HDFC Pixel Play Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
Cashback Rate
Cardholder will get 5% cashback on any two packs of your choice - Dining & Entertainment Category – BookMyShow & Zomato - Travel Category – MakeMyTrip & Uber - Grocery Category – Blinkit & Reliance Smart Bazaar - Electronics Category – Croma & Reliance Digital - Fashion Category – Nykaa & Myntra.
3% cashback any one E-commerce merchant of your choice - Amazon or Flipkart or PayZapp.
1% unlimited cashback across all other spends.
Movie Benefits
Dining Benefits
Get up to 25% off on dining through Swiggy Dineout.
Other Benefits
Instant digital credit card. Annual fee reversal on spend of Rs 50,000 in any year.
Lounge Access
Fees & Charges
Joining Fee
INR 500 /- + Applicable Charges
Annual Fee
INR 500 /- + Applicable Charges
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
3.6% per month (i.e., 43.2% per annum)
Late Payment Fee
Late Payment Charges: Ranges from INR 100 to INR 1300.
Foreign Currency Transactions Fee
Foreign Currency Mark-up Fees: 3.5%
Other Fees
Cash Advance Charges: A transaction fee of 2.5% or ₹500 whichever is higher | Reward Redemption Fee: INR 99
Cons
Low cashback rate.
Limited number of value add features.
No free movie tickets.
No free air lounge visits.
Welcome Benefits: Users will get a Decathlon voucher of INR 750 as a welcome benefit.
Reward System: Users will get 1 Edge reward point on spending INR 100. Value of 1 Edge point: INR 0.20. General cashback rate: 0.2% and 5 Edge reward points on purchase of insurance. Insurance cashback rate: 1%.
Free 4 video doctor consultations per month via Practo.
Customers can get an annual discount of up to INR 500 on health checkups
Customers can get a 30% discount on nutritional/diet consultations from renowned nutritionists.
Rewards & Benifits
Welcome Benefits
Users will get a Decathlon voucher of INR 750 as a welcome benefit.
Rewards System
International Forex Markup
3.5%.
Welcome Benefits and Reward System
Special Features
Reward System: Cardholder will get 5% cashback on any two packs of your choice
- Dining & Entertainment Category – BookMyShow & Zomato
- Travel Category – MakeMyTrip & Uber
- Grocery Category – Blinkit & Reliance Smart Bazaar
- Electronics Category – Croma & Reliance Digital
- Fashion Category – Nykaa & Myntra
3% cashback any one E-commerce merchant of your choice
- Amazon or Flipkart or PayZapp
1% unlimited cashback across all other spends.
Eligibility Criteria
You must be an Indian citizen.
You must be 21-60 years of age.
Your net monthly income must be greater than INR 25,000 if you are salaried, and your ITR must be greater than Rs. 6 lakhs per annum if you are self-employed.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Eligibility: Check if you meet the eligibility criteria, which typically include a minimum income and age requirement.
Apply online: Visit the HDFC Bank website or app and fill out the online application form.
Documents: Submit the required documents like PAN card, address proof, and income proof.
Verification: HDFC will verify your documents and creditworthiness.
Approval: Upon approval, you will receive your credit card within 7-10 working days.
Contact Details
1800 1600
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefits: Users will get a Decathlon voucher of INR 750 as a welcome benefit.
Reward System: Users will get 1 Edge reward point on spending INR 100. Value of 1 Edge point: INR 0.20. General cashback rate: 0.2% and 5 Edge reward points on purchase of insurance. Insurance cashback rate: 1%.
Free 4 video doctor consultations per month via Practo.
Customers can get an annual discount of up to INR 500 on health checkups
Customers can get a 30% discount on nutritional/diet consultations from renowned nutritionists.
Low cashback rate.
Limited number of value add features.
No free movie tickets.
No free air lounge visits.
Axis Bank Aura Credit Card is a unique credit card for health conscious individuals. It has limited non-health value add benefits. Its biggest flaw is its low cashback rate.
Axis Bank Aura Credit Card is a unique credit card for health conscious individuals. It has limited non-health value add benefits. Its biggest flaw is its low cashback rate.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining fee: INR 749.
Annual Fee: 2nd year onwards: INR 749.
Cash withdrawal fees: 3.4% (Min. Rs. 500) of the cash amount.
Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200 .
Interest Rate: 3.4% per month (49.36% per annum).
Reward Redemption Fee: INR 100.
Forex Fee: 3.5%
Fuel Surcharge
1% fuel surcharge. Waived on fuel transactions between INR 400 and INR 4,000. Maximum waiver: INR 250 per month.
Billing Cycle
30 Days.