Axis Bank Freecharge Credit Card
MyRupaya Ratings
Product Details
Credit Card Name :
Axis Bank Freecharge Credit Card
Bank Name :
Axis Bank
Type :
Regular Credit Card
Interest Rate :
3.6% per month (52. 86% per annum)
Eligibility :
Axis Bank Freecharge Credit Card is an invite only model, wherein, if the customer is eligible, he/she shall be able to see the banner on their Freecharge Mobile App.
Pros
Reward System: Users will get 1 Edge reward point on spending INR 100. Value of 1 Edge point: INR 0.20. Cashback rate: 0.2%.
Milestone Benefits: On spending of over INR 5000, users will get 350 edge reward points as, and on spending between INR 2000-4999, users will get 100 edge reward points.
Rewards: Customers can get up to 10% off on Myntra, INR 100 off on credit on shuttle every month, also Get INR.120 off on freshmenu, and 50% off on Eros Now subscription.
Cons
Limited number of value add features.
Low cashback rate.
No free movie tickets.
No free air lounge visits.
Pros & Cons
Welcome Benefits
None.
Rewards System
Users will get 1 Edge reward point on spending INR 100. Value of 1 Edge point: INR 0.20. Cashback rate: 0.2%.
International Forex Markup
3.5%.
Welcome Benefits and Reward System
Special Features
None.
Eligibility Criteria
Axis Bank Freecharge Credit Card is an invite only model, wherein, if the customer is eligible, he/she shall be able to see the banner on their Freecharge Mobile App.
Benefits
Reward benefit.
Milestone benefit.
Dining benefits.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Here are the steps on how to apply for the Axis Bank Freecharge Credit Card:
Download the Freecharge app from the Google Play Store or the Apple App Store.
Open the app and sign in to your account.
Tap on the "Credit Card" tab.
Tap on the "Apply Now" button.
Enter your personal details, such as your name, address, and contact information.
Enter your income and employment details.
Upload a scanned copy of your PAN card and a recent passport-size photograph.
Submit your application.
Axis Bank will review your application and will contact you if you are approved for the card.
Contact Details
1868 419 5555 & 1860 500 5555
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Reward System: Users will get 1 Edge reward point on spending INR 100. Value of 1 Edge point: INR 0.20. Cashback rate: 0.2%.
Milestone Benefits: On spending of over INR 5000, users will get 350 edge reward points as, and on spending between INR 2000-4999, users will get 100 edge reward points.
Rewards: Customers can get up to 10% off on Myntra, INR 100 off on credit on shuttle every month, also Get INR.120 off on freshmenu, and 50% off on Eros Now subscription.
Limited number of value add features.
Low cashback rate.
No free movie tickets.
No free air lounge visits.
Axis Bank Freecharge has limited number of value add features. It has low cashback rate too. It does not have any redeeming feature. It is best to stay away from this card.
Axis Bank Freecharge Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining fee: INR. 250 + applicable taxes
Annual fee: INR. 250 + applicable taxes
Cash Advance Fee: 2.5% (Min. Rs 250)
Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.
Interest Rate: 3.6% per month (52.86% per annum)
Reward Redemption Fee: INR 100.
Forex Mark-up: 3.5%
Fuel Surcharge
1%.
Billing Cycle
30 Days