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Axis Bank Freecharge Credit Card

Product Details
Credit Card Name : 

Axis Bank Freecharge Credit Card

Bank Name :

Axis Bank

Type :

Regular Credit Card

Interest Rate : 

3.6% per month (52. 86% per annum)

Eligibility :

Axis Bank Freecharge Credit Card is an invite only model, wherein, if the customer is eligible, he/she shall be able to see the banner on their Freecharge Mobile App.

Axis Bank Freecharge Credit Card
Pros
  • Milestone Benefits: On spending of over INR 5000, get 350 edge reward points as milestone benefit, and on spending between INR 2000-4999, get 100 edge reward points as milestone benefit. 

  • Rewards: Customers can get up to 10% off on Myntra, INR 100 off on credit on shuttle every month, also Get INR.120 off on freshmenu, and 50% off on Eros Now subscription.

Cons
  • Limited number of value add features.

  • Low cashback rate.

  • No free movie tickets.

  • No free air lounge visits. 

Pros & Cons
Welcome Benefits

None.

Rewards System

Reward System: Get 1 Edge reward point on spending INR 100.  Value of 1 Edge point: INR 0.20. Cashback Rate: 0.2%.

International Forex Markup

3.5%.

Welcome Benefits and Reward System
Special Features

None.

Eligibility Criteria

Axis Bank Freecharge Credit Card is an invite only model, wherein, if the customer is eligible, he/she shall be able to see the banner on their Freecharge Mobile App.

Benefits


  • Cashback: You can earn 5% cashback on all spends made on Freecharge.

  • Cashback on local commute: You can earn 2% cashback on Ola/Uber spends.

  • Cashback on other spends: You can earn 1% cashback on all other spends.

  • Other benefits: Other benefits of this card include complimentary airport lounge access, lost card liability insurance, and travel insurance.

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  • Here are the steps on how to apply for the Axis Bank Freecharge Credit Card:

  • Download the Freecharge app from the Google Play Store or the Apple App Store.

  • Open the app and sign in to your account.

  • Tap on the "Credit Card" tab.

  • Tap on the "Apply Now" button.

  • Enter your personal details, such as your name, address, and contact information.

  • Enter your income and employment details.

  • Upload a scanned copy of your PAN card and a recent passport-size photograph.

  • Submit your application.

  • Axis Bank will review your application and will contact you if you are approved for the card.

Contact Details

1868 419 5555 & 1860 500 5555

Account Opening and Procedure
Axis Bank Freecharge Credit Card

Axis Bank Freecharge has limited number of value add features. It has low cashback rate too. It does not have any redeeming feature. It is best to stay away from this card.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining fee: INR. 250 + Applicable Taxes

  • Annual  fee: INR. 250 + Applicable Taxes

  • Cash Advance Fee: 2.5% (Min. Rs 250)

  • Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.

  • Interest Rate: 3.6% per month (52.86% per annum)

  • Reward Redemption Fee: INR 100.

  • Forex Mark-up: 3.5%

Fuel Surcharge

1%.

Billing Cycle

30 Days

Fees & Charges
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