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Axis Bank Miles And More World Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will get 5,000 bonus miles on card activation. Free Priority Pass membership.
Milestone Benefits
Milestone Benefit: Users will get bonus 24,000 miles on spend of Rs 1,00,000 every month.
Cashback Rate
Users will get 2 miles on spending INR 100 on all spends excluding EMI, wallet recharge, cash withdrawal, etc. These miles can't be converted into cash directly but can be used to book flights with partner airline companies. Value of 1 mile will depend on the flight being booked by you.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
Renewal Benefit: Users will get 3,000 miles on renewal every year.
Lounge Access
Users will get 2 free international lounge visits every year.
Users will get 4 free domestic lounge visits every year.
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will get 5,000 bonus miles on card activation. Free Priority Pass membership.
Milestone Benefits
Milestone Benefit: Users will get bonus 24,000 miles on spend of Rs 1,00,000 every month.
Cashback Rate
Users will get 2 miles on spending INR 100 on all spends excluding EMI, wallet recharge, cash withdrawal, etc. These miles can't be converted into cash directly but can be used to book flights with partner airline companies. Value of 1 mile will depend on the flight being booked by you.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
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Lounge Access
Users will get 2 free international lounge visits every year.
Users will get 4 free domestic lounge visits every year.
Fees & Charges
Joining Fee
INR 3,500 + GST.
Annual Fee
From 2nd year: INR 3,500 + GST.
Cash Advance Fee
Cash Withdrawal Fee: 2.5% of the amount taken out as cash.
Interest rate
Interest Rate: 3.40% per month (49.96% per annum).
Late Payment Fee
Late Payment Fee: Rs. 0 - 1200.
Foreign Currency Transactions Fee
Forex Markup: 3.5%.
Other Fees
Reward Redemption Fee: INR 100 | Fuel Surcharge: 1%, however it is waived for transactions between Rs.400 to Rs.4000 (Capped at INR 400 per month).
Fees & Charges
Joining Fee
INR 3,500 + GST.
Annual Fee
From 2nd year: INR 3,500 + GST.
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: 3.40% per month (49.96% per annum).
Late Payment Fee
Late Payment Fee: Rs. 0 - 1200.
Foreign Currency Transactions Fee
Forex Markup: 3.5%.
Other Fees
Reward Redemption Fee: INR 100 | Fuel Surcharge: 1%, however it is waived for transactions between Rs.400 to Rs.4000 (Capped at INR 400 per month).
Special Features
Users will get 5,000 bonus miles on card activation. Free Priority Pass membership.
Eligibility Criteria
Primary cardholder between the age of 18 and 70 years.
The individual should be a Resident of India.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for the Axis Bank Miles And More World Card online or at any Axis Bank branch. Here are the steps involved in applying for the card online:
Go to the Axis Bank website and click on the "Credit Cards" tab.
Click on the "Miles And More World Card" link.
Enter your personal details, such as your name, address, and contact information.
Enter your income and employment details.
Upload a scanned copy of your PAN card and photograph.
Click on the "Submit" button.
An Axis Bank representative will contact you to verify your details and complete the application process.
Here are the documents required for applying for the LIC Axis Bank PlatinumCredit Card:
PAN card
Passport size photograph
Latest salary slip/Form 16/IT return copy
Proof of residence (any one of the following):
Electricity bill
Water bill
Telephone bill
Ration card
Voter ID card
Contact Details
1868 419 5555 & 1860 500 5555
Account Opening and Procedure
The card is a decent travel card. It has limited non-trace value-added add benefits. The biggest con is that the reward miles cannot be converted into cash directly.
The card is a decent travel card. It has limited non-trace value-added add benefits. The biggest con is that the reward miles cannot be converted into cash directly.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai