Welcome Benefit: 8,000 reward points on card activation and undertaking the 1st transaction within first 30 days.
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AU Ananta Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefit: 8,000 reward points on card activation and undertaking the 1st transaction within first 30 days.
Milestone Benefits
Milestone Benefit: Get 5,000 reward points on spending INR 2.5 Lakhs in a year. Get 10,000 reward points on spending INR 5 Lakhs in a year. Get 15,000 reward points on spending INR 7.5 Lakhs in a year. Get 20,000 reward points on spending INR 10 Lakhs in a year.
Cashback Rate
User will get 15% cashback on Amazon Fashion every month upto INR 500.
Amazon Fashion Cashback Rate: 15%.
User will get 15% cashback on District App every month upto INR 500.
District Cashback Rate: 15%.
User will get 15% cashback on on hotel bookings through AU Rewardz every month upto INR 500.
Hotel Cashback Rate: 15%. User
Users will get 5 reward points of spend of every INR 100 on shopping, dining, and travel.
Value of 1 reward point is INR 0.25.
Shopping+ Cashback Rate: 1.25%.
User will get 2 reward point on all other retail spends on spending INR 100.
General Cashback Rate: .5%.
User will get 1 reward point on utility, insurance and telecom spends.
Utility+ Cashback Rate: 0.25%.
MyRupaya Tip: Rewardd points are give best value when redeemed on AU Rewards portal.
Movie Benefits
User will get 15% cashback on District App every month upto INR 500.
District Cashback Rate: 15%.
Dining Benefits
Users will get 5 reward points of spend of every INR 100 on shopping, dining, and travel.
Value of 1 reward point is INR 0.25.
Shopping+ Cashback Rate: 1.25%.
Other Benefits
Free INR 50 Lakh Air Accident Cover.
Free insurance coverage upto INR 5 Lakh against card outstanding balance in case of permanent total disability, critical illness or death.
Free INR 25,000 purchase protection cover.
Free travel insurance.
Offers from Visa on Visa Signature Variant.
Fuel Surcharge: 1%, waived for fuel transactions done between INR 400 and INR 5,000, across all fuel stations in the country (Maximum cashback INR 200 per statement cycle).
3 month no-cost EMI on flight and hotel bookings which are made through AU Rewards.
Annual Fee waived on spending INR 3,00,000 or more in a year.
Lounge Access
4 Free domestic airport lounge visits per quarter if the flight is booked using the AU Ananta Credit Card and if the flight ticket cost INR 5,000 or more.
Rewards & Benefits
Welcome Benefits
Welcome Benefit: 8,000 reward points on card activation and undertaking the 1st transaction within first 30 days.
Milestone Benefits
Milestone Benefit: Get 5,000 reward points on spending INR 2.5 Lakhs in a year. Get 10,000 reward points on spending INR 5 Lakhs in a year. Get 15,000 reward points on spending INR 7.5 Lakhs in a year. Get 20,000 reward points on spending INR 10 Lakhs in a year.
Cashback Rate
User will get 15% cashback on Amazon Fashion every month upto INR 500.
Amazon Fashion Cashback Rate: 15%.
User will get 15% cashback on District App every month upto INR 500.
District Cashback Rate: 15%.
User will get 15% cashback on on hotel bookings through AU Rewardz every month upto INR 500.
Hotel Cashback Rate: 15%. User
Users will get 5 reward points of spend of every INR 100 on shopping, dining, and travel.
Value of 1 reward point is INR 0.25.
Shopping+ Cashback Rate: 1.25%.
User will get 2 reward point on all other retail spends on spending INR 100.
General Cashback Rate: .5%.
User will get 1 reward point on utility, insurance and telecom spends.
Utility+ Cashback Rate: 0.25%.
MyRupaya Tip: Rewardd points are give best value when redeemed on AU Rewards portal.
Movie Benefits
User will get 15% cashback on District App every month upto INR 500.
District Cashback Rate: 15%.
Dining Benefits
Users will get 5 reward points of spend of every INR 100 on shopping, dining, and travel.
Value of 1 reward point is INR 0.25.
Shopping+ Cashback Rate: 1.25%.
Other Benefits
Free INR 50 Lakh Air Accident Cover.
Free insurance coverage upto INR 5 Lakh against card outstanding balance in case of permanent total disability, critical illness or death.
Free INR 25,000 purchase protection cover.
Free travel insurance.
Offers from Visa on Visa Signature Variant.
Fuel Surcharge: 1%, waived for fuel transactions done between INR 400 and INR 5,000, across all fuel stations in the country (Maximum cashback INR 200 per statement cycle).
3 month no-cost EMI on flight and hotel bookings which are made through AU Rewards.
Annual Fee waived on spending INR 3,00,000 or more in a year.
Lounge Access
4 Free domestic airport lounge visits per quarter if the flight is booked using the AU Ananta Credit Card and if the flight ticket cost INR 5,000 or more.
Fees & Charges of
AU Ananta Credit Card
Joining Fee
INR 2,000 + GST
Annual Fee
INR 2,000 + GST
Cash Advance Fee
Cash Advance Charges: 2.5% of amount withdrawn, subject to a minimum of INR 100.
Interest rate
Interest Rate: 3.49% per month (41.88% annually)
Late Payment Fee
Late Payment fees: 15% of the due amount ranging from INR 0 to INR 1300 for outstanding amount.
Foreign Currency Transactions Fee
Foreign Currency Mark up Fees: 3.49%
Other Fees
Reward Point Redemption Fee: INR 99.
Joining Fee
INR 2,000 + GST
Annual Fee
INR 2,000 + GST
Cash Advance Fee
2.5% or the transacted amount or Rs. 300 (whichever is higher).
Interest rate
Interest Rate: 3.49% per month (41.88% annually)
Late Payment Fee
Late Payment fees: 15% of the due amount ranging from INR 0 to INR 1300 for outstanding amount.
Foreign Currency Transactions Fee
Foreign Currency Mark up Fees: 3.49%
Other Fees
Reward Point Redemption Fee: INR 99.
Fee and Charges of
AU Ananta Credit Card
Special Features
15% cashback on Amazon Fashion.
Eligibility Criteria
Age: age over 21.
Income: monthly income of INR 25,000+ (salaried or self-employed),
Credit Score: have a credit score of 750 or above.
Residence: reside in an AU Bank serviceable area.
Speical Feature, Eligibility and Benefits of
AU Ananta Credit Card
How to apply for Credit Card?
Here are the steps on how to apply for an AU Ananta Credit Card:
Go to the AU Bank website and click on the "Apply for Credit Card" tab.
Select the Ananta Credit Card from the list of credit cards.
Enter your personal information, such as your name, address, and contact details.
Enter your employment information, such as your employer's name and your income.
Upload a copy of your PAN card and a recent passport-sized photograph.
Read and agree to the terms and conditions of the credit card.
Click on the "Submit" button.
An AU Bank representative will contact you to verify your information and to complete the application process.
Contact Details
24/7 toll-free helpline number 1800 1200 1500, non-toll number 0141-7141100, or email at creditcard.support@aubank.in
Account Opening and Procedure of
AU Ananta Credit Card
Product Review of
AU Ananta Credit Card
The card is packed with all kind of benefits. 10% cashback on PhonePe spends is a solid plus point. Overall it is one of the best credit cards in India.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review of
AU Ananta Credit Card
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
