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Axis Bank Freecharge Plus Credit Card

22.5

Rewards & Benefits

Welcome Benefits

Welcome Benefits: None. 

Milestone Benefits

Cashback Rate

  • Users will get 5% cashback on Freecharge spends

  • 2% cashback on local commute, 1% cashback on all other spends

  • 5% cashback on all spends made on the Freecharge app or website.

  • 2% cashback on Ola/Uber spends. 

  • 1% cashback on other spends.

Movie Benefits

Dining Benefits

Other Benefits

Virtual credit cards are issued instantaneously.

Lounge Access

Fees & Charges

Joining Fee

INR 350

Annual Fee

1st year : NIL 2nd year : INR .350Annual Fee waived off on annual spends greater than Rs.50,000.

Cash Advance Fee

Interest rate

Interest Rate: 3.6% per month (52.86% per annum).

Late Payment Fee

Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.

Foreign Currency Transactions Fee

Forex Markup: 3.5%

Other Fees

Reward Redemption Fee: INR 100.

Cons
  • Low cashback rate.

  • Standard value add features such as free lounge visits are missing.

  • No free movie tickets.

  • Reward System: Users will get 5% cashback on Freecharge spends, 2% cashback on local commute, and 1% cashback on all other spends.

  • Customers can also get up to INR 500 off on spending on partner restaurants through EazyDiner program. 

  • Virtual credit cards are issued instantaneously.

Rewards & Benifits
Welcome Benefits

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Rewards System

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International Forex Markup

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Welcome Benefits and Reward System
Special Features

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Eligibility Criteria

Axis Bank Freecharge Credit Card is an invite only model, wherein, if the customer is eligible, he/she shall be able to see the banner on their Freecharge Mobile App.

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  • You can apply for the Axis Bank Freecharge Plus Credit Card online or through the Freecharge app. Here are the steps involved in applying for the card online:

  • Go to the Axis Bank website and click on the "Apply for Credit Card" tab.

  • Select the Axis Bank Freecharge Plus Credit Card from the list of cards.

  • Enter your personal details, such as your name, address, and contact information.

  • Enter your employment details, such as your employer's name and your salary.

  • Upload a copy of your PAN card and a recent passport-size photograph.

  • Submit your application.

  • You will receive an email from Axis Bank confirming your application. The bank will then review your application and let you know if you have been approved. If you are approved, you will receive your card in the mail within a few weeks.

Contact Details

1868 419 5555 & 1860 500 5555

Account Opening and Procedure

Recommended Credit Cards

Pros:-

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Cons:-

  • Reward System: Users will get 5% cashback on Freecharge spends, 2% cashback on local commute, and 1% cashback on all other spends.

  • Customers can also get up to INR 500 off on spending on partner restaurants through EazyDiner program. 

  • Virtual credit cards are issued instantaneously.

  • Low cashback rate.

  • Standard value add features such as free lounge visits are missing.

  • No free movie tickets.

Axis Bank Freecharge Plus Credit Card has limited value add features. In comparison to other cards in the market it has no unique feature to offer. Users can get better credit card with more value add features for the same fees.

Axis Bank Freecharge Plus Credit Card has limited value add features. In comparison to other cards in the market it has no unique feature to offer. Users can get better credit card with more value add features for the same fees.
Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges

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Fuel Surcharge

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Billing Cycle

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Fees & Charges
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