Axis Bank SpiceJet Voyage Black Credit Card
MyRupaya Ratings
Product Details
Credit Card Name :
Axis Bank SpiceJet Voyage Black Credit Card
Bank Name :
Axis Bank
Type :
Travel Credit Card
Interest Rate :
3.6% per month (52.86% per annum)
Eligibility :
Primary cardholder should be between the age of 18 and 70 years.
The individual should be a Resident of India.
Pros
Welcome Benefit: Get a SpiceJet voucher worth Rs. 4000 on undertaking 2 transactions within 30 days of card issuance.
Customers can also avail Complimentary SpiceClub Gold membership.
Rewards: Get 12 SpiceClub Points on card spend on every INR 100 spend on the Spice Jet app, and Get 6 SpiceClub Points for every INR 100 spent on online food order, and Get 3 SpiceClub Points for every INR 100 spent on all other domestic retail & international transactions(excl fuel, wallet, EMI transaction).
The card also provides 8 domestic complimentary lounge visits per calendar.
Up to 25% off at 4000+ partner restaurants.
Zero reward redemption fee.
Cons
Low general cashback rate.
No free movie tickets.
Pros & Cons
Welcome Benefits
Welcome Benefits:SpiceJet voucher worth Rs. 4000 on 2 transactions within 30 days of card and SpiceClub Gold membership.
Rewards System
Reward System: Value of 1 SpiceClub point = INR 1. Get 12 SpiceClub Points on card spend on every INR 100 spend on the Spice Jet app. Effective travel cashback rate: 12%. Get 6 SpiceClub Points for every INR 100 spent on online food order. Effective online food order cashback rate: 6%. Get 3 SpiceClub Points for every INR 100 spent on all other domestic retail & international transactions(excl fuel, wallet, EMI transaction). Effective general cashback rate: 3%.
International Forex Markup
3.5%
Welcome Benefits and Reward System
Special Features
Complimentary SpiceClub Gold membership: Enjoy priority check-in, boarding, and baggage handling; complimentary meals and snacks on board.
Eligibility Criteria
Primary cardholder should be between the age of 18 and 70 years.
The individual should be a Resident of India.
Benefits
Welcome benefit: You will get a SpiceJet flight voucher worth Rs. 4,000 on joining the card.
Complimentary SpiceClub Gold membership: You will get a complimentary SpiceClub Gold membership, which comes with benefits such as priority check-in, lounge access, and extra baggage allowance.
Milestone rewards: You will get bonus SpiceClub Points and/or free flights when you achieve certain spending milestones.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for the Axis Bank SpiceJet Voyage Black Credit Cardonline or offline. Here are the steps on how to apply online:
Go to the Axis Bank Credit Card website. Search for SpiceJet Axis Bank Voyage Black Credit Card.
Click on the "Apply Now" button.
Enter your personal details such as your name, email address, and mobile number.
Enter your income and employment details.
Upload a scanned copy of your PAN card and Aadhaar card.
Select the credit limit you want.
Click on the "Submit" button.
An Axis Bank representative will contact you to verify your details and complete the application process.
Contact Details
1868 419 5555 & 1860 500 5555
Account Opening and Procedure
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Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Get a SpiceJet voucher worth Rs. 4000 on undertaking 2 transactions within 30 days of card issuance.
Customers can also avail Complimentary SpiceClub Gold membership.
Rewards: Get 12 SpiceClub Points on card spend on every INR 100 spend on the Spice Jet app, and Get 6 SpiceClub Points for every INR 100 spent on online food order, and Get 3 SpiceClub Points for every INR 100 spent on all other domestic retail & international transactions(excl fuel, wallet, EMI transaction).
The card also provides 8 domestic complimentary lounge visits per calendar.
Up to 25% off at 4000+ partner restaurants.
Zero reward redemption fee.
Low general cashback rate.
No free movie tickets.
HDFC Bank Biz Power Credit Card
The card is a premium credit card with a number of value add features. This card offers cashback on even tax and GST payment. Overall it is a must have card for small business owners/ freelancers.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining fee: INR 2000
Annual fee -1st Year: Nil
2nd Year onwards: Rs. 2000
Cash Withdrawal Fee: 2.5% (Min. Rs. 500) of the cash amount
Late Payment Fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.
Interest Rate: 3.6% per month (52.86% per annum).
Fuel Surcharge: 1% of transaction amount (surcharge upto INR 400 is waived off per month).
Reward Point Redemption Fee: 0
Fuel Surcharge
Fuel Surcharge: 1% of transaction amount (surcharge upto INR 400 is waived off per month).
Billing Cycle
30 Days