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Axis Horizon Mastercard Credit Card

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Rewards & Benefits

Welcome Benefits

Users will get 5000 EDGE Miles on making the first transaction greater than INR 1000 within 30 days of the card issuance.

Milestone Benefits

Cashback Rate

Movie Benefits

Dining Benefits

Other Benefits

Lounge Access

Fees & Charges

Joining Fee

Annual Fee

Cash Advance Fee

Interest rate

3.75% per month (55.55%  per annum).

Late Payment Fee

Foreign Currency Transactions Fee

Other Fees

Cons
  • Low cashbacks . 

  • High annual fees.

  • Welcome benefit: Users will get 5000 EDGE Miles on making the first transaction greater than INR 1000 within 30 days of the card issuance.

  • Reward system: Cardholder shall earn 5 EDGE Miles on every INR 100 spent on Axis Bank Travel Edge website and on airline spends and 2 EDGE Miles for every INR 100 spent on other spends. The value of 1 EDGE Mile is not fixed, but can be redeemed for booking hotel, flight, etc. 

  • Users will get 2 complimentary international airport lounge access per calendar quarter and 6 complimentary domestic airport lounge visits per calendar quarter.

  • Users can get 25% discount on dining through Eazydiner.

Rewards & Benifits
Welcome Benefits

Users will get 5000 EDGE Miles on making the first transaction greater than INR 1000 within 30 days of the card issuance.

Rewards System

Cardholder shall earn 5 EDGE Miles on every INR 100 spent on Axis Bank Travel Edge website and on airline spends and 2 EDGE Miles for every INR 100 spent on other spends. The value of 1 EDGE Mile is not fixed, but can be redeemed for booking hotel, flight, etc. 

International Forex Markup

3.50%

Welcome Benefits and Reward System
Special Features
Eligibility Criteria

Primary cardholder should be between the ages of 18 and 70 years.
Add-on cardholder should be over 15 years.
The individual should either be a Resident of India or a Non-Resident Indian.

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  • Here are the steps on how to apply for the Axis Horizon Mastercard Credit Card

  • Go to the Axis Bank website and click on the "Apply for Credit Card" tab.

  • Select the Axis Horizon Mastercard Credit Card and click on the "Apply Now" button.

  • Enter your personal and contact information.

  • Upload your scanned copies of your PAN card, Aadhaar card, and latest salary slip.

  • Provide your income and spending details.

  • Submit your application and wait for approval.

  • You can also apply for the Axis Horizon Mastercard Credit Cardthrough the Axis Bank Mobile App or by visiting an Axis Bank branch.

Contact Details

1868 419 5555 & 1860 500 5555

Account Opening and Procedure

Recommended Credit Cards

Pros:-

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Cons:-

  • Welcome benefit: Users will get 5000 EDGE Miles on making the first transaction greater than INR 1000 within 30 days of the card issuance.

  • Reward system: Cardholder shall earn 5 EDGE Miles on every INR 100 spent on Axis Bank Travel Edge website and on airline spends and 2 EDGE Miles for every INR 100 spent on other spends. The value of 1 EDGE Mile is not fixed, but can be redeemed for booking hotel, flight, etc. 

  • Users will get 2 complimentary international airport lounge access per calendar quarter and 6 complimentary domestic airport lounge visits per calendar quarter.

  • Users can get 25% discount on dining through Eazydiner.

  • Low cashbacks . 

  • High annual fees.

The card offers a number of value add features centered around travel. This card is suitable for individuals who air travel frequently.

The card offers a number of value add features centered around travel. This card is suitable for individuals who air travel frequently.
Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining fee: 3,000

  • Annual  fee - 3,000.

  • Cash Withdrawal Fees: 2.5% of the amount withdrawn or INR 500 whichever is higher.

  • Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200 

  • Interest Rate: 3.75% per month (55.55%  per annum).

  • Forex mark up: 3.5%.

  • Fuel surcharge: 1%, waiver of 1% for transactions between INR 400 to INR 5000 (Capped at INR 400 per month).

Fuel Surcharge

1%, waiver of 1% for transactions between INR 400 to INR 5000 (Capped at INR 400 per month).

Billing Cycle

30 Days.

Fees & Charges
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