None.
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Bank of India Master Platinum International Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
None.
Cashback Rate
The value of 1 reward point = INR 0.25.
Users will get 2 StarPoints for every Rs. 100 on regular spending.
Effective general cashback rate: 0.50%.
Customers will get 2X reward points in POS and ECOM transactions. (Excluding Blocked Categories).
Special Cashback Rate: 1%.
Movie Benefits
None
Dining Benefits
None.
Other Benefits
None.
Lounge Access
One complimentary lounge access per quarter at domestic airport lounges.
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
None.
Cashback Rate
The value of 1 reward point = INR 0.25.
Users will get 2 StarPoints for every Rs. 100 on regular spending.
Effective general cashback rate: 0.50%.
Customers will get 2X reward points in POS and ECOM transactions. (Excluding Blocked Categories).
Special Cashback Rate: 1%.
Movie Benefits
None
Dining Benefits
None.
Other Benefits
None.
Lounge Access
One complimentary lounge access per quarter at domestic airport lounges.
Fees & Charges of
Bank of India Master Platinum International Credit Card
Joining Fee
INR 500.
Annual Fee
INR 500
Cash Advance Fee
Cash advance fee: 2.5% of the amount withdrawn, or Rs. 50, whichever is higher
Interest rate
Interest Rate: 22.45% per annum (p.a.)
Late Payment Fee
Late payment fee: 3% of the outstanding amount, or Rs. 500, whichever is higher
Foreign Currency Transactions Fee
3.50%
Other Fees
Foreign transaction fee: 3.5% of the transaction amount | Reward redemption fee:NIL
Joining Fee
INR 500.
Annual Fee
INR 500
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: 22.45% per annum (p.a.)
Late Payment Fee
Late payment fee: 3% of the outstanding amount, or Rs. 500, whichever is higher
Foreign Currency Transactions Fee
3.50%
Other Fees
Foreign transaction fee: 3.5% of the transaction amount | Reward redemption fee:NIL
Fee and Charges of
Bank of India Master Platinum International Credit Card
Special Features
None
Eligibility Criteria
Minimum age of the card holders should be 18.
Individual, Staff/non-staff, private limited company, partnership firms, public limited company.
Customer should be having steady source of income verifiable through Income Tax Returns.
Speical Feature, Eligibility and Benefits of
Bank of India Master Platinum International Credit Card
How to apply for Credit Card?
Go to the Bank of India website and click on the "Credit Cards" tab.
Click on the "Apply for a Credit Card" button.
Select the "Master Platinum International Credit Card" from the list of credit cards.
Enter your personal details, such as your name, address, and contact information.
Enter your employment details, such as your employer's name and contact information.
Enter your income details.
Upload a copy of your PAN card and recent salary slip.
Submit your application.
The Bank of India will review your application and will contact you if your application is approved.
Contact Details
Account Opening and Procedure of
Bank of India Master Platinum International Credit Card
Find Offers on Your Credit Card
Find Offers on Your Credit Card
The Bank of India Master Platinum International Credit Card is a basic international credit card suitable for individuals who want global acceptance, reward points, and some additional benefits like lounge access and insurance coverage. However, the annual fee and lower reward rate might not be attractive to everyone.
The Bank of India Master Platinum International Credit Card is a basic international credit card suitable for individuals who want global acceptance, reward points, and some additional benefits like lounge access and insurance coverage. However, the annual fee and lower reward rate might not be attractive to everyone.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai