Welcome Benefit: None.
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AU CA Metal Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefit: None.
Milestone Benefits
None
Cashback Rate
Value of 1 reward point is INR 0.25.
Users will get 8 reward points on spends of every INR 100 on dining, travel, tax payments and software purchases.
Dning/ Travel/ Tax/ Software Cashback Rate: 2%.
Users will get 2 reward points on all other purchases per INR 100. Other Purchases Cashback Rate: 0.5%. Users will get 1 reward point on utility and insurance spends per INR 100. Utility+ Cashback Rate: 0.25%.
Movie Benefits
None
Dining Benefits
None.
Other Benefits
Cardholder will get flat 25% cashback on renewing your annual ICAI Membership Fee.
Low forex markup of 1.99% per month.
Free concierge service.
Free INR 50 Lakh Air Accident Cover.
Free credit shield cover of INR 5 lakhs.
Free purchase protection cover of INR 25,000.
Free travel insurance.
Free times prime membership and offers from VISA.
Fuel Surcharge: 1%, waived for fuel transactions done between INR 400 and INR 5,000, across all fuel stations in the country (Maximum cashback INR 250 per statement cycle).
Lifetime free credit card.
Lounge Access
2 domestic lounge visits per quarter.
Rewards & Benefits
Welcome Benefits
Welcome Benefit: None.
Milestone Benefits
None
Cashback Rate
Value of 1 reward point is INR 0.25.
Users will get 8 reward points on spends of every INR 100 on dining, travel, tax payments and software purchases.
Dning/ Travel/ Tax/ Software Cashback Rate: 2%.
Users will get 2 reward points on all other purchases per INR 100. Other Purchases Cashback Rate: 0.5%. Users will get 1 reward point on utility and insurance spends per INR 100. Utility+ Cashback Rate: 0.25%.
Movie Benefits
None
Dining Benefits
None.
Other Benefits
Cardholder will get flat 25% cashback on renewing your annual ICAI Membership Fee.
Low forex markup of 1.99% per month.
Free concierge service.
Free INR 50 Lakh Air Accident Cover.
Free credit shield cover of INR 5 lakhs.
Free purchase protection cover of INR 25,000.
Free travel insurance.
Free times prime membership and offers from VISA.
Fuel Surcharge: 1%, waived for fuel transactions done between INR 400 and INR 5,000, across all fuel stations in the country (Maximum cashback INR 250 per statement cycle).
Lifetime free credit card.
Lounge Access
2 domestic lounge visits per quarter.
Fees & Charges of
AU CA Metal Credit Card
Joining Fee
INR 0
Annual Fee
INR 0
Cash Advance Fee
2.5% of amount withdrawn, subject to a minimum of INR 100.
Interest rate
3.49% per month (41.88% annually)
Late Payment Fee
15% of the due amount ranging from INR 0 to INR 1300 for outstanding amount.
Foreign Currency Transactions Fee
1.99
Other Fees
Reward Point Redemption Fee: INR 99.
Joining Fee
INR 0
Annual Fee
INR 0
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
3.49% per month (41.88% annually)
Late Payment Fee
15% of the due amount ranging from INR 0 to INR 1300 for outstanding amount.
Foreign Currency Transactions Fee
1.99
Other Fees
Reward Point Redemption Fee: INR 99.
Fee and Charges of
AU CA Metal Credit Card
Special Features
2% cashback on business expenses.
Eligibility Criteria
Age: age over 21.
Residence: reside in an AU Bank serviceable area.
Applicant should be a CA.
Speical Feature, Eligibility and Benefits of
AU CA Metal Credit Card
How to apply for Credit Card?
Here are the steps on how to apply for an AU CA Metal Credit Card:
Go to the AU Bank website and click on the "Apply for Credit Card" tab.
Select the AU CA Metal Credit Card from the list of credit cards.
Enter your personal information, such as your name, address, and contact details.
Enter your employment information, such as your employer's name and your income.
Upload a copy of your PAN card and a recent passport-sized photograph.
Read and agree to the terms and conditions of the credit card.
Click on the "Submit" button.
An AU Bank representative will contact you to verify your information and to complete the application process.
Contact Details
24/7 toll-free helpline number 1800 1200 1500, non-toll number 0141-7141100, or email at creditcard.support@aubank.in
Account Opening and Procedure of
AU CA Metal Credit Card
Product Review of
AU CA Metal Credit Card
The card is packed with all kind of benefits. 10% cashback on PhonePe spends is a solid plus point. Overall it is one of the best credit cards in India.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review of
AU CA Metal Credit Card
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
