top of page
ChatGPT Image Nov 21, 2025, 02_22_41 PM.png
welcome benefit of Credit Card

None.

AU Business Cashback Credit Card

AU Business Cashback Credit Card

35

Rewards & Benefits

Welcome Benefits

None.

Milestone Benefits

None

Cashback Rate

  • Creditcardholder will get 1% cashback on the payment of total due amount at the end of the month. 

  • Maximum cashback capped at INR 1,000 per month. 

Movie Benefits

None

Dining Benefits

None.

Other Benefits

8 complimentary railway lounge visit.
Free business insurance cover of INR 2 Lakhs.
Fuel Surcharge: 1%, waived for fuel transactions done between INR 400 and INR 5,000, across all fuel stations in the country (Maximum cashback INR 200 per statement cycle).
Monthly fee waived on spending INR 10,000 or more in a year. 

Lounge Access

None.

Rewards & Benefits

Welcome Benefits

None.

Milestone Benefits

None

Cashback Rate

  • Creditcardholder will get 1% cashback on the payment of total due amount at the end of the month. 

  • Maximum cashback capped at INR 1,000 per month. 

Movie Benefits

None

Dining Benefits

None.

Other Benefits

8 complimentary railway lounge visit.
Free business insurance cover of INR 2 Lakhs.
Fuel Surcharge: 1%, waived for fuel transactions done between INR 400 and INR 5,000, across all fuel stations in the country (Maximum cashback INR 200 per statement cycle).
Monthly fee waived on spending INR 10,000 or more in a year. 

Lounge Access

None.

Fees & Charges of

AU Business Cashback Credit Card

Joining Fee

INR 0

Annual Fee

Monthly fee of INR 99

Cash Advance Fee

2.5% of amount withdrawn, subject to a minimum of INR 100.

Interest rate

3.49% per month (41.88% annually)

Late Payment Fee

15% of the due amount ranging from INR 0 to INR 1300 for outstanding amount.

Foreign Currency Transactions Fee

3.49%

Other Fees

None

Joining Fee

INR 0

Annual Fee

Monthly fee of INR 99

Cash Advance Fee

2.5% or ?500 whichever is higher

Interest rate

3.49% per month (41.88% annually)

Late Payment Fee

15% of the due amount ranging from INR 0 to INR 1300 for outstanding amount.

Foreign Currency Transactions Fee

3.49%

Other Fees

None

Fee and Charges of

AU Business Cashback Credit Card

Special Features

None. 

Eligibility Criteria

Age: age over 25.
Residence: reside in an AU Bank serviceable area.

Speical Feature, Eligibility and Benefits of

AU Business Cashback Credit Card

How to apply for Credit Card?

Here are the steps on how to apply for an AU Business Cashback Credit Card:

  • Go to the AU Bank website and click on the "Apply for Credit Card" tab.

  • Select the AU Business Cashback Credit Card from the list of credit cards.

  • Enter your personal information, such as your name, address, and contact details.

  • Enter your employment information, such as your employer's name and your income.

  • Upload a copy of your PAN card and a recent passport-sized photograph.

  • Read and agree to the terms and conditions of the credit card.

  • Click on the "Submit" button.

  • An AU Bank representative will contact you to verify your information and to complete the application process.

Contact Details

24/7 toll-free helpline number 1800 1200 1500, non-toll number 0141-7141100, or email at creditcard.support@aubank.in

Account Opening and Procedure of

AU Business Cashback Credit Card

Product Review of

AU Business Cashback Credit Card

The card is packed with all kind of benefits. 10% cashback on PhonePe spends is a solid plus point. Overall it is one of the best credit cards in India.

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review of

AU Business Cashback Credit Card

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Find Offers on Your Credit Card

Dineout Offers

Dineout Offers

Swiggy/Zomato Offers

Swiggy/Zomato Offers

Bus Offers

Bus Offers

Grocery Offers

Grocery Offers

Airport Lounges

Airport Lounges

Airline Offers

Airline Offers

Hotel Offers

Hotel Offers

Movie Offers

Movie Offers

Visa Offers

Visa Offers

Rupay Offers

Rupay Offers

MasterCard Offers

MasterCard Offers

MyRupaya Ai

MyRupaya Ai

Find Offers on Your Credit Card

Dineout Offers

Dineout Offers

Swiggy/Zomato Offers

Swiggy/Zomato Offers

Bus Offers

Bus Offers

Grocery Offers

Grocery Offers

Airport Lounges

Airport Lounges

Airline Offers

Airline Offers

Hotel Offers

Hotel Offers

Movie Offers

Movie Offers

Visa Offers

Visa Offers

Rupay Offers

Rupay Offers

MasterCard Offers

MasterCard Offers

MyRupaya Ai

MyRupaya Ai

bottom of page