Axis Bank Vistara Infinite Credit Card
MyRupaya Ratings
Product Details
Credit Card Name :
Axis Bank Vistara Infinite Credit Card
Bank Name :
Axis Bank
Type :
Travel Credit Card
Interest Rate :
Interest Rate: 3.40% per month (49.36% per annum).
Eligibility :
Primary cardholder should be between 18 to 70 years of age.
Minimum net income should be Rs. 6,00,000 per annum.
The applicant should be a Resident of India.
Pros
Customers get 6 CV points on every spend of Rs. 200.
Customers also receive a complimentary business-class flight ticket and Club Vistara Gold Membership as a welcome gift.
Customers also get 10000 CV points on spending on 1L in the first 90 days.
Miles bonuses: Gold members can earn bonus miles on every flight they take.
Customers are also eligible for 2 complimentary domestic lounge access
Milestone benefits: Earn 1 business class ticket on spending Rs.2.5 lakh, Rs.5 lakh, and Rs.7.5 lakh in a year.
Purchase Protection Cover up to Rs.1 lakh Cover upto USD 300 for the following :
Loss of Travel documents
Delay of Check-In Baggage
Loss of Check-In Baggage
Cons
High annual fee. low cashback rate of 2.5%. High eligibility threshold of minimum annual income of INR 18 lakh.
Pros & Cons
Welcome Benefits
The welcome benefits associated with the Axis Bank Vistara Infinite Credit Card include a complimentary business class flight ticket and Club Vistara Gold Membership as a welcome gift.
Rewards System
Reward System: You can earn 6 points for every INR 200 spent. Points can be redeemed for air tickets. The estimated value as per MyRupaya is INR 1.25 for each point. The effective cashback rate is 3.75%.
International Forex Markup
1% of transaction amount (Refunded for fuel transactions between INR 400 and INR 4000).
Welcome Benefits and Reward System
Special Features
Complimentary Club Vistara Gold membership.
Eligibility Criteria
Primary cardholder should be between 18 to 70 years of age.
Minimum net income should be Rs. 6,00,000 per annum.
The applicant should be a Resident of India.
Benefits
Welcome gift: You will get a complimentary business class ticket on joining the card.
Club Vistara Gold membership: You will get a complimentary Club Vistara Gold membership, which comes with benefits such as priority check-in, lounge access, and extra baggage allowance.
Dining discounts: You will get discounts at select restaurants across India.
Shopping discounts: You will get discounts at select stores across India.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for the Axis Bank Vistara Infinite Signature Credit Card online or offline. Here are the steps on how to apply online:
Go to the Axis Bank Credit Card website. Search for Vistara Infinite Credit Card.
Click on the "Apply Now" button.
Enter your personal details such as your name, email address, and mobile number.
Enter your income and employment details.
Upload a scanned copy of your PAN card and Aadhaar card.
Select the credit limit you want.
Click on the "Submit" button.
An Axis Bank representative will contact you to verify your details and complete the application process.
Contact Details
1866 419 5555 & 1860 500 5555
Account Opening and Procedure
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Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Customers get 6 CV points on every spend of Rs. 200.
Customers also receive a complimentary business-class flight ticket and Club Vistara Gold Membership as a welcome gift.
Customers also get 10000 CV points on spending on 1L in the first 90 days.
Miles bonuses: Gold members can earn bonus miles on every flight they take.
Customers are also eligible for 2 complimentary domestic lounge access
Milestone benefits: Earn 1 business class ticket on spending Rs.2.5 lakh, Rs.5 lakh, and Rs.7.5 lakh in a year.
Purchase Protection Cover up to Rs.1 lakh Cover upto USD 300 for the following :
Loss of Travel documents
Delay of Check-In Baggage
Loss of Check-In Baggage
High annual fee. low cashback rate of 2.5%. High eligibility threshold of minimum annual income of INR 18 lakh.
HDFC Bank Biz Power Credit Card
The card is a premium credit card with a number of value add features. This card offers cashback on even tax and GST payment. Overall it is a must have card for small business owners/ freelancers.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining Fees: INR1500
Annual Fees - 2nd Year onwards: INR1500
Cash Withdrawal Fee from ATM - 2.5% (Min. INR 500) of the Cash Amount.
Late Payment Fee: charged depending on the customer’s Total amount due; ranges from INR 0 - 1200
Fuel Surcharge: 1% of transaction amount (Refunded for fuel transactions between INR 400 and INR 4000).
Interest Rate: 3.40% per month (49.36% per annum).
Reward Redemption fee : INR 49 for redemption of points upto 10,000 and INR 99 above that.
Fuel Surcharge
1% of transaction amount (Refunded completely for fuel transactions between INR 400 and INR 4000, no cap).
Billing Cycle
30 Days