Gift voucher from Swiggy and Amazon worth INR 100 each.
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Bank of India Visa Platinum International Credit Card
Rewards & Benefits
Welcome Benefits
Gift voucher from Swiggy and Amazon worth INR 100 each.
Milestone Benefits
None.
Cashback Rate
The value of 1 StarPoint = INR 0.25.
Users will get 2 StarPoints for every Rs. 100 spent.
General cashback rate: 0.50%.
4 StarPoints on every Rs. 100 spent at point of sales transactions and e-commerce tranactions.
Effective cashback rate: 0.75%.
Movie Benefits
None.
Dining Benefits
Food and beverage voucher from Visa worth INR 500 issued each quarter can be used at airports.
Other Benefits
EMI at POS facility is available on POS that are managed/owned by M/S WorldLine Private Limited irrespective of Bank.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
Gift voucher from Swiggy and Amazon worth INR 100 each.
Milestone Benefits
None.
Cashback Rate
The value of 1 StarPoint = INR 0.25.
Users will get 2 StarPoints for every Rs. 100 spent.
General cashback rate: 0.50%.
4 StarPoints on every Rs. 100 spent at point of sales transactions and e-commerce tranactions.
Effective cashback rate: 0.75%.
Movie Benefits
None.
Dining Benefits
Food and beverage voucher from Visa worth INR 500 issued each quarter can be used at airports.
Other Benefits
EMI at POS facility is available on POS that are managed/owned by M/S WorldLine Private Limited irrespective of Bank.
Lounge Access
None.
Fees & Charges of
Bank of India Visa Platinum International Credit Card
Joining Fee
INR 500.
Annual Fee
INR 500.
Cash Advance Fee
2.5% on cash advance amount�
Interest rate
Interest Rates: 1.70% per month (20.45% per annum).
Late Payment Fee
Late Payment Fees: 2.50% of the outstanding balance
Foreign Currency Transactions Fee
Foreign transaction fee: 3% on all foreign currency transactions.
Other Fees
Cash Advance charges: 2.5% on cash advance amount | Reward Redemption Fee- NIL
Joining Fee
INR 500.
Annual Fee
INR 500.
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rates: 1.70% per month (20.45% per annum).
Late Payment Fee
Late Payment Fees: 2.50% of the outstanding balance
Foreign Currency Transactions Fee
Foreign transaction fee: 3% on all foreign currency transactions.
Other Fees
Cash Advance charges: 2.5% on cash advance amount | Reward Redemption Fee- NIL
Fee and Charges of
Bank of India Visa Platinum International Credit Card
Special Features
None
Eligibility Criteria
Minimum age of the card holders should be 18.
Only Indian residents can apply.
Individual, Staff/non-staff, private limited company, partnership firms, public limited company.
Customer should be having steady source of income verifiable through Income Tax Returns
Speical Feature, Eligibility and Benefits of
Bank of India Visa Platinum International Credit Card
How to apply for Credit Card?
Visit the Bank of India website and click on the "Credit Cards" tab.
Select the "Visa Platinum Credit Card" from the list of cards.
Click on the "Apply Now" button.
You will be redirected to a new page where you will need to provide your personal information, such as your name, address, and contact details.
You will also need to provide your income and employment details.
You will need to upload a copy of your PAN card and a recent passport-sized photograph.
Once you have submitted your application, you will need to wait for the bank to approve your application.
If your application is approved, you will receive the card in the mail within a few weeks.
Contact Details
Account Opening and Procedure of
Bank of India Visa Platinum International Credit Card
Find Offers on Your Credit Card
Find Offers on Your Credit Card
Bank of India Visa Platinum International credit card is an EMV chip-based card. The credit card can be used in India, Nepal, and in any other country where Visa is accepted. Overall, the card is a great of option for people who love shopping and travelling. However, it does not provide any cashback offers.
Bank of India Visa Platinum International credit card is an EMV chip-based card. The credit card can be used in India, Nepal, and in any other country where Visa is accepted. Overall, the card is a great of option for people who love shopping and travelling. However, it does not provide any cashback offers.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai