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Axis Bank Vistara Signature Credit Card

Product Details
Credit Card Name : 

Axis Bank Vistara Signature Credit Card

Bank Name :

Axis Bank

Type :

Travel Credit Card

Interest Rate : 

3.6% per month (44.9% per annum)

Eligibility :

Primary cardholder should be 18-70 years of age.
Net income should be minimum INR 6,00,000 per annum.
Applicant should be a resident of India

Axis Bank Vistara Signature Credit Card
Pros
  • Customers can get 1 complimentary Economy ticket on joining.

  • Milestone benefits: Spend Rs.75,000 – 3,000 CV Points (spend has to be undertaken within first 90 days)- 1 Premium Economy Class ticket. Spend Rs.1,50,000 – 1 Premium Economy Class ticket. Spend Rs.3,00,000 – 1 Premium Economy Class ticket.

  •  Customers also get 4 CV points on every spend of Rs. 200. 0.76% cashback rate, and 3000 CV points on spends on 75,000 in the first 90 days

  • Customers are eligible for Complimentary Club Vistara Membership, and 2 complimentary lounge access per quarter. 

  • Purchase Protection Cover up to Rs.1 lakh Cover upto USD 300 for the following : Loss of travel documents, delay of check-in baggage, loss of check-in baggage.

Cons
  • Low cashback rate. 

  • The card is useful only for travel frequent air travelers.   

  • High interest rate. 

  • Limited value add features. 

Pros & Cons
Welcome Benefits

Welcome Benefits: 1 complimentary Economy ticket on joining and complimentary Club Vistara Membership. 

Rewards System

Reward System: You earn 2 points for every INR 100 spend. Value of 1 point: INR 0.38 Cashback rate: 0.76%.

International Forex Markup

3.5%

Welcome Benefits and Reward System
Special Features

Special Feature: Get 3 free air tickets as milestone benefit on spending INR 3 Lakhs on your credit card. 

Eligibility Criteria

Primary cardholder should be 18-70 years of age.
Net income should be minimum INR 6,00,000 per annum.
Applicant should be a resident of India

Benefits


  • Club Vistara Silver membership: You will get a complimentary Club Vistara Silver membership, which comes with benefits such as priority check-in, lounge access, and extra baggage allowance.

  • Milestone rewards: You will get bonus CV points and/or free flights when you achieve certain spending milestones.

  • Travel insurance: You will be covered by travel insurance when you use the card for travel-related expenses.

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?

You can apply for the Axis Bank Vistara Credit Card online or offline. Here are the steps on how to apply online:

  • Go to the Axis Bank Credit Card website. Search for Vistara Credit card. 

  • Click on the "Apply Now" button.

  • Enter your personal details such as your name, email address, and mobile number.

  • Enter your income and employment details.

  • Upload a scanned copy of your PAN card and Aadhaar card.

  • Select the credit limit you want.

  • Click on the "Submit" button.

  • An Axis Bank representative will contact you to verify your details and complete the application process.

Contact Details

1863 419 5555 & 1860 500 5555

Account Opening and Procedure
Axis Bank Vistara Signature Credit Card

Axis Bank Vistara Signature Credit Card is a great credit card for individuals who frequently air travel. One can potentially get 3-4 free air tickets and there are a variety of other travel related benefits such as free Club Vistara membership and 2 free domestic lounge visits.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

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Fees & Charges
  • Joining Fee: Rs. 3000   

  • Annual  Fee - 2nd Year onwards: Rs. 3000.  

  • Cash Withdrawal Fee from ATM - 2.5% of the cash amount.  

  • Late Payment Fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.

  • Reward Redemption Fee: You will be charged INR 1000 for redeeming an air ticket as taxes + service charges

  • Forex Fee: 3.5%

  • Interest Rate: Interest Rate: 3.6% per month (52.86% per annum)

Fuel Surcharge

1% without any waiver. 

Billing Cycle

30 Days

Fees & Charges
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