Axis Bank Vistara Signature Credit Card
MyRupaya Ratings
Product Details
Credit Card Name :
Axis Bank Vistara Signature Credit Card
Bank Name :
Axis Bank
Type :
Travel Credit Card
Interest Rate :
3.6% per month (44.9% per annum)
Eligibility :
Primary cardholder should be 18-70 years of age.
Net income should be minimum INR 6,00,000 per annum.
Applicant should be a resident of India
Pros
Welcome Benefit: Users will get 1 complimentary Economy ticket on joining and a complimentary Club Vistara membership.
Reward System: Users will earn 2 points for every INR 100 spent, value of 1 point: INR 0.38, cashback rate: of 0.76%.
Milestone Benefits: Users can earn bonus CV points and up to 4 complimentary Premium Economy Class ticket vouchers on spending between 1,50,000 to 9,00,000.
users will get 2 complimentary lounge access per quarter.
Purchase Protection covers up to Rs.1 lakh Cover upto USD 300 for Loss of travel documents, delay of check-in baggage, and loss of check-in baggage.
Cons
Low cashback rate.
The card is useful only for travel frequent air travelers.
High interest rate.
Limited value add features.
Pros & Cons
Welcome Benefits
Users will get 1 complimentary Economy ticket on joining and a complimentary Club Vistara membership.
Rewards System
Users will earn 2 points for every INR 100 spent, value of 1 point: INR 0.38, cashback rate: of 0.76%.
International Forex Markup
3.5%
Welcome Benefits and Reward System
Special Features
Users can earn bonus CV points and up to 4 complimentary Premium Economy Class ticket vouchers on spending between 1,50,000 to 9,00,000.
Eligibility Criteria
Primary cardholder should be 18-70 years of age.
Net income should be minimum INR 6,00,000 per annum.
Applicant should be a resident of India
Benefits
Club Vistara Silver membership.
Welcome benefit,
Milestone benefit.
Travel insurance.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for the Axis Bank Vistara Credit Card online or offline. Here are the steps on how to apply online:
Go to the Axis Bank Credit Card website. Search for Vistara Credit card.
Click on the "Apply Now" button.
Enter your personal details such as your name, email address, and mobile number.
Enter your income and employment details.
Upload a scanned copy of your PAN card and Aadhaar card.
Select the credit limit you want.
Click on the "Submit" button.
An Axis Bank representative will contact you to verify your details and complete the application process.
Contact Details
1863 419 5555 & 1860 500 5555
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Users will get 1 complimentary Economy ticket on joining and a complimentary Club Vistara membership.
Reward System: Users will earn 2 points for every INR 100 spent, value of 1 point: INR 0.38, cashback rate: of 0.76%.
Milestone Benefits: Users can earn bonus CV points and up to 4 complimentary Premium Economy Class ticket vouchers on spending between 1,50,000 to 9,00,000.
users will get 2 complimentary lounge access per quarter.
Purchase Protection covers up to Rs.1 lakh Cover upto USD 300 for Loss of travel documents, delay of check-in baggage, and loss of check-in baggage.
Low cashback rate.
The card is useful only for travel frequent air travelers.
High interest rate.
Limited value add features.
Axis Bank Vistara Signature Credit Card is a great credit card for individuals who frequently air travel. One can potentially get 3-4 free air tickets and there are a variety of other travel related benefits such as free Club Vistara membership and 2 free domestic lounge visits.
Axis Bank Vistara Signature Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining Fee: Rs. 3000
Annual Fee - 2nd Year onwards: Rs. 3000.
Cash Withdrawal Fee from ATM - 2.5% of the cash amount.
Late Payment Fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.
Reward Redemption Fee: You will be charged INR 1000 for redeeming an air ticket as taxes + service charges
Forex Fee: 3.5%
Interest Rate: Interest Rate: 3.6% per month (52.86% per annum)
Fuel Surcharge
1% without any waiver.
Billing Cycle
30 Days