Bandhan Bank One Credit Card

Bandhan Bank One Credit Card is a everyday credit card from Bandhan Bank. The value of 1 reward point is worth ₹0.30.

Joining fee: (1st Year Fee) - ₹299
Annual fee: s (2nd Year onwards) - ₹299
Forex markup: IFM- upto 3.5%
Interest: 24.58% p.a

More Bandhan cards

Welcome benefits

Users will get 500 reward points as joining benefits

Rewards & cashback

The value of 1 reward point is worth ₹0.30
Users will earn 1 reward point for every ₹150 spent
Effective cashback rate: 0.2%
5 reward points for shopping in supermarkets, groceries, dining, and movies
Effective cashback rate: 1%

Dining

Special cashback rate: 1%

Fees & charges

Joining fee: (1st Year Fee) - ₹299
Annual fee: s (2nd Year onwards) - ₹299
Foreign currency markup: IFM- upto 3.5%
Interest rate: 24.58% p.a
Late payment: Late Payment Fess ₹0 for statement outstanding balance less than or equal to 100. 100 for statement outstanding balance between 101 and…
Cash advance: Cash Advance Fee -3% of transaction fee or ₹300/-, whichever is higher
Fuel surcharge: 1% surcharge on Fuel transaction value or ₹10, whichever is higher. However, Fuel surcharge waiver of up to ₹100 per…
Billing cycle: 30 Days
Other fees: Rewards Points Redemption Fee- ₹99/- | Railway Surcharge: ₹25 or 2.5% which ever is higher

Pros and cons

What works well

Users will get 500 reward points as a joining benefit
The value of 1 reward point is worth ₹0.30
Users will earn 1 reward point for every ₹150 spent
Effective cashback rate: 0.2%. 5 reward points for shopping in supermarkets, groceries, dining, and movies
Effective cashback rate: 1%
Renewal fees waived on annual spending of ₹60,000

Worth knowing

Limited features only
No airport lounge access facility is available
Very basic credit card

Who can apply

Age: At least 18 years
Resident of India

How to apply

You can apply for the card online through the Bandhan Bank website or offline by visiting any Bandhan Bank branch

Check the eligibility criteria
The eligibility criteria for the Bandhan Bank One Credit Card are: Age: 21-60 years Minimum income: ₹30,000 per month (salaried) or ₹50,000 per month (self-employed) Good credit history
Gather the required documents
The required documents are: A recent passport-size photograph Proof of identity (any of the following): Voter ID, passport, driving license, PAN card, Aadhaar card Proof of residence (any of the following): Electricity bill, telephone…
Apply online or offline
Submit your application
Once you have gathered the required documents, you can submit your application online or offline
Wait for the approval

Details come from information published by Bandhan Bank and may change. Confirm current fees, benefits and eligibility with the bank before applying. Some links are partner links; MyRupaya may earn a commission at no extra cost to you.