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Axis Bank Freecharge Plus Credit Card

Product Details
Credit Card Name : 

Axis Bank Freecharge Plus Credit Card

Bank Name :

Axis Bank

Type :

Regular Credit Card

Interest Rate : 

Interest Rate: 3.6% per month (52.86% per annum).

Eligibility :

Axis Bank Freecharge Credit Card is an invite only model, wherein, if the customer is eligible, he/she shall be able to see the banner on their Freecharge Mobile App.

Axis Bank Freecharge Plus Credit Card
Pros
  • Rewards: 5% cashback on Freecharge spends, and 2% cashback on Ola/Uber/Shuttle and other local transport.

  • Customers can also get up to INR 500 off on spending on partner restaurants through Eazy Diner program. 

  • Virtual credit card issued instantaneously.

Cons
  • Low cashback rate.

  • Standard value add features such as free lounge visits are missing.

  • No free movie tickets.

Pros & Cons
Welcome Benefits

Welcome Benefits: None. 

Rewards System

Reward System: Get 1 Edge reward point on spending INR 100.  Value of 1 Edge point: INR 0.20. Cashback Rate: 0.2%.

International Forex Markup

3.5%.

Welcome Benefits and Reward System
Special Features

Special Feature: 5% cashback on Freecharge spends. 

Eligibility Criteria

Axis Bank Freecharge Credit Card is an invite only model, wherein, if the customer is eligible, he/she shall be able to see the banner on their Freecharge Mobile App.

Benefits


  • 5% cashback on Freecharge: You can earn 5% cashback on all your spends made on the Freecharge app or website.

  • 2% cashback on local commute: You can earn 2% cashback on Ola/Uber spends.

  • 1% cashback on other spends: You can earn 1% cashback on all other spends.

  • Dining Delights: You get 20% discount on dining at partner restaurants with the Dining Delights program.

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  • You can apply for the Axis Bank Freecharge Plus Credit Card online or through the Freecharge app. Here are the steps involved in applying for the card online:

  • Go to the Axis Bank website and click on the "Apply for Credit Card" tab.

  • Select the Axis Bank Freecharge Plus Credit Card from the list of cards.

  • Enter your personal details, such as your name, address, and contact information.

  • Enter your employment details, such as your employer's name and your salary.

  • Upload a copy of your PAN card and a recent passport-size photograph.

  • Submit your application.

  • You will receive an email from Axis Bank confirming your application. The bank will then review your application and let you know if you have been approved. If you are approved, you will receive your card in the mail within a few weeks.

Contact Details

1868 419 5555 & 1860 500 5555

Account Opening and Procedure
Axis Bank Freecharge Plus Credit Card

Axis Bank Freecharge Plus Credit Card has limited value add features. In comparison to other cards in the market it has no unique feature to offer. Users can get better credit card with more value add features for the same fees.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining fee: INR 350.

  • Annual  fee - 1st year : NIL 2nd year : INR .350Annual Fee waived off on annual spends greater than Rs.50,000.

  • Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.

  • Interest Rate: 3.6% per month (52.86% per annum).

  • Reward Redemption Fee: INR 100.

  • Forex Markup: 3.5% 

Fuel Surcharge

1% of the transaction amount. No waiver.

Billing Cycle

30 Days.

Fees & Charges
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