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Axis Bank Signature Credit Card

Product Details
Credit Card Name : 

Axis Bank Signature Credit Card

Bank Name :

Axis Bank

Type :

Rewards Credit Card

Interest Rate : 

3.40% per month (49.36% per annum).

Eligibility :

Primary cardholder between the age of 18 years and 70 years.
Add-on cardholder should be over 18 years.
Resident of India.

Axis Bank Signature Credit Card
Pros
  • Rewards: Customers can earn 10 EDGE Points for every INR 200 spent domestically, 20 EDGE Points for every INR 200 spent internationally, and 100 points on the first online transaction. 

  • Travel Benefits: Customers get 2 complimentary domestic lounge access per quarter, and a Complimentary Priority Pass

  • Other Benefits: You can enjoy 50% cashback on movie tickets purchased through BookMyShow and a minimum of 15% off at partner restaurants in India.

Cons
  • Low cashback rate.

  • Card offers limited value add features.

Pros & Cons
Welcome Benefits

None.

Rewards System

Reward System: Get 5 Edge reward points on spending INR 100 domestically. Get 10 Edge reward points on spending INR 100 internationally. Value of 1 Edge point: INR 0.20. Domestic Cashback Rate: 1% International Cashback Rate 2%.

International Forex Markup

3.5%.

Welcome Benefits and Reward System
Special Features

50% off on booking movie tickets through the Signature card on BookMyShow.

Eligibility Criteria

Primary cardholder between the age of 18 years and 70 years.
Add-on cardholder should be over 18 years.
Resident of India.

Benefits


  • Complementary access to airport lounges

  • Dining Delight

  • Free Priority Pass membership.
    Movie Offer: 50% cashback on movie tickets via BookMyShow.

  • Dining Offer: Up to 25%, maximum Rs. 800 discount via the Eazy Diner membership.

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?

Here are the steps on how to apply for the Axis Bank Signature Credit Card with Lifestyle Benefits:

  • Go to the Axis Bank website and click on the "Apply for a Credit Card" tab.

  • Select the "Signature Credit Card with Lifestyle Benefits" from the list of cards.

  • Enter your personal details, such as your name, address, and contact information.

  • Enter your income and employment details.

  • Upload your PAN card, photograph, and address proof.

  • Submit your application.

  • An Axis Bank representative will contact you to verify your details and approve your application. Once your application is approved, you will receive your card in the mail within 7-10 days.

Contact Details

1868 419 5555 & 1860 500 5555

Account Opening and Procedure
Axis Bank Signature Credit Card

Axis Bank Signature Credit Card is a great mid-premium credit card with a range of benefits pertaining to lifestyle, travel and dining. However, it has one major flaw which is its low cashback rate.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining fee: Rs. 5000.

  • Annual  fee - Rs. 3000 (Waived on achievement of spending threshold of Rs. 3 Lakhs in the preceding year)

  • Cash Withdrawal Fee: 2.5%  of the amount taken out as cash.

  • Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.

  • Interest Rate: 3.40% per month (49.36% per annum).

  • Reward Redemption Fee: INR 100.

  • Forex Markup: 3.5%

  • Fuel Surcharge: 1%, however it is waived for transactions between Rs.400 to Rs.4000 (Capped at INR 400 per month).

Fuel Surcharge

Fuel Surcharge: 1%, however it is waived for transactions between Rs.400 to Rs.4000 (Capped at INR 400 per month).

Billing Cycle

30 days.

Fees & Charges
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