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Axis Bank Select Credit Card

Product Details
Credit Card Name : 

Axis Bank Select Credit Card

Bank Name :

Axis Bank

Type :

Rewards Credit Card

Interest Rate : 

3.6% per month (52.86% per annum).

Eligibility :

Primary cardholder between the age of 18 years and 70 years.
Add-on cardholder should be over 18 years.
Net income of Rs. 9,00,000 per annum and above.
Resident and Non-Resident Indian both are eligible. 

Axis Bank Select Credit Card
Pros
  • Customers get an Amazon voucher worth Rs 2000 on their first card transaction within 90 days of issuance as a welcome benefit. 

  • Customers get 20% off up to Rs. 500 p.m. on a minimum purchase of Rs 2000 on BigBasket mobile app, and 40% off up to a maximum of Rs. 200 on Swiggy mobile app/ website. 

  • The card also offers Buy one and get up to Rs 300 off on the second ticket on BookMyShow.

  • Customers get a complimentary Priority Pass membership (worth USD99) with 12 complimentary
    International lounge visits in a year, and 6 complimentary Golf rounds per year.

  • Customers can earn 10 Axis EDGE points on every Rs. 200 spends, and 5000 EDGE points on spending Rs 3 Lakhs in a card anniversary year.

Cons
  • Only available for individuals with net income of Rs. 9 Lakhs which is high.

  • Low cashback rate. 

  • Cashback on Swiggy and BigBasket is capped. 

Pros & Cons
Welcome Benefits

Welcome Benefits: Amazon voucher worth Rs 2000 on your first card transaction within 90 days of issuance.

Rewards System

Reward System: You can earn 5 Axis EDGE REWARDS Points on every INR 100 that you spend with the Axis Bank Select Credit Card. The value of each point is INR 0.2. The effective cashback rate is 1%.

International Forex Markup

3.5%.

Welcome Benefits and Reward System
Special Features

Get a complimentary Priority Pass membership (worth USD99) with 12 complimentary International lounge visits in a year.

Eligibility Criteria

Primary cardholder between the age of 18 years and 70 years.
Add-on cardholder should be over 18 years.
Net income of Rs. 9,00,000 per annum and above.
Resident and Non-Resident Indian both are eligible. 

Benefits


  • Complimentary Priority Pass Visits: You will get 6 complimentary international lounge access to over 1,200 international airport lounges, per calendar year.

  • Complimentary Golf Rounds: You will get 3 complimentary golf rounds per calendar year at select golf courses in India.

  • Travel insurance: You will be covered by travel insurance when you use the card for travel-related expenses.

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?

You can apply for the Axis Bank Select Credit Card online or offline. Here are the steps on how to apply online:

  • Go to the Axis Bank Credit Card website. Search for Select Credit Card. 

  • Click on the "Apply Now" button.

  • Enter your personal details such as your name, email address, and mobile number.

  • Enter your income and employment details.

  • Upload a scanned copy of your PAN card and Aadhaar card.

  • Select the credit limit you want.

  • Click on the "Submit" button.

  • An Axis Bank representative will contact you to verify your details and complete the application process.

Contact Details

1868 419 5555 & 1860 500 5555

Account Opening and Procedure
Axis Bank Select Credit Card

Axis Bank Select Credit Card is a great premium card for beginners. It has significant number of value add features, however, it has a very low cashback rate in comparison to other premium credit cards on the market.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining Fee: INR 3,000.

  • Annual  Fee - 2nd Year onwards: Rs 3,000.

  • Cash Withdrawal Fee From ATM - 2.5% (Min. Rs 500) of cash Amount.

  • Late Payment Fee: Charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200. 

  • Interest Rate: 3.6% per month (52.86% per annum)

  • Reward Redemption Fee: INR 0

  • Forex Mark-Up: 3.5%

Fuel Surcharge

1% however it is waived for transactions between Rs. 400 and Rs. 4,000. Waiver is capped at INR 100 per month.

Billing Cycle

30 Days

Fees & Charges
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