Axis Bank Vistara Signature Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will get (a) 1 complimentary Economy ticket on joining and a complimentary Maharaja Club membership.
Milestone Benefits
Milestone Benefits: Every year cardholder on payment of the annual fee will get (a) 1 complimentary Economy ticket and a complimentary Maharaja Club membership. Users will get 1 complimentary ticket on achieving the following payment milestones: INR 1.5 Lakh, INR 3 Lakh, INR 4.5 Lakh, and INR 9 Lakh.
Cashback Rate
Users will earn 2 points for every INR 100 spent.
Value of 1 point vairies from INR 0.5 to 0.8, depending on the price of flight ticket you reedem them against.
Value of 1 point vairies from INR 0.5 to 0.8, depending on the price of flight ticket you reedem thagainst.
Movie Benefits
None.
Dining Benefits
Dining discount upto 20% percent once per month, through EasyDiner app.
10% off on Swiggy every Wednesday.
Other Benefits
Purchase Protection covers up to Rs.1 lakh. Insurance, cover upto USD 300 for Loss of travel documents, delay of check-in baggage, and loss of check-in baggage.
15% off on flights and hotels on Makemytrip on every Wednesday.
10% off on Tira every Wednesday upto INR 1,000.
Lounge Access
Cardholder will get 2 complimentary lounge visits per quarter on meeting spending a minimum of INR 50,000 through the card in the previous three months.
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will get (a) 1 complimentary Economy ticket on joining and a complimentary Maharaja Club membership.
Milestone Benefits
Milestone Benefits: Every year cardholder on payment of the annual fee will get (a) 1 complimentary Economy ticket and a complimentary Maharaja Club membership. Users will get 1 complimentary ticket on achieving the following payment milestones: INR 1.5 Lakh, INR 3 Lakh, INR 4.5 Lakh, and INR 9 Lakh.
Cashback Rate
Users will earn 2 points for every INR 100 spent.
Value of 1 point vairies from INR 0.5 to 0.8, depending on the price of flight ticket you reedem them against.
Value of 1 point vairies from INR 0.5 to 0.8, depending on the price of flight ticket you reedem thagainst.
Movie Benefits
None.
Dining Benefits
Dining discount upto 20% percent once per month, through EasyDiner app.
10% off on Swiggy every Wednesday.
Other Benefits
Purchase Protection covers up to Rs.1 lakh. Insurance, cover upto USD 300 for Loss of travel documents, delay of check-in baggage, and loss of check-in baggage.
15% off on flights and hotels on Makemytrip on every Wednesday.
10% off on Tira every Wednesday upto INR 1,000.
Lounge Access
Cardholder will get 2 complimentary lounge visits per quarter on meeting spending a minimum of INR 50,000 through the card in the previous three months.
Fees & Charges
Joining Fee
Rs. 3000
Annual Fee
2nd Year onwards: Rs. 3000.
Cash Advance Fee
Cash Withdrawal Fee from ATM - 2.5% of the cash amount.
Interest rate
Interest Rate: Interest Rate: 3.6% per month (52.86% per annum)
Late Payment Fee
Late Payment Fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.
Foreign Currency Transactions Fee
3.50%
Other Fees
Reward Redemption Fee: You will be charged INR 1000 for redeeming an air ticket as taxes + service charges | Forex Fee: 3.5%
Fees & Charges
Joining Fee
Rs. 3000
Annual Fee
2nd Year onwards: Rs. 3000.
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: Interest Rate: 3.6% per month (52.86% per annum)
Late Payment Fee
Late Payment Fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.
Foreign Currency Transactions Fee
3.50%
Other Fees
Reward Redemption Fee: You will be charged INR 1000 for redeeming an air ticket as taxes + service charges | Forex Fee: 3.5%
Special Features
Users can earn bonus CV points and up to 4 complimentary Premium Economy Class ticket vouchers on spending between 1,50,000 to 9,00,000.
Eligibility Criteria
Primary cardholder should be 18-70 years of age.
Net income should be minimum INR 6,00,000 per annum.
Applicant should be a resident of India
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for the Axis Bank Vistara Credit Card online or offline. Here are the steps on how to apply online:
Go to the Axis Bank Credit Card website. Search for Vistara Credit card.
Click on the "Apply Now" button.
Enter your personal details such as your name, email address, and mobile number.
Enter your income and employment details.
Upload a scanned copy of your PAN card and Aadhaar card.
Select the credit limit you want.
Click on the "Submit" button.
An Axis Bank representative will contact you to verify your details and complete the application process.
Contact Details
1863 419 5555 & 1860 500 5555
Account Opening and Procedure
Axis Bank Vistara Signature Credit Card is a great credit card for individuals who frequently air travel. One can potentially get 3-4 free air tickets and there are a variety of other travel related benefits such as free Club Vistara membership and 2 free domestic lounge visits.
Axis Bank Vistara Signature Credit Card is a great credit card for individuals who frequently air travel. One can potentially get 3-4 free air tickets and there are a variety of other travel related benefits such as free Club Vistara membership and 2 free domestic lounge visits.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai