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Axis Bank Freecharge Credit Card

12.5

Rewards & Benefits

Welcome Benefits

None.

Milestone Benefits

Milestone Benefits: On spending of over Rs 5000, users will get 350 edge reward points as, and on spending between Rs 2000-4999, users will get 100 edge reward points.

Cashback Rate

  • Users will get 1 Edge reward point on spending INR 100.

  • Customers can get up to 10% off on Myntra, Rs 100 off on credit on shuttle every month, also Get Rs .120 off on freshmenu, and 50% off on Eros Now subscription.

Movie Benefits

Dining Benefits

Other Benefits

Lounge Access

Fees & Charges

Joining Fee

INR. 250 + applicable taxes

Annual Fee

INR. 250 + applicable taxes

Cash Advance Fee

Cash Advance Fee: 2.5% (Min. Rs 250)

Interest rate

3.6% per month (52. 86% per annum)

Late Payment Fee

Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.

Foreign Currency Transactions Fee

Forex Mark-up: 3.5%

Other Fees

Reward Redemption Fee: INR 100.

Cons
  • Limited number of value add features.

  • Low cashback rate.

  • No free movie tickets.

  • No free air lounge visits. 

  • Reward System: Users will get 1 Edge reward point on spending INR 100. Value of 1 Edge point: INR 0.20. Cashback rate: 0.2%.

  • Milestone Benefits: On spending of over INR 5000, users will get 350 edge reward points as, and on spending between INR 2000-4999, users will get 100 edge reward points. 

  • Rewards: Customers can get up to 10% off on Myntra, INR 100 off on credit on shuttle every month, also Get INR.120 off on freshmenu, and 50% off on Eros Now subscription.

Rewards & Benifits
Welcome Benefits

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Rewards System

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International Forex Markup

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Welcome Benefits and Reward System
Special Features

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Eligibility Criteria

Axis Bank Freecharge Credit Card is an invite only model, wherein, if the customer is eligible, he/she shall be able to see the banner on their Freecharge Mobile App.

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  • Here are the steps on how to apply for the Axis Bank Freecharge Credit Card:

  • Download the Freecharge app from the Google Play Store or the Apple App Store.

  • Open the app and sign in to your account.

  • Tap on the "Credit Card" tab.

  • Tap on the "Apply Now" button.

  • Enter your personal details, such as your name, address, and contact information.

  • Enter your income and employment details.

  • Upload a scanned copy of your PAN card and a recent passport-size photograph.

  • Submit your application.

  • Axis Bank will review your application and will contact you if you are approved for the card.

Contact Details

1868 419 5555 & 1860 500 5555

Account Opening and Procedure

Recommended Credit Cards

Pros:-

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Cons:-

  • Reward System: Users will get 1 Edge reward point on spending INR 100. Value of 1 Edge point: INR 0.20. Cashback rate: 0.2%.

  • Milestone Benefits: On spending of over INR 5000, users will get 350 edge reward points as, and on spending between INR 2000-4999, users will get 100 edge reward points. 

  • Rewards: Customers can get up to 10% off on Myntra, INR 100 off on credit on shuttle every month, also Get INR.120 off on freshmenu, and 50% off on Eros Now subscription.

  • Limited number of value add features.

  • Low cashback rate.

  • No free movie tickets.

  • No free air lounge visits. 

Axis Bank Freecharge has limited number of value add features. It has low cashback rate too. It does not have any redeeming feature. It is best to stay away from this card.

Axis Bank Freecharge has limited number of value add features. It has low cashback rate too. It does not have any redeeming feature. It is best to stay away from this card.
Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges

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Fuel Surcharge

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Billing Cycle

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Fees & Charges
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