Rs. 6 Lacs and above (for both salaried and self-employed individuals).
You must have a current/permanent residential address in India.
Speical Feature, Eligibility and Benefits of
American Express Platinum Reserve Credit Card
How to apply for Credit Card?
Visit the American Express website and click on the "Apply Now" button.
Enter your basic information, such as your name, address, and date of birth.
Provide your financial information, such as your income and employment history.
Review your application and submit it.
Once you've submitted your application, American Express will review it and let you know if you've been approved. If you're approved, you'll receive your card in the mail within a few days.
Contact Details
1-800-419-2122 (Toll Free)
Account Opening and Procedure of
American Express Platinum Reserve Credit Card
Find Offers on Your Credit Card
Find Offers on Your Credit Card
The American Express Platinum Reserve Credit Card is a dream card for high-flying travelers and luxury connoisseurs who appreciate the finer things in life. Its unparalleled travel and lifestyle privileges, combined with high rewards potential, make it a powerful tool for those who can fully utilize its offerings. However, the exorbitant annual fee and niche appeal demand careful consideration before applying.
The American Express Platinum Reserve Credit Card is a dream card for high-flying travelers and luxury connoisseurs who appreciate the finer things in life. Its unparalleled travel and lifestyle privileges, combined with high rewards potential, make it a powerful tool for those who can fully utilize its offerings. However, the exorbitant annual fee and niche appeal demand careful consideration before applying.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai