Welcome Benefit: Users will get an reward points worth INR 2000 on the first card transaction within 90 days of issuance.
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Axis Bank Select Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will get an reward points worth INR 2000 on the first card transaction within 90 days of issuance.
Milestone Benefits
Milestone Benefits: Cardholders get 5000 reward points worth INR 1,000 on spending INR 3 Lakhs in a year. Annual fee waiver on spending INR 8 Lakhs.
Cashback Rate
For spends upto INR 20,000 in a month users will earn 10 Axis EDGE REWARDS Points on every INR 100 spend.
The value of each point is INR 0.2.
The effective general cashback rate is 2%.
For spends above INR 20,000 in a month users will earn 5 Axis EDGE REWARDS Points on every INR 100 spend.
The value of each point is INR 0.2.
The effective general cashback rate is 1% for spends above INR 20,000.
Movie Benefits
Buy one get one movie ticket free twice every month, max cashback INR 250 per ticket on District.
Dining Benefits
Customer get Rs. 200 off on the Swiggy mobile app/ website on minimum transaction of INR 1000, twice a month.
Get upto 20% off through Eazydiner.
10 % off on Wednesday on Swiggy.
Other Benefits
Customers get flat INR 500 off per month on a minimum purchase of INR 2500 on BigBasket once per month.
Buy one get one movie ticket free twice every month, max cashback INR 250 per ticket on District.
Customer get Rs. 200 off on the Swiggy mobile app/ website on minimum transaction of INR 1000, twice a month.
Customers get a complimentary Priority Pass membership (worth USD99) with 12 complimentary
International lounge visits in a year, and cardholders also get 2 complimentary domestic lounge visits per quarter on acheiving a minimum spend of INR 50,000 in past three months .
Customers get 6 free golf rounds per year.
Get free curated weekends through concierge.
Purchase protection cover of INR 1 lakh.
USD 500 cover for loss of travel documents, loss of baggage, delay of checkin baggage.
Lounge Access
Customers get a complimentary Priority Pass membership (worth USD99) with 12 complimentary international lounge visits in a year, and cardholders also get 2 complimentary domestic lounge visits per quarter on acheiving a minimum spend of INR 50,000 in past three months .
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will get an reward points worth INR 2000 on the first card transaction within 90 days of issuance.
Milestone Benefits
Milestone Benefits: Cardholders get 5000 reward points worth INR 1,000 on spending INR 3 Lakhs in a year. Annual fee waiver on spending INR 8 Lakhs.
Cashback Rate
For spends upto INR 20,000 in a month users will earn 10 Axis EDGE REWARDS Points on every INR 100 spend.
The value of each point is INR 0.2.
The effective general cashback rate is 2%.
For spends above INR 20,000 in a month users will earn 5 Axis EDGE REWARDS Points on every INR 100 spend.
The value of each point is INR 0.2.
The effective general cashback rate is 1% for spends above INR 20,000.
Movie Benefits
Buy one get one movie ticket free twice every month, max cashback INR 250 per ticket on District.
Dining Benefits
Customer get Rs. 200 off on the Swiggy mobile app/ website on minimum transaction of INR 1000, twice a month.
Get upto 20% off through Eazydiner.
10 % off on Wednesday on Swiggy.
Other Benefits
Customers get flat INR 500 off per month on a minimum purchase of INR 2500 on BigBasket once per month.
Buy one get one movie ticket free twice every month, max cashback INR 250 per ticket on District.
Customer get Rs. 200 off on the Swiggy mobile app/ website on minimum transaction of INR 1000, twice a month.
Customers get a complimentary Priority Pass membership (worth USD99) with 12 complimentary
International lounge visits in a year, and cardholders also get 2 complimentary domestic lounge visits per quarter on acheiving a minimum spend of INR 50,000 in past three months .
Customers get 6 free golf rounds per year.
Get free curated weekends through concierge.
Purchase protection cover of INR 1 lakh.
USD 500 cover for loss of travel documents, loss of baggage, delay of checkin baggage.
Lounge Access
Customers get a complimentary Priority Pass membership (worth USD99) with 12 complimentary international lounge visits in a year, and cardholders also get 2 complimentary domestic lounge visits per quarter on acheiving a minimum spend of INR 50,000 in past three months .
Fees & Charges
Joining Fee
INR 3,000.
Annual Fee
2nd Year onwards: Rs 3,000.
Cash Advance Fee
Cash Withdrawal Fee From ATM - 2.5% (Min. Rs 500) of cash Amount.
Interest rate
Interest Rate: 3.6% per month (52.86% per annum)
Late Payment Fee
Late Payment Fee: Charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.
Foreign Currency Transactions Fee
Forex Mark-Up: 3.5%
Other Fees
Reward Redemption Fee: INR 0
Fees & Charges
Joining Fee
INR 3,000.
Annual Fee
2nd Year onwards: Rs 3,000.
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: 3.6% per month (52.86% per annum)
Late Payment Fee
Late Payment Fee: Charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.
Foreign Currency Transactions Fee
Forex Mark-Up: 3.5%
Other Fees
Reward Redemption Fee: INR 0
Special Features
A complimentary Priority Pass membership (worth USD99) with 12 complimentary International lounge visits in a year.
Eligibility Criteria
Primary cardholder between the age of 18 years and 70 years.
Add-on cardholder should be over 18 years.
Net income of Rs. 9,00,000 per annum and above.
Resident and Non-Resident Indian both are eligible.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for the Axis Bank Select Credit Card online or offline. Here are the steps on how to apply online:
Go to the Axis Bank Credit Card website. Search for Select Credit Card.
Click on the "Apply Now" button.
Enter your personal details such as your name, email address, and mobile number.
Enter your income and employment details.
Upload a scanned copy of your PAN card and Aadhaar card.
Select the credit limit you want.
Click on the "Submit" button.
An Axis Bank representative will contact you to verify your details and complete the application process.
Contact Details
1868 419 5555 & 1860 500 5555
Account Opening and Procedure
Axis Bank Select Credit Card is a great premium card for beginners. It has significant number of value add features, however, it has a very low cashback rate in comparison to other premium credit cards on the market.
Axis Bank Select Credit Card is a great premium card for beginners. It has significant number of value add features, however, it has a very low cashback rate in comparison to other premium credit cards on the market.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai