Welcome Gift:Users will get 10,000 membership rewards points, redeemable for a Flipkart voucher or Pay with points option in Amex Travel Online worth Rs 3,000.
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American Express Platinum Travel Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Gift:Users will get 10,000 membership rewards points, redeemable for a Flipkart voucher or Pay with points option in Amex Travel Online worth Rs 3,000.
Milestone Benefits
User on reaching spend threshold of Rs. 1.9 Lakhs every year will get 15,000 reward points that can be redeemed on Platinum Travel Collection or Pay with Points option in Amex Travel Online.
User on reaching spend threshold of Rs. 4 Lakhs every year will get 25,000 reward points that can be redeemed on Platinum Travel Collection or Pay with Points option in Amex Travel Online and the user will also get Taj Stay voucher worth Rs. 10,000 from Taj, SeleQtions and Vivanta Hotels.
Cashback Rate
The value of 1 RP = INR 0.50.
Users will get 2 Membership rewards points per Rs. 100 spent on flights and hotels booked through American Express Travel. Effective cashback rate: 1%.
1 Membership rewards point per Rs. 100 spent on all other purchases. Effective cashback rate: 0.50%.
Movie Benefits
None.
Dining Benefits
Dining discounts upto 20% at select restaurants.
Other Benefits
Fuel surcharge waiver at HPCL Petrol Pumps.
Lounge Access
Complimentary lounge access with 8 visits per year (max. 2 per quarter) at Indian airports.; Priority Pass Membership:Free access to over 1,300 lounges worldwide for authorized users, boosting travel convenience.
Rewards & Benefits
Welcome Benefits
Welcome Gift:Users will get 10,000 membership rewards points, redeemable for a Flipkart voucher or Pay with points option in Amex Travel Online worth Rs 3,000.
Milestone Benefits
User on reaching spend threshold of Rs. 1.9 Lakhs every year will get 15,000 reward points that can be redeemed on Platinum Travel Collection or Pay with Points option in Amex Travel Online.
User on reaching spend threshold of Rs. 4 Lakhs every year will get 25,000 reward points that can be redeemed on Platinum Travel Collection or Pay with Points option in Amex Travel Online and the user will also get Taj Stay voucher worth Rs. 10,000 from Taj, SeleQtions and Vivanta Hotels.
Cashback Rate
The value of 1 RP = INR 0.50.
Users will get 2 Membership rewards points per Rs. 100 spent on flights and hotels booked through American Express Travel. Effective cashback rate: 1%.
1 Membership rewards point per Rs. 100 spent on all other purchases. Effective cashback rate: 0.50%.
Movie Benefits
None.
Dining Benefits
Dining discounts upto 20% at select restaurants.
Other Benefits
Fuel surcharge waiver at HPCL Petrol Pumps.
Lounge Access
Complimentary lounge access with 8 visits per year (max. 2 per quarter) at Indian airports.; Priority Pass Membership:Free access to over 1,300 lounges worldwide for authorized users, boosting travel convenience.
Fees & Charges
Joining Fee
Annual Fee
Cash Advance Fee
Cash advance fee:3.5% of the amount withdrawn, with a minimum of Rs. 250.
Interest rate
Late Payment Fee
Late payment fee:Rs. 500 or 5% of the outstanding balance, whichever is higher.
Foreign Currency Transactions Fee
Foreign currency markup:2% on all foreign currency transactions (rounded up to the nearest INR 5).
Other Fees
First year:Rs. 3,500 + applicable taxes | Second year onwards:Rs. 5,000 + applicable taxes
Fees & Charges
Joining Fee
Annual Fee
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Late Payment Fee
Late payment fee:Rs. 500 or 5% of the outstanding balance, whichever is higher.
Foreign Currency Transactions Fee
Foreign currency markup:2% on all foreign currency transactions (rounded up to the nearest INR 5).
Other Fees
First year:Rs. 3,500 + applicable taxes | Second year onwards:Rs. 5,000 + applicable taxes
Special Features
Taj Experiences E-Gift Card worth Rs. 10,000 from the Taj, SeleQtions, and Vivanta Hotels.
Eligibility Criteria
The applicant must be over 18 years of age.
If self-employed, the applicant’s company must have been trading for more than 12 months.
The applicant must have a good credit history and no payment defaults.
The applicant must have a current residential address in India.
The applicant must have an Indian or multinational bank’s savings or current account in India.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
The American Express Platinum Travel Credit Card has an annual fee of $695.
To apply, you must be at least 18 years old and have a good credit history. You can apply online or by phone.
The application process is relatively simple. You will need to provide your basic personal information, income, and employment information.
American Express will review your application and let you know if you are approved within a few days.
Contact Details
1800 419 2122
Account Opening and Procedure
The American Express Platinum Travel credit card is a good option for travellers with wanderlust and business travellers, despite having an annual fee that is a little more than average (Rs. 5,000 after the first year). In addition to its travel benefits, the card offers some shopping benefits, so it could be a good choice for someone who enjoys online shopping.
The American Express Platinum Travel credit card is a good option for travellers with wanderlust and business travellers, despite having an annual fee that is a little more than average (Rs. 5,000 after the first year). In addition to its travel benefits, the card offers some shopping benefits, so it could be a good choice for someone who enjoys online shopping.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai