Welcome Benefit: 2,000 reward points on card activation and spending INR 5,000 within 30 days. Cardholder will also get SwiggyOne membership worth INR 299 on spending INR 10,000 within first 30 days.
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AU CS Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefit: 2,000 reward points on card activation and spending INR 5,000 within 30 days. Cardholder will also get SwiggyOne membership worth INR 299 on spending INR 10,000 within first 30 days.
Milestone Benefits
None.
Cashback Rate
Reward System: User will get 15% cashback on Amazon Now on grocery every month upto INR 250.
Amazon Now Cashback Rate: 15%.
User will get 15% cashback on food delivery on Zomato every month upto INR 250.
Zomato Cashback Rate: 15%.
Users will get 8 reward points of spend of every INR 100 on dining, travel, tax payment and software purchase.
Value of 1 reward point is INR 0.25.
Special Cashback Rate: 2%. User will get 2 reward point on all other retail spends on spending INR 100.
General Cashback Rate: .5%.
User will get 1 reward point on utility, insurance and telecom spends.
Utility+ Cashback Rate: 0.25%.
Movie Benefits
None
Dining Benefits
User will get 15% cashback on food delivery on Zomato every month upto INR 250. Zomato Cashback Rate: 15%.
Other Benefits
User will get 25% off on payment of ICSI membership fee.
Low forex markup of 1.99%.
Lifetime free credit card.
Free INR 50 Lakh Air Accident Cover.
Free insurance coverage upto INR 5 Lakh against card outstanding balance in case of permanent total disability, critical illness or death.
Free INR 25,000 purchase protection cover.
Free travel insurance.
Offers from Visa on Visa Signature Variant.
Fuel Surcharge: 1%, waived for fuel transactions done between INR 400 and INR 5,000, across all fuel stations in the country (Maximum cashback INR 250 per statement cycle).
Lounge Access
Cardholder will get 2 free lounge visits per quarter.
Rewards & Benefits
Welcome Benefits
Welcome Benefit: 2,000 reward points on card activation and spending INR 5,000 within 30 days. Cardholder will also get SwiggyOne membership worth INR 299 on spending INR 10,000 within first 30 days.
Milestone Benefits
None.
Cashback Rate
Reward System: User will get 15% cashback on Amazon Now on grocery every month upto INR 250.
Amazon Now Cashback Rate: 15%.
User will get 15% cashback on food delivery on Zomato every month upto INR 250.
Zomato Cashback Rate: 15%.
Users will get 8 reward points of spend of every INR 100 on dining, travel, tax payment and software purchase.
Value of 1 reward point is INR 0.25.
Special Cashback Rate: 2%. User will get 2 reward point on all other retail spends on spending INR 100.
General Cashback Rate: .5%.
User will get 1 reward point on utility, insurance and telecom spends.
Utility+ Cashback Rate: 0.25%.
Movie Benefits
None
Dining Benefits
User will get 15% cashback on food delivery on Zomato every month upto INR 250. Zomato Cashback Rate: 15%.
Other Benefits
User will get 25% off on payment of ICSI membership fee.
Low forex markup of 1.99%.
Lifetime free credit card.
Free INR 50 Lakh Air Accident Cover.
Free insurance coverage upto INR 5 Lakh against card outstanding balance in case of permanent total disability, critical illness or death.
Free INR 25,000 purchase protection cover.
Free travel insurance.
Offers from Visa on Visa Signature Variant.
Fuel Surcharge: 1%, waived for fuel transactions done between INR 400 and INR 5,000, across all fuel stations in the country (Maximum cashback INR 250 per statement cycle).
Lounge Access
Cardholder will get 2 free lounge visits per quarter.
Fees & Charges of
AU CS Credit Card
Joining Fee
INR 0
Annual Fee
INR 0
Cash Advance Fee
N/A
Interest rate
Interest Rate: 3.49% per month (41.88% annually)
Late Payment Fee
Late Payment fees: 15% of the due amount ranging from INR 0 to INR 1300 for outstanding amount.
Foreign Currency Transactions Fee
Foreign Currency Mark up Fees: 1.99%
Other Fees
Reward Point Redemption Fee: INR 99.
Joining Fee
INR 0
Annual Fee
INR 0
Cash Advance Fee
2.5% or the transacted amount or Rs. 300 (whichever is higher).
Interest rate
Interest Rate: 3.49% per month (41.88% annually)
Late Payment Fee
Late Payment fees: 15% of the due amount ranging from INR 0 to INR 1300 for outstanding amount.
Foreign Currency Transactions Fee
Foreign Currency Mark up Fees: 1.99%
Other Fees
Reward Point Redemption Fee: INR 99.
Fee and Charges of
AU CS Credit Card
Special Features
2 free airport louge visits every quarter without any spending threshold.
Eligibility Criteria
Age: age over 21.
Income: monthly income of INR 25,000+ (salaried or self-employed),
Credit Score: have a credit score of 750 or above.
Residence: reside in an AU Bank serviceable area.
Employment: Applicant must be a CS
Speical Feature, Eligibility and Benefits of
AU CS Credit Card
How to apply for Credit Card?
Here are the steps on how to apply for an AU CS Credit Card:
Go to the AU Bank website and click on the "Apply for Credit Card" tab.
Select the AU CS Credit Card from the list of credit cards.
Enter your personal information, such as your name, address, and contact details.
Enter your employment information, such as your employer's name and your income.
Upload a copy of your PAN card and a recent passport-sized photograph.
Read and agree to the terms and conditions of the credit card.
Click on the "Submit" button.
An AU Bank representative will contact you to verify your information and to complete the application process.
Contact Details
24/7 toll-free helpline number 1800 1200 1500, non-toll number 0141-7141100, or email at creditcard.support@aubank.in
Account Opening and Procedure of
AU CS Credit Card
Product Review of
AU CS Credit Card
The card is packed with all kind of benefits. 10% cashback on PhonePe spends is a solid plus point. Overall it is one of the best credit cards in India.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review of
AU CS Credit Card
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
