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Welcome Benefits: Users will get a Decathlon voucher of INR 750 as a welcome benefit.
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Axis Bank Aura Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefits: Users will get a Decathlon voucher of INR 750 as a welcome benefit.
Milestone Benefits
None.
Cashback Rate
Users will get 1 Edge reward point on spending INR 100. Value of 1 Edge point: INR 0.20. General cashback rate: 0.2%.
5 Edge reward points on purchase of insurance. Insurance cashback rate: 1%.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
Free doctor and nutritional consultations. Free 4 video doctor consultations per month via Practo. Customers can get an annual discount of up to Rs 500 on health checkups. Customers can get a 30% discount on nutritional/diet consultations from renowned nutritionists.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
Welcome Benefits: Users will get a Decathlon voucher of INR 750 as a welcome benefit.
Milestone Benefits
None.
Cashback Rate
Users will get 1 Edge reward point on spending INR 100. Value of 1 Edge point: INR 0.20. General cashback rate: 0.2%.
5 Edge reward points on purchase of insurance. Insurance cashback rate: 1%.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
Free doctor and nutritional consultations. Free 4 video doctor consultations per month via Practo. Customers can get an annual discount of up to Rs 500 on health checkups. Customers can get a 30% discount on nutritional/diet consultations from renowned nutritionists.
Lounge Access
None.
Fees & Charges
Joining Fee
INR 749.
Annual Fee
2nd year onwards: INR 749.
Cash Advance Fee
Cash withdrawal fees: 3.4% (Min. Rs. 500) of the cash amount.
Interest rate
Interest Rate: 3.4% per month (49.36% per annum).
Late Payment Fee
Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200 .
Foreign Currency Transactions Fee
3.50%
Other Fees
Reward Redemption Fee: INR 100. | Forex Fee: 3.5%
Fees & Charges
Joining Fee
INR 749.
Annual Fee
2nd year onwards: INR 749.
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: 3.4% per month (49.36% per annum).
Late Payment Fee
Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200 .
Foreign Currency Transactions Fee
3.50%
Other Fees
Reward Redemption Fee: INR 100. | Forex Fee: 3.5%
Special Features
Users can avail of 4 free video doctor consultations per month through Practo.
Eligibility Criteria
Primary cardholder should be between the ages of 18 and 70 years.
Add-on cardholder should be over 15 years.
The individual should either be a Resident of India or a Non-Resident Indian.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for the Axis Bank AURA Credit Card online or by visiting a nearby Axis Bank branch. Here are the steps on how to apply online:
Go to the Axis Bank website and click on the "Apply for Credit Card" tab.
Select the Axis Bank AURA Credit Card and click on the "Apply Now" button.
Enter your personal details, such as your name, email address, and contact number.
Enter your employment details, such as your employer's name and your income.
Upload a copy of your PAN card and a recent passport-sized photograph.
Submit your application and wait for Axis Bank to process it.
Contact Details
1868 419 5555 & 1860 500 5555
Account Opening and Procedure
Axis Bank Aura Credit Card is a unique credit card for health conscious individuals. It has limited non-health value add benefits. Its biggest flaw is its low cashback rate.
Axis Bank Aura Credit Card is a unique credit card for health conscious individuals. It has limited non-health value add benefits. Its biggest flaw is its low cashback rate.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai