Bajaj Finserv DBS Bank 5X Plus Rewards SuperCard
Rewards & Benefits
Welcome Benefits
4000 cash points shall be awarded to customers as a welcome benefit.
Milestone Benefits
Milestone Benefit: Customers can earn 5X rewards on reaching spends of Rs 10,000 on all spends apart from cash withdrawals and fuel spends.
Cashback Rate
Customers shall earn 2 cash points on every INR 200 spent for all spends apart from fuel spends and cash withdrawals.
1 cashpoint = Rs. 0.25. Effective cashback rate 0.25%.
Movie Benefits
Dining Benefits
Other Benefits
The card is free for the first year.; 20 % discount on purchasing OTT subscriptions like Amazon Prime.; Fuel surcharge waiver.; Bajaj Finserv Health Prime Membership for Bajaj Health App.
Lounge Access
Fees & Charges
Joining Fee
NIL,
Annual Fee
INR 999 + GST
Cash Advance Fee
Cash advance fee: 2.5% of the cash withdrawn or Rs 500. (Whichever is higher)
Interest rate
4% p.m. or 48% per annum
Late Payment Fee
Late Payment Charges: No charge for the amount due up to Rs. 100 Rs. 99 for the total due amount greater than Rs. 100 and up to Rs. 500 Rs. 499 for the total due amount greater than Rs. 500 and up to Rs. 5,000 10% of the total due amount greater than Rs. 5,000 (maximum Rs. 1,299)
Foreign Currency Transactions Fee
Foreign Currency Transactions Fees: 3.5%.
Other Fees
Reward Redemption Fees: Rs. 99
Cons
No international airport lounge access facility available.
Not a globally accepted card.
Welcome Benefit: 4000 cash points shall be awarded to customers as a welcome benefit.
Reward System: Customers shall earn 2 cash points on every INR 200 spent for all spends apart from fuel spends and cash withdrawals i.e., earn 1 CP for every INR 100 spent. 1 cashpoint = Rs. 0.25. Effective cashback rate of 0.25%.
Milestone Benefit: Customers can earn 5X rewards on reaching spends of Rs. 10,000 on all spends apart from cash withdrawals and fuel spends.
The card is free for the first year.
Customer are eligible for 10X rewards on eligible spends done on reward platform within DBS Card+ IN app.
20 % discount on purchasing OTT subscriptions like Amazon Prime.
Fuel surcharge waiver.
4 domestic lounge access in a year.
Bajaj Finserv Health Prime Membership for Bajaj Health App.
Rewards & Benifits
Welcome Benefits
4000 cash points shall be awarded to customers as a welcome benefit.
Rewards System
International Forex Markup
Welcome Benefits and Reward System
Special Features
Eligibility Criteria
Age: Minimum 21 years and maximum 60 years.
Income: Must have a regular source of income.
Employment: You should be a salaried employee, self-employed professional, or a business owner.
Credit score: You should have a good credit score of at least 750.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Visit the official website of Bajaj Finserv or DBS Bank, navigate to the credit card section, and locate the application form.
Fill in the Application Form: Complete the credit card application form with accurate information.
Double-check for errors before submitting it.
Attach Documents: Upload or submit scanned copies of the required documents along with your application form.
Ensure that these documents are clear and legible.
Wait for Processing: After submitting your application, the bank will review it.
Verification and Approval: The bank may contact you for further verification or documentation if needed.
Once your application is approved, you will receive an approval notification.
Receive the Card: Once your application is approved, the bank will send the credit card to your registered address.
Make sure to activate the card as per the instructions provided.
Contact Details
1860 267 6789
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Welcome Benefit: 4000 cash points shall be awarded to customers as a welcome benefit.
Reward System: Customers shall earn 2 cash points on every INR 200 spent for all spends apart from fuel spends and cash withdrawals i.e., earn 1 CP for every INR 100 spent. 1 cashpoint = Rs. 0.25. Effective cashback rate of 0.25%.
Milestone Benefit: Customers can earn 5X rewards on reaching spends of Rs. 10,000 on all spends apart from cash withdrawals and fuel spends.
The card is free for the first year.
Customer are eligible for 10X rewards on eligible spends done on reward platform within DBS Card+ IN app.
20 % discount on purchasing OTT subscriptions like Amazon Prime.
Fuel surcharge waiver.
4 domestic lounge access in a year.
Bajaj Finserv Health Prime Membership for Bajaj Health App.
No international airport lounge access facility available.
Not a globally accepted card.
The Bajaj Finserv DBS Bank 5X Plus Rewards SuperCard is a stronger option for frequent travelers, online subscribers, and those seeking enhanced cashback on almost all spends compared to the 5X Super Card. The boosted monthly milestone, higher travel rewards, subscription benefits, and welcome bonus offer even greater earning potential. However, the slightly higher annual fee, loss of fuel surcharge waiver, and lower EMI cashback might be drawbacks for some.
The Bajaj Finserv DBS Bank 5X Plus Rewards SuperCard is a stronger option for frequent travelers, online subscribers, and those seeking enhanced cashback on almost all spends compared to the 5X Super Card. The boosted monthly milestone, higher travel rewards, subscription benefits, and welcome bonus offer even greater earning potential. However, the slightly higher annual fee, loss of fuel surcharge waiver, and lower EMI cashback might be drawbacks for some.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining Fee-NIL,
Annual Fee-INR 999 + GST
Cash advance fee: 2.5% of the cash withdrawn or Rs 500. (Whichever is higher)
Interest Rates: 4% p.m. or 48% per annum
Late Payment Charges: No charge for the amount due up to Rs. 100 Rs. 99 for the total due amount greater than Rs. 100 and up to Rs. 500 Rs. 499 for the total due amount greater than Rs. 500 and up to Rs. 5,000 10% of the total due amount greater than Rs. 5,000 (maximum Rs. 1,299)
Foreign Currency Transactions Fees: 3.5%.
Reward Redemption Fees: Rs. 99
Fuel Surcharge
Billing Cycle
30 days