Axis Bank Freecharge Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
Milestone Benefits: On spending of over Rs 5000, users will get 350 edge reward points as, and on spending between Rs 2000-4999, users will get 100 edge reward points.
Cashback Rate
Users will get 1 Edge reward point on spending INR 100.
Customers can get up to 10% off on Myntra, Rs 100 off on credit on shuttle every month, also Get Rs .120 off on freshmenu, and 50% off on Eros Now subscription.
Movie Benefits
None.
Dining Benefits
10% off Swiggy on Wednesday.
Other Benefits
15% off on Makemytrip on Wednesday on flights and hotels.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
Milestone Benefits: On spending of over Rs 5000, users will get 350 edge reward points as, and on spending between Rs 2000-4999, users will get 100 edge reward points.
Cashback Rate
Users will get 1 Edge reward point on spending INR 100.
Customers can get up to 10% off on Myntra, Rs 100 off on credit on shuttle every month, also Get Rs .120 off on freshmenu, and 50% off on Eros Now subscription.
Movie Benefits
None.
Dining Benefits
10% off Swiggy on Wednesday.
Other Benefits
15% off on Makemytrip on Wednesday on flights and hotels.
Lounge Access
None.
Fees & Charges
Joining Fee
INR. 250 + applicable taxes
Annual Fee
INR. 250 + applicable taxes
Cash Advance Fee
Cash Advance Fee: 2.5% (Min. Rs 250)
Interest rate
Interest Rate: 3.6% per month (52.86% per annum)
Late Payment Fee
Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.
Foreign Currency Transactions Fee
Forex Mark-up: 3.5%
Other Fees
Reward Redemption Fee: INR 100.
Fees & Charges
Joining Fee
INR. 250 + applicable taxes
Annual Fee
INR. 250 + applicable taxes
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: 3.6% per month (52.86% per annum)
Late Payment Fee
Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.
Foreign Currency Transactions Fee
Forex Mark-up: 3.5%
Other Fees
Reward Redemption Fee: INR 100.
Special Features
None.
Eligibility Criteria
Axis Bank Freecharge Credit Card is an invite only model, wherein, if the customer is eligible, he/she shall be able to see the banner on their Freecharge Mobile App.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Here are the steps on how to apply for the Axis Bank Freecharge Credit Card:
Download the Freecharge app from the Google Play Store or the Apple App Store.
Open the app and sign in to your account.
Tap on the "Credit Card" tab.
Tap on the "Apply Now" button.
Enter your personal details, such as your name, address, and contact information.
Enter your income and employment details.
Upload a scanned copy of your PAN card and a recent passport-size photograph.
Submit your application.
Axis Bank will review your application and will contact you if you are approved for the card.
Contact Details
1868 419 5555 & 1860 500 5555
Account Opening and Procedure
Axis Bank Freecharge has limited number of value add features. It has low cashback rate too. It does not have any redeeming feature. It is best to stay away from this card.
Axis Bank Freecharge has limited number of value add features. It has low cashback rate too. It does not have any redeeming feature. It is best to stay away from this card.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai