Axis Bank Signature Credit Card
MyRupaya Ratings
Product Details
Credit Card Name :
Axis Bank Signature Credit Card
Bank Name :
Axis Bank
Type :
Rewards Credit Card
Interest Rate :
3.40% per month (49.36% per annum).
Eligibility :
Primary cardholder between the age of 18 years and 70 years.
Add-on cardholder should be over 18 years.
Resident of India.
Pros
Rewards: Customers can earn 10 EDGE Points for every INR 200 spent domestically, 20 EDGE Points for every INR 200 spent internationally, and 100 points on the first online transaction.
Travel Benefits: Customers get 2 complimentary domestic lounge access per quarter, and a Complimentary Priority Pass
Other Benefits: You can enjoy 50% cashback on movie tickets purchased through BookMyShow and a minimum of 15% off at partner restaurants in India.
Cons
Low cashback rate.
Card offers limited value add features.
Pros & Cons
Welcome Benefits
None.
Rewards System
Reward System: Get 5 Edge reward points on spending INR 100 domestically. Get 10 Edge reward points on spending INR 100 internationally. Value of 1 Edge point: INR 0.20. Domestic Cashback Rate: 1% International Cashback Rate 2%.
International Forex Markup
3.5%.
Welcome Benefits and Reward System
Special Features
50% off on booking movie tickets through the Signature card on BookMyShow.
Eligibility Criteria
Primary cardholder between the age of 18 years and 70 years.
Add-on cardholder should be over 18 years.
Resident of India.
Benefits
Complementary access to airport lounges
Dining Delight
Free Priority Pass membership.
Movie Offer: 50% cashback on movie tickets via BookMyShow.Dining Offer: Up to 25%, maximum Rs. 800 discount via the Eazy Diner membership.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Here are the steps on how to apply for the Axis Bank Signature Credit Card with Lifestyle Benefits:
Go to the Axis Bank website and click on the "Apply for a Credit Card" tab.
Select the "Signature Credit Card with Lifestyle Benefits" from the list of cards.
Enter your personal details, such as your name, address, and contact information.
Enter your income and employment details.
Upload your PAN card, photograph, and address proof.
Submit your application.
An Axis Bank representative will contact you to verify your details and approve your application. Once your application is approved, you will receive your card in the mail within 7-10 days.
Contact Details
1868 419 5555 & 1860 500 5555
Account Opening and Procedure
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Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Rewards: Customers can earn 10 EDGE Points for every INR 200 spent domestically, 20 EDGE Points for every INR 200 spent internationally, and 100 points on the first online transaction.
Travel Benefits: Customers get 2 complimentary domestic lounge access per quarter, and a Complimentary Priority Pass
Other Benefits: You can enjoy 50% cashback on movie tickets purchased through BookMyShow and a minimum of 15% off at partner restaurants in India.
Low cashback rate.
Card offers limited value add features.
HDFC Bank Biz Power Credit Card
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Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining fee: Rs. 5000.
Annual fee - Rs. 3000 (Waived on achievement of spending threshold of Rs. 3 Lakhs in the preceding year)
Cash Withdrawal Fee: 2.5% of the amount taken out as cash.
Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.
Interest Rate: 3.40% per month (49.36% per annum).
Reward Redemption Fee: INR 100.
Forex Markup: 3.5%
Fuel Surcharge: 1%, however it is waived for transactions between Rs.400 to Rs.4000 (Capped at INR 400 per month).
Fuel Surcharge
Fuel Surcharge: 1%, however it is waived for transactions between Rs.400 to Rs.4000 (Capped at INR 400 per month).
Billing Cycle
30 days.