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Axis KWIK Credit Card

Product Details
Credit Card Name : 

Axis KWIK Credit Card

Bank Name :

Axis Bank

Type :

Regular Credit Card

Interest Rate : 

3.6% p.m. (52.86% p.a.)

Eligibility :

Primary cardholders should be between 18 and 70 years.
The individual should be resident of India.

Axis KWIK Credit Card
  • Rewards: Customers can earn 2 EDGE Reward points for every INR 200 spent on domestic and international transactions. 

  • Other Benefits: The card provides a seamless experience of using UPI through a virtual credit card generated through the Kiwi App. 

  • No welcome offer. 

  • No lounge access programs are available. 

  • Low reward benefits. 

Pros & Cons
Welcome Benefits

Welcome Benefit: None 

Rewards System
  • 2 EDGE reward points for every INR 200 spent. 

  • 1 RP = 0.20 paisa

  • Effective Cashback Rate: 0.2%

International Forex Markup

3.5% of the transaction value

Welcome Benefits and Reward System
Special Features

Credit Card on UPI, customers can do UPI transactions through this credit card. 

Eligibility Criteria

Primary cardholders should be between 18 and 70 years.
The individual should be resident of India.

  • UPI on credit card 

  • Virtual Credit Card 

  • Easy Activation 

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  1. Visit the Axis Bank website:

  2. Click on the "Apply Now" button.

  3. Fill out the online application form with your personal details, income information, and contact information.

  4. Upload the required documents (PAN card/Form 60, address proof, identity proof, and income proof).

  5. Submit the application and wait for a response from Axis Bank.

Contact Details

Account Opening and Procedure
Axis Kwik Credit Card

The Axis Bank Kwik Credit Card is a good choice for individuals who: Prioritize convenience and a free card over premium features, Actively use UPI payments and want to extend them to credit card transactions, and Are new to credit cards and want to build their credit history with a basic option. However, if you're looking for a card with travel benefits, higher reward rates, or additional features, you might want to consider other options available in the market.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

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Fees & Charges
  • Joining/Annual Fees: NIL 

  • Interest Rate: 3.6% p.m.  (52.86% p.a.) 

  • Cash Advance Charges: N/A 

  • Late payment Charges: Ranges from INR 500 to INR 1200

  • Foreign Currency Mark-up fees: 3.5% of the transaction value. 

Fuel Surcharge

1% Fuel Surcharge waiver is applicable for fuel spent between INR 400 and INR 4000. Maximum waiver up to INR 150 per month. 

Billing Cycle

30 Days

Fees & Charges
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