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Axis Bank Vistara Infinite Credit Card

Product Details
Credit Card Name : 

Axis Bank Vistara Infinite Credit Card

Bank Name :

Axis Bank

Type :

Travel Credit Card

Interest Rate : 

Interest Rate: 3.40% per month (49.36% per annum).

Eligibility :

Primary cardholder should be between 18 to 70 years of age.
Minimum net income should be Rs. 6,00,000 per annum.
The applicant should be a Resident of India.

Axis Bank Vistara Infinite Credit Card
Pros

 

  • Customers get 6 CV points on every spend of Rs. 200.

  • Customers also receive a complimentary business-class flight ticket and Club Vistara Gold Membership as a welcome gift.

  • Customers also get 10000 CV points on spending on 1L in the first 90 days. 

  • Miles bonuses: Gold members can earn bonus miles on every flight they take.

  • Customers are also eligible for 2 complimentary domestic lounge access

  • Milestone benefits: Earn 1 business class ticket on spending Rs.2.5 lakh, Rs.5 lakh, and Rs.7.5 lakh in a year.

  • Purchase Protection Cover up to Rs.1 lakh Cover upto USD 300 for the following :
    Loss of Travel documents
    Delay of Check-In Baggage
    Loss of Check-In Baggage

Cons

High annual fee. low cashback rate of 2.5%. High eligibility threshold of minimum annual income of INR 18 lakh.

Pros & Cons
Welcome Benefits

The welcome benefits associated with the Axis Bank Vistara Infinite Credit Card include a complimentary business class flight ticket and Club Vistara Gold Membership as a welcome gift.

Rewards System

Reward System: You can earn 6 points for every INR 200 spent. Points can be redeemed for air tickets. The estimated value as per MyRupaya is INR 1.25 for each point. The effective cashback rate is 3.75%.

International Forex Markup

1% of transaction amount (Refunded for fuel transactions between INR 400 and INR 4000).

Welcome Benefits and Reward System
Special Features

Complimentary Club Vistara Gold membership.

Eligibility Criteria

Primary cardholder should be between 18 to 70 years of age.
Minimum net income should be Rs. 6,00,000 per annum.
The applicant should be a Resident of India.

Benefits
  • Welcome gift: You will get a complimentary business class ticket on joining the card.

  • Club Vistara Gold membership: You will get a complimentary Club Vistara Gold membership, which comes with benefits such as priority check-in, lounge access, and extra baggage allowance.

  • Dining discounts: You will get discounts at select restaurants across India.

  • Shopping discounts: You will get discounts at select stores across India.

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?

You can apply for the Axis Bank Vistara Infinite Signature Credit Card online or offline. Here are the steps on how to apply online:

  • Go to the Axis Bank Credit Card website. Search for Vistara Infinite Credit Card. 

  • Click on the "Apply Now" button.

  • Enter your personal details such as your name, email address, and mobile number.

  • Enter your income and employment details.

  • Upload a scanned copy of your PAN card and Aadhaar card.

  • Select the credit limit you want.

  • Click on the "Submit" button.

  • An Axis Bank representative will contact you to verify your details and complete the application process.

Contact Details

1866 419 5555 & 1860 500 5555

Account Opening and Procedure
Axis Bank Vistara Infinite

Axis Bank Vistara Infinite Credit Card is a great credit card for those individuals who love to travel. The best perk with it is free Vistara Gold membership which comes with its own universe of benefits such as free seat selection. However, the card has low cashback rate, which reduces its attraction for majority of middle class individuals.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining Fees: INR1500 

  • Annual  Fees - 2nd Year onwards: INR1500

  • Cash Withdrawal Fee from ATM - 2.5% (Min. INR 500) of the Cash Amount.

  • Late Payment Fee: charged depending on the customer’s Total amount due; ranges from INR 0 - 1200 

  • Fuel Surcharge: 1% of transaction amount (Refunded for fuel transactions between INR 400 and INR 4000).

  • Interest Rate: 3.40% per month (49.36% per annum).

  • Reward Redemption fee : INR 49 for redemption of points upto 10,000 and INR 99 above that.

Fuel Surcharge

1% of transaction amount (Refunded completely for fuel transactions between INR 400 and INR 4000, no cap).

Billing Cycle

30 Days

Fees & Charges
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