Welcome Benefit: 2,000 reward points or brand voucher worth INR 500 on card activation and undertaking the 1st transaction within first 30 days.
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AU Tejas Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefit: 2,000 reward points or brand voucher worth INR 500 on card activation and undertaking the 1st transaction within first 30 days.
Milestone Benefits
Milestone Benefits: 500 reward points on undertaking 5 transaction in a month, each having a minimum value of INR 500. Annual fee waived on spending INR 1.5 Lakh in a year.
Cashback Rate
Users will get 5 reward points of spend of every INR 100 on flights, hotels, voucher shopping, on AU Rewards portal.
Value of 1 reward point is INR 0.25.
Special Cashback Rate: 1.25%.
User will get 1 reward point on all other categories on spending INR 100.
General Cashback Rate: 0.25%.
Movie Benefits
None
Dining Benefits
None.
Other Benefits
Cardholder will get 10% instant discount on Movies via District upto INR 50 per month.
Cardholder will get 10% instant discount on Amazon Now upto INR 50 per month.
Cardholder will get 10% instant discount on Zomato upto INR 50 per month.
Cardholder will get 10% instant discount on Uber/Ola/Rapido upto INR 50 per month.
Cardholder will get 10% instant discount on Bill Payment upto INR 50 per month via AU101 per month.
Fuel Surcharge: 1%, waived for fuel transactions done between INR 400 and INR 5,000, across all fuel stations in the country (Maximum cashback INR 100 per statement cycle).
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
Welcome Benefit: 2,000 reward points or brand voucher worth INR 500 on card activation and undertaking the 1st transaction within first 30 days.
Milestone Benefits
Milestone Benefits: 500 reward points on undertaking 5 transaction in a month, each having a minimum value of INR 500. Annual fee waived on spending INR 1.5 Lakh in a year.
Cashback Rate
Users will get 5 reward points of spend of every INR 100 on flights, hotels, voucher shopping, on AU Rewards portal.
Value of 1 reward point is INR 0.25.
Special Cashback Rate: 1.25%.
User will get 1 reward point on all other categories on spending INR 100.
General Cashback Rate: 0.25%.
Movie Benefits
None
Dining Benefits
None.
Other Benefits
Cardholder will get 10% instant discount on Movies via District upto INR 50 per month.
Cardholder will get 10% instant discount on Amazon Now upto INR 50 per month.
Cardholder will get 10% instant discount on Zomato upto INR 50 per month.
Cardholder will get 10% instant discount on Uber/Ola/Rapido upto INR 50 per month.
Cardholder will get 10% instant discount on Bill Payment upto INR 50 per month via AU101 per month.
Fuel Surcharge: 1%, waived for fuel transactions done between INR 400 and INR 5,000, across all fuel stations in the country (Maximum cashback INR 100 per statement cycle).
Lounge Access
None.
Fees & Charges of
AU Tejas Credit Card
Joining Fee
INR 500
Annual Fee
INR 500
Cash Advance Fee
Cash Advance Charges: 2.5% of amount withdrawn, subject to a minimum of INR 100.
Interest rate
Interest Rate: 3.49% per month (41.88% annually)
Late Payment Fee
Late Payment fees: 15% of the due amount ranging from INR 0 to INR 1300 for outstanding amount.
Foreign Currency Transactions Fee
Interest Rate: 3.49% per month (41.88% annually)
Other Fees
Reward Point Redemption Fee: INR 99.
Joining Fee
INR 500
Annual Fee
INR 500
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: 3.49% per month (41.88% annually)
Late Payment Fee
Late Payment fees: 15% of the due amount ranging from INR 0 to INR 1300 for outstanding amount.
Foreign Currency Transactions Fee
Interest Rate: 3.49% per month (41.88% annually)
Other Fees
Reward Point Redemption Fee: INR 99.
Fee and Charges of
AU Tejas Credit Card
Special Features
None.
Eligibility Criteria
Age: age over 21.
Income: monthly income of INR 25,000+ (salaried or self-employed),
Residence: reside in an AU Bank serviceable area.
Speical Feature, Eligibility and Benefits of
AU Tejas Credit Card
How to apply for Credit Card?
Here are the steps on how to apply for an AU Tejas Credit Card:
Go to the AU Bank website and click on the "Apply for Credit Card" tab.
Select the Tejas Credit Card from the list of credit cards.
Enter your personal information, such as your name, address, and contact details.
Enter your employment information, such as your employer's name and your income.
Upload a copy of your PAN card and a recent passport-sized photograph.
Read and agree to the terms and conditions of the credit card.
Click on the "Submit" button.
An AU Bank representative will contact you to verify your information and to complete the application process.
Contact Details
24/7 toll-free helpline number 1800 1200 1500, non-toll number 0141-7141100, or email at creditcard.support@aubank.in
Account Opening and Procedure of
AU Tejas Credit Card
Product Review of
AU Tejas Credit Card
The card is packed with all kind of benefits. 10% cashback on PhonePe spends is a solid plus point. Overall it is one of the best credit cards in India.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review of
AU Tejas Credit Card
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
