None.
.png)
Axis KWIK Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
None.
Cashback Rate
Users will be awarded 2 EDGE reward points for every Rs. 200 spent (1 EDGE reward point for every Rs. 100 spent).
1 reward point = Rs. 0.20.
Effective cashback rate: 0.2%.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
UPI on credit card.
Virtual credit card.
The card provides a seamless experience of using UPI through a virtual credit card generated through the Kiwi App.
Zero joining fee and annual fee.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
None.
Cashback Rate
Users will be awarded 2 EDGE reward points for every Rs. 200 spent (1 EDGE reward point for every Rs. 100 spent).
1 reward point = Rs. 0.20.
Effective cashback rate: 0.2%.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
UPI on credit card.
Virtual credit card.
The card provides a seamless experience of using UPI through a virtual credit card generated through the Kiwi App.
Zero joining fee and annual fee.
Lounge Access
None.
Fees & Charges of
Axis KWIK Credit Card
Joining Fee
Nil
Annual Fee
Joining/Annual Fees: NIL
Cash Advance Fee
NIL
Interest rate
Interest Rate: 3.6% p.m. (52.86% p.a.)
Late Payment Fee
Late payment Charges: Ranges from INR 500 to INR 1200.
Foreign Currency Transactions Fee
Foreign Currency Mark-up fees: 3.5% of the transaction value.
Other Fees
Cash Advance Charges: N/A
Joining Fee
Nil
Annual Fee
Joining/Annual Fees: NIL
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: 3.6% p.m. (52.86% p.a.)
Late Payment Fee
Late payment Charges: Ranges from INR 500 to INR 1200.
Foreign Currency Transactions Fee
Foreign Currency Mark-up fees: 3.5% of the transaction value.
Other Fees
Cash Advance Charges: N/A
Fee and Charges of
Axis KWIK Credit Card
Special Features
Credit card on UPI, customers can do UPI transactions through this credit card.
Eligibility Criteria
Primary cardholders should be between 18 and 70 years.
The individual should be resident of India.
Speical Feature, Eligibility and Benefits of
Axis KWIK Credit Card
How to apply for Credit Card?
Visit the Axis Bank website: https://www.axisbank.com/retail/cards/credit-card/axis-bank-kwik-credit-card
Click on the "Apply Now" button.
Fill out the online application form with your personal details, income information, and contact information.
Upload the required documents (PAN card/Form 60, address proof, identity proof, and income proof).
Submit the application and wait for a response from Axis Bank.
Contact Details
Account Opening and Procedure of
Axis KWIK Credit Card
The Axis Bank Kwik Credit Card is a good choice for individuals who: Prioritize convenience and a free card over premium features, Actively use UPI payments and want to extend them to credit card transactions, and Are new to credit cards and want to build their credit history with a basic option. However, if you're looking for a card with travel benefits, higher reward rates, or additional features, you might want to consider other options available in the market.
The Axis Bank Kwik Credit Card is a good choice for individuals who: Prioritize convenience and a free card over premium features, Actively use UPI payments and want to extend them to credit card transactions, and Are new to credit cards and want to build their credit history with a basic option. However, if you're looking for a card with travel benefits, higher reward rates, or additional features, you might want to consider other options available in the market.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai