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Axis Bank Freecharge Plus Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
None.
Cashback Rate
Users will get 5% cashback on Freecharge spends
2% cashback on local commute, 1% cashback on all other spends
5% cashback on all spends made on the Freecharge app or website.
1% cashback on other spends.
Movie Benefits
None.
Dining Benefits
Customers can also get up to INR 500 off on spending on partner restaurants through EazyDiner app.
Other Benefits
Virtual credit cards are issued instantaneously.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
None.
Cashback Rate
Users will get 5% cashback on Freecharge spends
2% cashback on local commute, 1% cashback on all other spends
5% cashback on all spends made on the Freecharge app or website.
1% cashback on other spends.
Movie Benefits
None.
Dining Benefits
Customers can also get up to INR 500 off on spending on partner restaurants through EazyDiner app.
Other Benefits
Virtual credit cards are issued instantaneously.
Lounge Access
None.
Fees & Charges
Joining Fee
INR 350
Annual Fee
1st year : NIL 2nd year : INR .350Annual Fee waived off on annual spends greater than Rs.50,000.
Cash Advance Fee
Interest rate
Interest Rate: 3.6% per month (52.86% per annum).
Late Payment Fee
Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.
Foreign Currency Transactions Fee
Forex Markup: 3.5%
Other Fees
Reward Redemption Fee: INR 100.
Fees & Charges
Joining Fee
INR 350
Annual Fee
1st year : NIL 2nd year : INR .350Annual Fee waived off on annual spends greater than Rs.50,000.
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: 3.6% per month (52.86% per annum).
Late Payment Fee
Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.
Foreign Currency Transactions Fee
Forex Markup: 3.5%
Other Fees
Reward Redemption Fee: INR 100.
Special Features
5% cashback on Freecharge spends.
Eligibility Criteria
Axis Bank Freecharge Credit Card is an invite only model, wherein, if the customer is eligible, he/she shall be able to see the banner on their Freecharge Mobile App.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for the Axis Bank Freecharge Plus Credit Card online or through the Freecharge app. Here are the steps involved in applying for the card online:
Go to the Axis Bank website and click on the "Apply for Credit Card" tab.
Select the Axis Bank Freecharge Plus Credit Card from the list of cards.
Enter your personal details, such as your name, address, and contact information.
Enter your employment details, such as your employer's name and your salary.
Upload a copy of your PAN card and a recent passport-size photograph.
Submit your application.
You will receive an email from Axis Bank confirming your application. The bank will then review your application and let you know if you have been approved. If you are approved, you will receive your card in the mail within a few weeks.
Contact Details
1868 419 5555 & 1860 500 5555
Account Opening and Procedure
Axis Bank Freecharge Plus Credit Card has limited value add features. In comparison to other cards in the market it has no unique feature to offer. Users can get better credit card with more value add features for the same fees.
Axis Bank Freecharge Plus Credit Card has limited value add features. In comparison to other cards in the market it has no unique feature to offer. Users can get better credit card with more value add features for the same fees.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai