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Bajaj Finserv DBS Bank 5 X Super Card

Product Details
Credit Card Name : 

Bajaj Finserv DBS Bank 5 X Super Card

Bank Name :

DBS Bank India Limited

Type :

Rewards Credit Card

Interest Rate : 

42% - 48% per annum

Eligibility :

Age: Minimum 21 years and maximum 60 years.
Income: Minimum annual income of Rs. 3 lakhs.
Employment: You should be a salaried employee, self-employed professional, or a business owner.
Credit score: You should have a good credit score of at least 750.

Bajaj Finserv DBS Bank 5 X Super Card
Pros
1. Customer shall earn 2 Cash Points on every INR 200 spent for all spends apart from fuel spends and cash withdrawals. 2. Customer shall be eligible for 5X rewards on reaching spends of Rs. 10,000 on all spends apart from cash withdrawals and fuel spends within a statement period. 3. Customer shall be eligible for 10X rewards on eligible spends done on rewards platform within DBS Card+ IN app. 4. Fuel Surcharge waiver facility available. 5. Earn Cash Points equivalent to 20% discount max up to 1000 Cash Points on purchase of eligible memberships from DBS Cards+ IN App 6. Bajaj Finserv Health Prime Membership for Bajaj Health App.
Cons
No welcome benefit is provided to the users. Limited features and benefits available. Not a globally accepted Card.
Pros & Cons
Welcome Benefits
N/A
Rewards System
1-Customer shall earn 2 Cash Points on every INR 200 spent for all spends apart from fuel spends and cash withdrawals. (1 RP for every INR 100 spent). The effective cashback rate varies from 0.5% to 5%.
International Forex Markup
3.5% of transaction amount.
Welcome Benefits and Reward System
Special Features
Bajaj Finserv Health Prime Membership for Bajaj Health App
Eligibility Criteria

Age: Minimum 21 years and maximum 60 years.
Income: Minimum annual income of Rs. 3 lakhs.
Employment: You should be a salaried employee, self-employed professional, or a business owner.
Credit score: You should have a good credit score of at least 750.

Benefits
Reward Points: Credit cards often offer reward points for every purchase made using the card. These points can be redeemed for various benefits like cashback, gift vouchers, airline miles, or merchandise. Cashback: Some credit cards offer cashback on specific categories of spending, such as groceries, fuel, dining, or online shopping. Travel Benefits: Premium credit cards may provide travel-related perks such as airport lounge access, complimentary travel insurance, or discounts on airfare and hotel bookings. Fuel Surcharge Waiver: Many credit cards offer a waiver on fuel surcharges when you use the card to pay for fuel at petrol pumps. EMI Conversion: You may have the option to convert large purchases into affordable monthly installments using your credit card. Zero Interest Period: Credit cards often come with a grace period during which you can make purchases without incurring any interest charges if you pay the balance in full by the due date. Online Shopping Benefits: Some credit cards offer discounts, cashback, or additional security for online transactions. Credit Score Improvement: Responsible use of a credit card can help build a positive credit history, which can be beneficial for future financial endeavors like applying for loans or mortgages. Security Features: Credit cards typically come with security features like EMV chip technology, PIN protection, and fraud protection to safeguard your transactions. Additional Perks: Premium credit cards may offer additional perks such as concierge services, access to exclusive events, or discounts at partner merchants.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Online Application: Visit the official website of Bajaj Finserv and/or DBS Bank. Look for the specific credit card page for the 5X Super Card. Fill Out the Application Form: Complete the credit card application form with accurate and up-to-date information. Make sure to provide all the required details, including personal information, contact details, employment information, and income details. Submit Documents: Scan and upload the required documents as mentioned in the application form. Ensure that the documents are clear and legible. Review and Submit: Carefully review the application form and the information you have provided. Make any necessary corrections or updates before submitting the application. Receive the Card: After successful verification, you will receive your Bajaj Finserv DBS Bank 5X Super Card at the address you provided during the application process.
Contact Details

1860 267 6789

Account Opening and Procedure
Bajaj Finserv DBS Bank 5 X Super Card

The Bajaj Finserv DBS Bank 5X Super Card is a great option for high spenders who prioritize maximizing cashback on everyday purchases. Its 5X rewards milestone, bonus points, and accelerated rewards offer significant cashback potential. The fuel surcharge waiver, EMI cashback, and welcome bonus add further value. However, the high annual fee, limited redemption options, fuel waiver cap, and lower point value might not be ideal for low spenders or those seeking diverse benefits.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
Joining Fee- NIL, Annual Fee-INR 499 + GST Cash advance fee: 2% of the cash withdrawn or Rs 300. (Whichever is higher) Interest Rates: 42% - 48% per annum Late Payment Charges: 15% of Total Amount Due (Min Rs. 50 and Max Rs. 1,500) Foreign Currency Transactions Fees: 3.5%. Reward Redemption Fees: Rs. 99
Fuel Surcharge
1% (+GST) fuel transaction charge (or surcharge) is levied by the merchant’s Bank. This will be reversed (1% + GST) for transactions greater than INR 400 and less than INR 4000.
Billing Cycle

30 days

Fees & Charges
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