

Welcome benefit: Users will get 5000 EDGE Miles on making the first transaction greater than INR 1000 within 30 days of the card issuance.

Axis Bank Horizon Credit Card
Rewards & Benefits
Welcome Benefits
Welcome benefit: Users will get 5000 EDGE Miles on making the first transaction greater than INR 1000 within 30 days of the card issuance.
Milestone Benefits
None.
Cashback Rate
Reward system: Cardholder shall earn 5 EDGE Miles on every INR 100 spent on Axis Bank Travel Edge website and on airline spends and 2 EDGE Miles for every INR 100 spent on other spends. The value of 1 EDGE Mile is not fixed, but can be redeemed for booking hotel, flight, etc.
Movie Benefits
None.
Dining Benefits
Users can get 25% discount on dining through Eazydiner.
Other Benefits
None.
Lounge Access
Users will get 2 complimentary international airport lounge access per calendar quarter and 8 complimentary domestic airport lounge visits per calendar quarter.
Rewards & Benefits
Welcome Benefits
Welcome benefit: Users will get 5000 EDGE Miles on making the first transaction greater than INR 1000 within 30 days of the card issuance.
Milestone Benefits
None.
Cashback Rate
Reward system: Cardholder shall earn 5 EDGE Miles on every INR 100 spent on Axis Bank Travel Edge website and on airline spends and 2 EDGE Miles for every INR 100 spent on other spends. The value of 1 EDGE Mile is not fixed, but can be redeemed for booking hotel, flight, etc.
Movie Benefits
None.
Dining Benefits
Users can get 25% discount on dining through Eazydiner.
Other Benefits
None.
Lounge Access
Users will get 2 complimentary international airport lounge access per calendar quarter and 8 complimentary domestic airport lounge visits per calendar quarter.
Fees & Charges of
Axis Bank Horizon Credit Card
Joining Fee
Joining fee: 3,000
Annual Fee
Annual fee - 3,000.
Cash Advance Fee
Cash Withdrawal Fees: 2.5% of the amount withdrawn or INR 500 whichever is higher.
Interest rate
3.75% per month (55.55% per annum).
Late Payment Fee
Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200
Foreign Currency Transactions Fee
Forex mark up: 3.5%.
Other Fees
Fuel surcharge: 1%, waiver of 1% for transactions between INR 400 to INR 5000 (Capped at INR 400 per month).
Joining Fee
Joining fee: 3,000
Annual Fee
Annual fee - 3,000.
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
3.75% per month (55.55% per annum).
Late Payment Fee
Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200
Foreign Currency Transactions Fee
Forex mark up: 3.5%.
Other Fees
Fuel surcharge: 1%, waiver of 1% for transactions between INR 400 to INR 5000 (Capped at INR 400 per month).
Fee and Charges of
Axis Bank Horizon Credit Card
Special Features
Primary cardholder should be between the ages of 18 and 70 years.
Add-on cardholder should be over 15 years.
The individual should either be a Resident of India or a Non-Resident Indian.
Eligibility Criteria
Speical Feature, Eligibility and Benefits of
Axis Bank Horizon Credit Card
How to apply for Credit Card?
Here are the steps on how to apply for the Axis Horizon Mastercard Credit Card
Go to the Axis Bank website and click on the "Apply for Credit Card" tab.
Select the Axis Horizon Mastercard Credit Card and click on the "Apply Now" button.
Enter your personal and contact information.
Upload your scanned copies of your PAN card, Aadhaar card, and latest salary slip.
Provide your income and spending details.
Submit your application and wait for approval.
You can also apply for the Axis Horizon Mastercard Credit Cardthrough the Axis Bank Mobile App or by visiting an Axis Bank branch.
Contact Details
1868 419 5555 & 1860 500 5555
Account Opening and Procedure of
Axis Bank Horizon Credit Card
Find Offers on Your Credit Card
Find Offers on Your Credit Card
The card is suitable for individuals who travel often. For non-frequent travellers, the card has limited appeal. The value add features are decent.
The card is suitable for individuals who travel often. For non-frequent travellers, the card has limited appeal. The value add features are decent.

Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai




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