Axis Bank Freecharge Plus Credit Card
MyRupaya Ratings
Product Details
Credit Card Name :
Axis Bank Freecharge Plus Credit Card
Bank Name :
Axis Bank
Type :
Regular Credit Card
Interest Rate :
Interest Rate: 3.6% per month (52.86% per annum).
Eligibility :
Axis Bank Freecharge Credit Card is an invite only model, wherein, if the customer is eligible, he/she shall be able to see the banner on their Freecharge Mobile App.
Pros
Reward System: Users will get 5% cashback on Freecharge spends, 2% cashback on local commute, and 1% cashback on all other spends.
Customers can also get up to INR 500 off on spending on partner restaurants through EazyDiner program.
Virtual credit cards are issued instantaneously.
Cons
Low cashback rate.
Standard value add features such as free lounge visits are missing.
No free movie tickets.
Pros & Cons
Welcome Benefits
Welcome Benefits: None.
Rewards System
Users will get 5% cashback on Freecharge spends, 2% cashback on local commute, 1% cashback on all other spends.
International Forex Markup
3.5%.
Welcome Benefits and Reward System
Special Features
5% cashback on Freecharge spends.
Eligibility Criteria
Axis Bank Freecharge Credit Card is an invite only model, wherein, if the customer is eligible, he/she shall be able to see the banner on their Freecharge Mobile App.
Benefits
5% cashback on Freecharge: 5% cashback on all spends made on the Freecharge app or website.
2% cashback on local commute: 2% cashback on Ola/Uber spends.
1% cashback on other spends: 1% cashback on all other spends.
Dining Delights: 20% discount on dining at partner restaurants with the Dining Delights program.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for the Axis Bank Freecharge Plus Credit Card online or through the Freecharge app. Here are the steps involved in applying for the card online:
Go to the Axis Bank website and click on the "Apply for Credit Card" tab.
Select the Axis Bank Freecharge Plus Credit Card from the list of cards.
Enter your personal details, such as your name, address, and contact information.
Enter your employment details, such as your employer's name and your salary.
Upload a copy of your PAN card and a recent passport-size photograph.
Submit your application.
You will receive an email from Axis Bank confirming your application. The bank will then review your application and let you know if you have been approved. If you are approved, you will receive your card in the mail within a few weeks.
Contact Details
1868 419 5555 & 1860 500 5555
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Reward System: Users will get 5% cashback on Freecharge spends, 2% cashback on local commute, and 1% cashback on all other spends.
Customers can also get up to INR 500 off on spending on partner restaurants through EazyDiner program.
Virtual credit cards are issued instantaneously.
Low cashback rate.
Standard value add features such as free lounge visits are missing.
No free movie tickets.
Axis Bank Freecharge Plus Credit Card has limited value add features. In comparison to other cards in the market it has no unique feature to offer. Users can get better credit card with more value add features for the same fees.
Axis Bank Freecharge Plus Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining fee: INR 350.
Annual fee - 1st year : NIL 2nd year : INR .350Annual Fee waived off on annual spends greater than Rs.50,000.
Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.
Interest Rate: 3.6% per month (52.86% per annum).
Reward Redemption Fee: INR 100.
Forex Markup: 3.5%
Fuel Surcharge
1% of the transaction amount. No waiver.
Billing Cycle
30 Days.