Axis Bank Pride Signature Credit Card
MyRupaya Ratings
Product Details
Credit Card Name :
MakeMyTrip ICICI Bank Credit Card
Bank Name :
ICICI Bank
Type :
Travel Credit Card
Interest Rate :
3.40%p.m. 40.80%p.a.
Eligibility :
Exclusively offered to Indian Defence Forces and the Government of India employees
Primary cardholder should be between the age of 18 and 70 years.
Add-on cardholder should be over 15 years.
Individual should either be a Resident of India or Non-Resident Indian.
Pros
Reward System: Users will earn 4 Edge reward points on spending INR 100. Value of 1 Edge point: INR 0.20. Cashback rate: 0.8%.
Travel Benefits: Customers will get 2 complimentary airport lounge access facilities within India per calendar year.
Dining Benefit: Customers can enjoy up to 15% off at partnered restaurants of Axis Bank through EazyDiner.
Cons
Low cashback rate,
Card offers limited value add features.
No free movie tickets.
Pros & Cons
Welcome Benefits
None.
Rewards System
Users will earn 4 Edge reward points on spending INR 100. Value of 1 Edge point: INR 0.20. Cashback rate: 0.8%.
International Forex Markup
3.5%.
Welcome Benefits and Reward System
Special Features
None.
Eligibility Criteria
Exclusively offered to Indian Defence Forces and the Government of India employees
Primary cardholder should be between the age of 18 and 70 years.
Add-on cardholder should be over 15 years.
Individual should either be a Resident of India or Non-Resident Indian.
Benefits
Complimentary access to airport lounges in India.
Minimum 15% discount at all partner restaurants.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Here are the steps on how to apply for the Axis Bank Pride Signature Credit Card:
Go to the Axis Bank website and click on the "Apply for Credit Card" tab.
Select the "Pride Signature Credit Card" from the list of credit cards.
Enter your personal details, such as your name, address, and contact information.
Upload your scanned documents, such as your PAN card, address proof, and income proof.
Submit your application and wait for Axis Bank to process it.
You can also apply for the Axis Bank Pride Signature Credit Card by visiting an Axis Bank branch.
Contact Details
1868 419 5555 & 1860 500 5555
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Reward System: Users will earn 4 Edge reward points on spending INR 100. Value of 1 Edge point: INR 0.20. Cashback rate: 0.8%.
Travel Benefits: Customers will get 2 complimentary airport lounge access facilities within India per calendar year.
Dining Benefit: Customers can enjoy up to 15% off at partnered restaurants of Axis Bank through EazyDiner.
Low cashback rate,
Card offers limited value add features.
No free movie tickets.
The Axis Bank Pride Signature Credit Card offers limited number of value add features. It does not have any unique offering. There are multiple credit cards in the same annual fee bracket which offer higher number of value add features.
Axis Bank Pride Signature Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining fee: Nil
Annual fee - 1st Year: Nil
2nd Year onwards: Rs. 500 (Waived on spends of Rs.40,000 in the preceding year)
Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.
Interest Rate: 2.95% per month (41.75% per annum).
Reward Redemption Fee: INR 100.
Forex: 3.5%
Fuel Surcharge: 1%, however it is waived for transactions between Rs.400 to Rs.4000 (Capped at INR 400 per month)
Fuel Surcharge
1%, however it is waived for transactions between Rs.400 to Rs.4000 (Capped at INR 400 per month).
Billing Cycle
30 Days.