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Axis Bank Aura Credit Card

Product Details
Credit Card Name : 

Axis Bank Aura Credit Card

Bank Name :

Axis Bank

Type :

Rewards Credit Card

Interest Rate : 

3.4% per month (49.36% per annum).

Eligibility :

Primary cardholder should be between the ages of 18 and 70 years.
Add-on cardholder should be over 15 years.
The individual should either be a Resident of India or a Non-Resident Indian.

Axis Bank Aura Credit Card
Pros
  • Welcome Benefits: Decathlon voucher of INR 750 as part of the credit card welcome benefit.

  • Rewards: Earn 5X EDGE REWARDS on insurance spends, and get 20% discount at partner restaurants in India.

  • Other Benefits: Free 4 video doctor consultations pe rmonth via Practo, Customers can get an annual discount up to INR 500 on health checkups and a 30% discount on nutritional/diet consultations from renowned nutritionists.

Cons
  • Low cashback rate.

  • Limited number of value add features. 

  • No free movie tickets. 

  • No free air lounge visits. 

Pros & Cons
Welcome Benefits

Welcome Benefits: Decathlon voucher of INR 750 as part of the credit card welcome benefit.


Rewards System

Reward System: Get 1 Edge reward point on spending INR 100. Value of 1 Edge point: INR 0.20. General cashback rate: 0.2%. Get 5 Edge reward points on purchase of insurance. Insurance cashback rate: 1%.


International Forex Markup

3.5%.

Welcome Benefits and Reward System
Special Features

Special Feature: You can avail of 4 free video doctor consultations per month through Practo. 


Eligibility Criteria

Primary cardholder should be between the ages of 18 and 70 years.
Add-on cardholder should be over 15 years.
The individual should either be a Resident of India or a Non-Resident Indian.

Benefits


  • Free doctor and nutritional consultations. 

  • Discount on health checkup.

  • Dining Delights: You get 20% discount on dining at partner restaurants with the Dining Delights program.

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  • You can apply for the Axis Bank AURA Credit Card online or by visiting a nearby Axis Bank branch. Here are the steps on how to apply online:

  • Go to the Axis Bank website and click on the "Apply for Credit Card" tab.

  • Select the Axis Bank AURA Credit Card and click on the "Apply Now" button.

  • Enter your personal details, such as your name, email address, and contact number.

  • Enter your employment details, such as your employer's name and your income.

  • Upload a copy of your PAN card and a recent passport-sized photograph.

  • Submit your application and wait for Axis Bank to process it.

Contact Details

1868 419 5555 & 1860 500 5555

Account Opening and Procedure
Axis Bank Aura Credit Card

Axis Bank Aura Credit Card is a unique credit card for health conscious individuals. It has limited non-health value add benefits. Its biggest flaw is its low cashback rate.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

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Fees & Charges
  • Joining fee: INR 749.

  • Annual  Fee: 2nd year onwards: INR 749.

  • Cash withdrawal fees:       3.4% (Min. Rs. 500) of the cash amount.

  • Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200 .

  • Interest Rate: 3.4% per month (49.36% per annum).

  • Reward Redemption Fee: INR 100.

  • Forex Fee: 3.5% 

Fuel Surcharge

1% fuel surcharge. Waived on fuel transactions between INR 400 and INR 4,000. Maximum waiver: INR 250 per month.

Billing Cycle

30 Days.

Fees & Charges
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