HDFC Pixel Play Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
Cashback Rate
Cardholder will get 5% cashback on any two packs of your choice - Dining & Entertainment Category – BookMyShow & Zomato - Travel Category – MakeMyTrip & Uber - Grocery Category – Blinkit & Reliance Smart Bazaar - Electronics Category – Croma & Reliance Digital - Fashion Category – Nykaa & Myntra.
3% cashback any one E-commerce merchant of your choice - Amazon or Flipkart or PayZapp.
1% unlimited cashback across all other spends.
Movie Benefits
Dining Benefits
Get up to 25% off on dining through Swiggy Dineout.
Other Benefits
Instant digital credit card. Annual fee reversal on spend of Rs 50,000 in any year.
Lounge Access
Fees & Charges
Joining Fee
INR 500 /- + Applicable Charges
Annual Fee
INR 500 /- + Applicable Charges
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
3.6% per month (i.e., 43.2% per annum)
Late Payment Fee
Late Payment Charges: Ranges from INR 100 to INR 1300.
Foreign Currency Transactions Fee
Foreign Currency Mark-up Fees: 3.5%
Other Fees
Cash Advance Charges: A transaction fee of 2.5% or ₹500 whichever is higher | Reward Redemption Fee: INR 99
Cons
No complimentary international airport lounge visit facility is available.
Few add-on features.
No welcome benefit.
Reward System: The value of 1 reward point = INR 0.25. Users will get 2 StarPoints for every Rs. 100 on regular spending. Effective cashback rate: 0.50%. 3 StarPoints on every Rs. 100 spent at any merchants. Effective cashback rate: 0.75%. Users must select exactly one Preferred category at the time of registration.
Globally accepted card.
One complimentary domestic lounge access per quarter at airport lounges.
Customers will get 2X reward points in POS and ECOM transactions. (Excluding Blocked Categories).
Rewards & Benifits
Welcome Benefits
None
Rewards System
International Forex Markup
IFM- Upto 3.5%
Welcome Benefits and Reward System
Special Features
Reward System: Cardholder will get 5% cashback on any two packs of your choice
- Dining & Entertainment Category – BookMyShow & Zomato
- Travel Category – MakeMyTrip & Uber
- Grocery Category – Blinkit & Reliance Smart Bazaar
- Electronics Category – Croma & Reliance Digital
- Fashion Category – Nykaa & Myntra
3% cashback any one E-commerce merchant of your choice
- Amazon or Flipkart or PayZapp
1% unlimited cashback across all other spends.
Eligibility Criteria
You must be an Indian citizen.
You must be 21-60 years of age.
Your net monthly income must be greater than INR 25,000 if you are salaried, and your ITR must be greater than Rs. 6 lakhs per annum if you are self-employed.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Eligibility: Check if you meet the eligibility criteria, which typically include a minimum income and age requirement.
Apply online: Visit the HDFC Bank website or app and fill out the online application form.
Documents: Submit the required documents like PAN card, address proof, and income proof.
Verification: HDFC will verify your documents and creditworthiness.
Approval: Upon approval, you will receive your credit card within 7-10 working days.
Contact Details
1800 1600
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Reward System: The value of 1 reward point = INR 0.25. Users will get 2 StarPoints for every Rs. 100 on regular spending. Effective cashback rate: 0.50%. 3 StarPoints on every Rs. 100 spent at any merchants. Effective cashback rate: 0.75%. Users must select exactly one Preferred category at the time of registration.
Globally accepted card.
One complimentary domestic lounge access per quarter at airport lounges.
Customers will get 2X reward points in POS and ECOM transactions. (Excluding Blocked Categories).
No complimentary international airport lounge visit facility is available.
Few add-on features.
No welcome benefit.
The Bank of India Master Platinum International Credit Card is a basic international credit card suitable for individuals who want global acceptance, reward points, and some additional benefits like lounge access and insurance coverage. However, the annual fee and lower reward rate might not be attractive to everyone.
The Bank of India Master Platinum International Credit Card is a basic international credit card suitable for individuals who want global acceptance, reward points, and some additional benefits like lounge access and insurance coverage. However, the annual fee and lower reward rate might not be attractive to everyone.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining fee: INR 500.
Annual Fee: INR 500
Cash advance fee: 2.5% of the amount withdrawn, or Rs. 50, whichever is higher
Interest Rate: 22.45% per annum (p.a.)
Late payment fee: 3% of the outstanding amount, or Rs. 500, whichever is higher
Foreign transaction fee: 3.5% of the transaction amount
Reward redemption fee:NIL
Fuel Surcharge
N/A
Billing Cycle
30 Days